You’ve made your offer, it’s been accepted, and the contracts are signed, now what?

In this episode, Jack Elliott and Chris Bates walk you through the final stage of the buying process, from formal loan approval to collecting your keys on settlement day. They explain the role of your broker and conveyancer, how valuations work, and what to expect at each step so you can finish the process feeling calm and confident.

You’ll also hear a real case study comparing a preapproved buyer with one who skipped this step, and how it changed their experience.

Wherever you are in your buying journey, this episode will help you get settlement-ready.

In this episode:

🔑 What happens after your offer is accepted

🔑 How valuations work

🔑 The broker and conveyancer’s role in getting to settlement

🔑 Key steps between formal approval and settlement day

🔑 Real case study: preapproved vs no preapproval

Timestamps

00:00 – Introduction and what we’ll cover

02:24 – What happens once your offer is accepted

03:25 – Two types of valuations: desktop vs in-person

09:08 – Formal approval: what it is and why it matters

09:47 – Pre-approved vs no pre-approval: how the process changes

14:16 – What happens after formal approval? Steps to settlement

15:56 – How to ensure a smooth settlement process

17:26 – What actually happens on settlement day

19:13 – Getting prepared early (and how your broker should help)

19:51 – Key takeaways and what’s next for First Home Unlocked

🎧 Listen now to feel prepared and confident when it’s time to settle on your first home.

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