The housing market is changing fast — and what you think you know about interest rates might already be outdated.

In this episode of Life Beyond Boxes, hosts Marian and Victor sit down with Matt Quinlan (Classified Realty Group / Quinlan Homes) and Ed Whitehouse (CMG Home Loans) to break down the truths behind today’s mortgage rates, buyer strategies, and why headlines don’t always match reality.

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Listen to related episodes:

• 🎧 Navigating the Real Estate Market - A Guide to Buying and Selling Your Dream Home in 2023 - with Matt Quinlan ( Classified Realty Group )
• 🎧 Understanding Mortgage Rates and Refinancing - with Matt Quinlan & Ed Whitehouse - 037
• 🎧 Secrets to Relieving Moving Stress - 011
• 🎧 Top 2024 Moving Trends Revealed - 013
• 🎧 The Ultimate Guide: Hiring Movers or DIY? - 015

You’ll hear:

• Why this fall’s mortgage climate looks completely different than last year.
• The difference between Fed fund rates and actual mortgage rates (and why the news often confuses them).
• How pre-approvals really work — and why they’re not a guarantee.
• The surprising reality of daily rate fluctuations and how they impact offers.
• Why baby boomers are holding on to homes — and what it means for buyers and sellers.
• Real advice for self-employed buyers and those navigating tougher loan approvals.

Whether you’re a first-time buyer, a real estate agent, or someone planning a move in 2025, this episode gives you the clarity the headlines don’t.

👉 Listen now and get the real story before you make your next big decision.

Listen Or Watch the Life Beyond Boxes Podcast On Your Favorite Platform!

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