Welcome to Ask the Experts, where each week we talk to people in the industry to get the inside word on what’s happening right now, and what that means for the tactics that you should use to make the most of your money.

I’m sure you’ve heard this one before: that you need to do everything possible to buy a house, right now, as soon as possible, because rent is dead money and you are falling behind every single day that you don’t own your own home.

But is that true?

Not necessarily. There’s a lot more nuance here, and both the numbers and lifestyle need to be part of the conversation.

In this episode, I’m breaking it all down with Katie Wesney from EnableMe:

• Is renting really a waste of money, or can it work with a different financial strategy?
• How to turn “dead money” into wealth by investing the rent gap
• The reality of renting in New Zealand vs countries like Germany
• Why homeownership often matters more in retirement
• Katie’s five-point financial plan for successful renting

Whether you’re a renter wondering if you’re falling behind, or a homeowner stressing about your mortgage, this episode is full of real talk and smart tactics to help you make a plan that actually works for your life.

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