In this episode of the Cover Your Assets podcast, host Billy Gwaltney discusses the critical differences between group disability policies offered through associations and private specialty coverage. He emphasizes the importance of understanding the gaps in association policies, including definitions of disability, control over the policy, and the significance of individual coverage. The conversation highlights the potential pitfalls of relying on association policies and the benefits of securing a private policy for long-term financial security.

Chapters:

(00:20) Welcome

(03:12) Key Differences Between Private and Association Policies

(07:04) The Importance of Individual Coverage

The Cover Your Assets Podcast is on a mission to help physicians like you get their disability insurance right. You've spent years of your life and hundreds of thousands of dollars to become a physician — this is the career that will give you and your family everything you've dreamed of! Don't let accidents, illness, or injury destroy your hard work and the life you deserve. You know you need to be insured, but how do you sort through the mountains of information when you barely have enough time to eat? On the Cover Your Assets Podcast, host Billy Gwaltney, head of Professional Planning Group, Inc., shows you exactly what you need to do to protect your income and way of life.

For more tips and advice, connect with the CYA Podcast on YouTube and visit the Professional Planning Group online. Stay up to date with Billy on Facebook and LinkedIn.

If you have questions, feedback, or just want to connect, email Billy at billy@ownoccdisability.com.