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Financial independence while living with disability might seem like an impossible dream, but this episode shatters that misconception. Our guest Paul, a self-taught investor, breaks down realistic investment strategies that work even on limited disability incomes.

Starting with just $15-20 per month, Paul explains how platforms like Robinhood make investing accessible to beginners. He takes us through the pros and cons of various investment vehicles, from penny stocks (which offer quick returns but require constant attention) to cryptocurrency (highly volatile but educational for beginners). Most valuable is his breakdown of "paper trading" — a risk-free way to practice investment strategies using virtual money before committing actual funds.

For younger listeners, Paul makes a compelling case for Roth IRAs as a path to long-term wealth building. The math is startling: consistent small contributions from an early age can potentially grow to substantial retirement funds, all while being tax-advantaged in a way that particularly benefits those on fixed incomes.

Perhaps most reassuring is the confirmation that modest investment activities won't jeopardize disability benefits. As long as investment income remains below poverty-level thresholds, disabled investors can explore wealth-building without endangering their essential support systems.

Whether you're completely new to investing or looking to optimize your approach while navigating disability benefits, this episode provides practical, actionable advice from someone who's learned through experience. Ready to start your investment journey? Listen now, and discover how even limited resources can grow into meaningful financial independence.

I got a bit carried away with the last couple guests in that Palmi and I both agreed before this season to limit the time on our episodes to @30 min. This has left me with needing to edit the past couple episodes into two parts.

https://www.webull.com

https;//www.robinhood.com

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