About This Episode

Market volatility can rattle even the most seasoned investors. In this episode of GDS Unplugged, Glen and Robert break down how to stay calm, stay smart, and stay invested when the market gets choppy. From historical context to diversification strategies and real-life examples, this episode is your guide to navigating uncertainty with confidence.

Whether you're a long-term investor or just getting started, Glen and Robert offer practical insights to help you manage risk and make informed decisions—no matter what the market throws your way.

Disclosure:

GDS Wealth Management (“GDS”) is an SEC Registered Investment Adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information presented in this podcast is intended for general informational purposes only and does not constitute investment, legal, tax, or other professional advice. Any references to market performance, economic conditions, financial planning concepts, or historical returns are intended for illustrative purposes only and do not represent actual client accounts. Any commentary related to portfolio strategies, fiduciary responsibilities, or financial advisor selection is general in nature. Listeners should carefully consider their own financial situation, objectives, and risk tolerance before making any investment decisions or selecting a financial professional. Past performance does not guarantee future results. All investing involves risk, including the potential loss of principal. The views and opinions reflect the authors as of the publication date and are subject to change without notice. This podcast does not guarantee any specific financial outcome or result from the implementation of any strategies discussed. For more information about GDS Wealth Management, including a description of services, fees, and important disclosures, please visit https://www.gdswealth.com.

About This Episode: Timing Social Security is one of the most important—and misunderstood—decisions in retirement planning. In this episode of GDS Unplugged, Glen and Robert unpack the math, myths, and mindset behind when to claim your benefits. From break-even ages to Medicare penalties and spousal strategies, this episode is packed with insights to help you make the most of your Social Security.

Whether you're nearing retirement or just planning ahead, this episode will help you understand how to align your Social Security decisions with your financial goals.

Disclosures: GDS Wealth Management (“GDS”) is an SEC Registered Investment Adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information presented in this podcast is intended for general informational purposes only and does not constitute investment, legal, tax, or other professional advice. Discussions in this episode about Social Security benefits, Cost-of-Living Adjustments (COLA), Medicare, and Income-Related Monthly Adjustment Amounts (IRMAA) are based on current laws, thresholds, and benefit formulas as of the recording date. These government programs are complex and subject to change. Any references to stock market performance, historical trends, or investment outcomes are provided for illustrative purposes only. Past performance does not guarantee future results. All investing involves risk, including the potential loss of principal. The views and opinions reflect the authors as of the publication date and are subject to change without notice. This podcast does not guarantee any specific financial outcome or result from the implementation of any strategies discussed. For more information about GDS Wealth Management, including a description of services, fees, and important disclosures, please visit https://www.gdswealth.com.

About This Episode 

Fee-only vs. fee-based financial advisers is a crucial topic for anyone looking to make informed decisions about their financial future. Understanding the distinct differences between the two types of advisers can help you choose the right professional to manage your investments and support your financial goals.

In this episode of GDS Unplugged, Glen and Robert dive deep into the distinctions of fee-only and fee-based advisers, what the major differences are, issues and red flags to look out for, and how to determine what is best for you.

Whether you’re a financial expert or just starting your investment journey, you’ll find valuable insights that can help you make sense of your present and plan for your future.

Disclosure:

GDS Wealth Management (“GDS”) is an SEC registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information presented in this podcast is intended for general informational purposes only and does not constitute investment, legal, or tax advice, or as a recommendation to buy or sell any financial product. Any references to specific investment strategies, financial products, or institutions are not intended as an endorsement or recommendation. The views and opinions reflect the authors as of the publication date and are subject to change without notice. Past performance of any investment strategy is not indicative of future results. All investments involve risk, including the potential loss of principal. This podcast does not guarantee any specific financial outcome or result from the implementation of any strategies discussed. For more information about GDS Wealth Management, including a description of services, fees, and important disclosures, please visit https://www.gdswealth.com.

About This Episode

Estate planning isn’t just for the wealthy. It’s for anyone who wants to protect what they’ve built and ensure their loved ones are cared for. In this insightful episode of GDS Unplugged, Glen and Robert break down the essentials of estate planning. They explore why it matters, how it works, and what you need to do to make sure your legacy is preserved—before it’s too late.

Disclosure:

GDS Wealth Management (“GDS”) is an SEC-registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. The information presented in this podcast is intended for general informational purposes only and does not constitute investment, legal, tax, or other professional advice. Topics discussed, including estate planning, probate, irrevocable trusts, and distribution standards such as HEMS (Health, Education, Maintenance, and Support), are inherently complex and may not be applicable to all listeners. GDS does not provide legal or tax advice. Listeners are strongly encouraged to consult with an attorney or tax professional regarding their specific legal and tax considerations. Any references to specific investment strategies, financial products, or institutions are not intended as an endorsement or recommendation. The views and opinions reflect the authors as of the publication date and are subject to change without notice. Past performance of any investment strategy is not indicative of future results. All investments involve risk, including the potential loss of principal. This podcast does not guarantee any specific financial outcome or result from the implementation of any strategies discussed. For more information about GDS Wealth Management, including a description of services, fees, and important disclosures, please visit https://www.gdswealth.com.

About This Episode

Market volatility can be a daunting experience for any investor, but understanding how to navigate these turbulent times is crucial for long-term financial success. If you've ever felt the urge to panic during a market drop, you're not alone.

In this episode of GDS Unplugged, Glen and Robert delve into the intricacies of market volatility, breaking down why it happens, how to manage your emotions, and the strategies you can employ to protect and grow your investments.

GDS Wealth Management (“GDS”) is an SEC-registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. GDS does not provide tax or legal advice. You should contact your tax advisor, accountant, and/or attorney before making any decisions with tax or legal implications. This podcast is provided for informational purposes only and should not be construed as investment, tax, legal, or financial planning advice. The content is based on assumptions, theories, and principles that may not fully reflect an individual’s situation.

Views and opinions reflect the judgment of the authors as of the publication date and are subject to change without notice. Investing involves risk, including the potential loss of principal. Past performance is not indicative of future results. The S&P 500 is an unmanaged index of 500 large-cap U.S. stocks and cannot be invested in directly. Tax loss harvesting strategies involve complexities and should be evaluated carefully with the help of a tax or financial advisor. There is no guarantee that any investment strategy, including tax strategies or asset allocations, will be successful. Any forward-looking statements or forecasts are based on assumptions and current market conditions and are subject to change without notice. Actual results may differ materially.

For additional information about GDS, including its services and fees, material risks, and firm’s disclosures, please visit https://www.gdswealth.com.

About This Episode

Roth conversions can be a useful strategy for optimizing your retirement savings and tax strategy, but they come with their own set of complexities. If you've ever wondered whether a Roth conversion is right for you, you're not alone.

In this episode of GDS Unplugged, we dive deep into the intricacies of Roth conversions, breaking down what they are, why they matter, and how to determine if they're the right move for your financial future.

Whether you’re a financial whiz or an investing novice, you’ll find insights that can help you make sense of your present and plan for your future.

Disclosure:

GDS Wealth Management (“GDS”) is an SEC-registered investment adviser. Registration as an investment adviser does not imply a certain level of skill or training. GDS does not provide tax or legal advice. You should contact your tax advisor, accountant, and/or attorney before making any decisions with tax or legal implications. This webinar contains general information that is not suitable for everyone and was prepared for informational purposes only. This webinar does not endorse any specific investment products, 401(k) plan providers, 529 plans, or financial institutions. The content is based on assumptions, theories, and principles that may not fully reflect an individual’s situation. Opinions and views reflect the judgment of the authors as of the publication date and are subject to change without notice. Past performance of any investment strategy or retirement plan features is not indicative of future results. Investments and retirement plan contributions may fluctuate, and there are risks associated with all retirement plan investments, including 401(k) plans and 529 plans. This webinar does not guarantee any specific financial outcome or return from participation in any retirement plan. Any discussion of taxes or tax advantages is based on current laws, which are subject to change. Listeners should verify the latest rules and limits for the current tax year.

For additional information about GDS, including its services and fees, material risks and firm’s disclosures, please visit https://www.gdswealth.com/disclosures.