Headed toward your own Emerald City—retirement? ️ In this episode, Rayna Reyes helps federal employees map out the twists and turns on the journey to retirement. Whether you're eyeing a VERA, DSR, MRA+10, or just trying to figure out where you are on the path, this episode gives you practical tools to move forward with confidence.

In this episode, you’ll learn:

• The differences between VERA, DSR, and MRA+10 retirements
• How your age and years of service affect your eligibility
• What benefits you keep (like health and life insurance) in each scenario
• The pros and cons of deferring or postponing your retirement
• How severance plays into your retirement options
• Tips on protecting your FEGLI coverage and understanding reductions

If you're facing uncertainty, consider this your compass. Let’s get you to the Emerald City—one smart step at a time.

Got questions? Call Rayna at (850) 450-6500 or visit AmericanFederal.org to connect with her team.

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Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.