In this episode, Eric and Katie discuss some of the key decisions you’ll make along the path of retirement and how they can make or break your future.

• Unlock the power of small retirement decisions to shape your financial future
• Balance risk and reward in your retirement investment strategy
• Plan for hidden healthcare costs to secure a stable retirement
• Optimize Social Security benefits for you and your spouse
• Learn how to navigate complex retirement planning

In this episode, Eric and Katie discuss practical steps and expert insights for a confident retirement income plan.

Key takeaways:

• Learn vital strategies for crafting a retirement income plan to enjoy life without constant financial worry
• Discover the empowering approach to aligning spending with a well-thought-out plan to live your perfect retirement days
• Guidance on integrating essential living expenses with the fulfillment of dreams for a rich and confident retirement
• Insights on coordinating social security, tax planning, and minimizing investment fees to make the most of your retirement savings
• Opportunity for a complimentary consultation to help build your personalized income plan and pursue the retirement lifestyle you deserve

In this episode, Eric and Katie discuss how you can recognize and avoid some of the most common IRA mistakes that can derail your retirement plans.

Key takeaways: 

• Navigate IRAs – Learn to avoid top 10 retirement mistakes 
• Maximize retirement income
• Explore critical aspects – Understand your retirement strategy
• Incorporate comprehensive tax strategies in retirement 
• Leverage IRAs for a secure future

In this episode, Katie discusses avoiding tax surprises and maximizing pleasant ones in retirement.

Key takeaways:

• Taxes could significantly impact retirement savings – planning is key to manage future payments 
• Retirement may not lower tax burdens – factors like Social Security benefits and Medicare premiums affect tax obligations 
• Surprises such as the “Widows Tax Penalty”, and inflation can impact financial stability in retirement
• Benefits of tax planning include possibly avoiding capital gains tax and optimizing Roth IRA distributions 
• Collaborating with a Financial Architect can help navigate tax complexities, minimize unpleasant surprises, and maximize retirement savings

In this episode, Eric and Katie discuss strategies for managing the biggest financial threats to retirement security.

Key takeaway:

• Achieving

In this episode, Eric and Katie examine the dangers of exposing your savings to greater market risk in order to combat inflation.

• The risk of inflation is a particular problem for retirees who struggle with the challenge of finding ways to periodically increase income throughout retirement
• When the earnings and growth in investment portfolios don’t keep pace with a rising cost of living, the chances of outliving savings increases
• If inflation stayed at a constant rate of 8%, it would only take about ten years for money to lose half its value

In this episode, Eric and Katie discuss navigating recent changes to your IRA, 401(k) and other retirement accounts.

Key takeaways:

• The SECURE Act of 2019 and the SECURE Act 2.0 are laws passed in Washington to fortify retirement preservation for Americans
• The SECURE Act laws establish several new provisions that will affect most Americans who are saving for retirement
• There are 5 main aspects of the SECURE Act that will most likely impact retirement and legacy planning – inheritance planning, RMD age changes, age limitations, catch-up contributions, and small employer retirement plans

In this episode, Eric and Katie discuss how you can control when taxes are paid, and how that decision can impact the amount of taxes you pay.

Key takeaways:

• “Reduce the taxes you pay in retirement, and you withdraw less money from savings each year to cover expenses. As a result, your savings lasts longer, and more money is available to spend on enjoyment.
• Many people fail to fully appreciate the control they could have over taxes
• Now is an opportune time for more people to understand the extend of control they have over their taxes and how this might lead to a more confident and enjoyable retirement