9 to FI cover art

9 to FI

9 to FI

By: 9 to FI
Listen for free

About this listen

9 to FI is a Financial Independence podcast hosted by Elliot and Josh from St. Louis. Together, they share honest commentary on their journey to FI—covering wins, challenges, and lessons learned along the way. With real conversations and practical insights, they aim to help others navigate the same path, taking Financial Independence from dream to reality.9 to FI Economics
Episodes
  • Planning Your Perfect Post-Work Life | 9toFI 009 | 9 to FI Podcast
    Sep 29 2025

    Planning Your Perfect Post Work Life | 9toFI 009 | 9 to FI PodcastJoin Elliot and Josh as they delve deep into the concept of early retirement and the journey of financial independence. Josh shares his personal experiences and plans leading up to his transition to early retirement, emphasizing the importance of having a purpose and activities to retire to. The episode explores various exercises and strategies to prepare for a fulfilling retirement, addressing concerns about potential boredom and anxiety. They discuss the balance between decompression and productivity, stressing the value of intentional planning and regular self-reflection. Whether you're nearing retirement or just considering it, this episode offers valuable insights and practical advice for a smoother transition.00:00 Introduction and Greetings00:08 Discussing Early Retirement Plans00:54 Concerns About Early Retirement01:47 Planning for Post-Retirement Life06:34 Creating a Retirement To-Do List09:19 Finding Purpose in Retirement12:06 Reflecting on Retirement Activities19:25 Adapting to Retirement Life26:18 Conclusion and Final Thoughts

    Show More Show Less
    28 mins
  • Crafting Community on the Road to FI | 9toFI 008 | 9 to FI Podcast
    Sep 22 2025

    Crafting Community on the Road to FIJoin Josh and Elliot as they dive into their weekend activities and talk about the value of community. They recount experiences from fixing rental properties and attending children's soccer games, to meeting and learning about the Financial Independence (FI) community. The discussion touches on car repairs, kid's sports, and engaging with local FI meetups. Find out how Elliot and Josh fostered their FI communities before and after retirement, the challenges they faced, the benefits of being part of a cohesive group, and the importance of pushing out of one’s comfort zone to connect with like-minded individuals. This conversation not only highlights their personal journeys but also offers insights on how to build and sustain community ties in pursuit of financial independence.00:00 Opening Banter00:40 Car Troubles and DIY Fixes02:25 Kids' Soccer and Healthy Competition04:25 Introduction to Community Building05:07 Personal Community Stories08:36 Discovering Financial Independence13:32 Attending In-Person Events26:01 Post-FI Community Building34:33 Encouragement to Build Community36:07 Closing Remarks and Call to Action

    Show More Show Less
    37 mins
  • Retire Early or Enjoy Now? | 9toFI 007 | 9 to FI Podcast
    Sep 15 2025

    Retire Early or Enjoy Now?Welcome to the 9 to FI Podcast with Elliot and Josh! In this episode, we explore the evolution of the Financial Independence, Retire Early (FIRE) movement. Starting with 'Old School' FIRE principles, focused on extreme frugality and rapid wealth accumulation, we transition into the emerging 'New FIRE' concepts like Slow FI, Barista FI, and Fat FI. Join us as we discuss the pros and cons of each approach, share personal journeys, and debate which method might be best for different lifestyles. We wrap up with some fun, quick-fire questions and encourage you to reflect on your own path to financial independence. Don't forget to like, subscribe, and leave a review!00:00 Introduction to the Podcast00:11 Old School FIRE: The Original Playbook01:30 New Voices in the FIRE Community02:41 Balancing Old and New FIRE Concepts04:14 Personal Stories and Reflections08:29 Core Tenets of Old School FIRE10:12 Shifts in the FIRE Movement11:15 Perfect Day in Retirement24:47 Lightning Round: Fun FIRE Choices27:46 Conclusion and Listener Engagement

    Show More Show Less
    28 mins
No reviews yet
In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.