
Financing RAL with SBA Loans: Inside the Bank with Mackey Hughes of Live Oak
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About this listen
In this episode, we’re joined by Mackey Hughes, senior loan officer at Live Oak Bank—one of the country’s top SBA lenders, and a true champion of residential assisted living operators. 💰🏡
Mackey brings a rare mix of legal, financial, and field expertise to the world of senior housing. As part of Live Oak’s dedicated senior housing team, he’s helped build a nationwide lending platform that’s putting assisted living ownership within reach for everyday entrepreneurs.
Tune in to hear:
✅ Why SBA loans are perfect for RAL and memory care businesses
✅ What makes Live Oak different—including in-person visits before underwriting 🤝
✅ How to build real lender relationships (not just shop for rates)
✅ Why they focus on you, the operator—not just the property
✅ The keys to long-term lending success in a people-first industry
If you’re exploring assisted living ownership and want to understand how to fund your first (or next) deal, this episode is a goldmine. 🎧🔥
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