During this episode Janet Tonkins, the "Cash Flow Diva," shares why she is a powerhouse real estate developer, investor, coach, keynote speaker and philanthropist who transformed from poverty to prosperity through faith and determination. Her guiding principle: "I won't give anyone anything I can't live in myself."

With over 100 residential properties, Tonkins has orchestrated $800+ million in transactions across Baltimore, Atlanta, and Paterson, NJ. Her impressive portfolio includes part-ownership of three $110 million biotech labs, a 150-unit apartment building, and a groundbreaking $37 million affordable housing project for grandparents raising grandchildren.

Janet and her husband are among the first Black developers to build from the ground up in Paterson, New Jersey and she's currently developing a 70-unit apartment building for homeless veterans.

As executive board member of the Baltimore Real Estate Investment Association and co-chair of SAVVY Women's Investment Meeting, Tonkins passionately teaches others to "fish for themselves.

Janet Tonkins has been featured in USA Today as a "Game-Changer," Speakers Magazine's 2025 "Rising Star," Women of Wealth, and numerous podcasts.

Her best-selling book "The Turning Point" chronicles her inspiring rags-to-riches journey, with her solo work "Purses, Heels, Houses, You Choose©" launching in late 2025.