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Get Off the Fence: Why 3% Rates Aren’t Coming Back (and That’s OK)

Get Off the Fence: Why 3% Rates Aren’t Coming Back (and That’s OK)

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Still holding out for 3% interest rates before buying a home? We need to talk.

In this episode, we’re keeping it real about the market, mindset, and why waiting for the "perfect" rate might be keeping you from the right opportunity.

Let’s be honest: 3% interest was a unicorn moment — and while it made for some fun mortgage math, it’s not the only path to a smart, strategic home purchase.

We’re digging into:

  • Why buying when you’re ready > chasing an interest rate
  • How to think long-term (hint: refis exist for a reason)
  • What matters way more than rate in today’s market
  • How waiting could cost you more in the long run

Whether you’re feeling stuck or just need a nudge off the fence, this one’s for you. Tune in and take your power back — because the best time to buy? It’s when it’s right for you.

Like what you heard? Make sure to follow and review the podcast, and shoot us a message with your thoughts at

contractsandchaos@gmail.com

@YourHomeGirl_CLT

@Real.Life.Brenna

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In the spirit of reconciliation, Audible acknowledges the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respect to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander peoples today.