How to Enjoy the Holidays Without Breaking the Bank

On the podcast I sit down and talk with Lucas Nettles from Revo Financial and we go over some guidelines to not let your holiday spending break the bank. Pray this encourages you this week.

This episode is sponsored by

Copan Restaurant and Truckstop

Outpost Coffee

Precision Lawn & Landscaping of Bartlesville, LLC

***SHOW NOTES***

Below are Lucas' notes for this episode:

1. Opening Reflection: Why Holiday Spending Deserves Attention

Talking Points:

 Share a personal story or client experience that highlights the tension between

generosity and financial strain.

 Acknowledge the emotional and cultural pressures of the season.

 Introduce the concept of stewardship as a guiding principle.

Biblical Principle:

 Stewardship is managing God’s resources wisely.

 Scripture: “Moreover, it is required of stewards that they be found faithful.” — 1

Corinthians 4:2

Engaging Question:

 “What does faithfulness look like in your finances during the holidays?”

2. Recognizing the Holiday Spending Trap

Talking Points:

 The influence of marketing, social media, and comparison.

 Emotional spending: guilt, obligation, tradition.

 The myth that love equals lavish gifts.

Biblical Principle:

 Avoiding worldly patterns and embracing contentment.

 Scripture: “Do not conform to the pattern of this world, but be transformed by the

renewing of your mind.” — Romans 12:2

 Scripture: “Keep your lives free from the love of money and be content with what

you have.” — Hebrews 13:5

Engaging Question:

 “How do you guard your heart against comparison and consumerism during the

holidays?”

3. Creating a Budget That Honors God and Your Wallet

Talking Points:

 Review last year’s spending and set a realistic budget.

 Categorize expenses: gifts, travel, food, décor, giving.

 Use tools like envelopes, apps, or spreadsheets.

Biblical Principle:

 Planning is wise and honors God.

 Scripture: “Suppose one of you wants to build a tower. Won’t you first...