In this episode of the "9 Innings Podcast," host Kevin Thompson, founder and CEO of 9i Capital Group, and guest Andy Panko from Tenon Financial discuss the impact of market volatility on the promotion of Indexed Universal Life (IUL) insurance products. Kevin emphasizes the importance of financial education and empowerment, while Andy critiques the aggressive sales tactics used by some IUL promoters, particularly those from multi-level marketing backgrounds. They highlight the misconceptions surrounding IULs and stress the need for consumers to be well-informed and cautious when evaluating financial products.

Promoting IUL Products (00:02:09)

Critique of Salesperson Expertise (00:05:13)

Multi-Level Marketing Dynamics (00:07:59)

Training and Recruitment Issues (00:09:05)

Critique of 401(k) Comparisons (00:13:41)

Personal Experiences with IUL Advocates (00:17:17)

Market Volatility and Financial Products (00:21:08)

Permanent Life Insurance Considerations (00:25:37)

Industry Incentives and Ethics (00:30:00)

Term vs. Permanent Insurance (00:34:17)

Closing Remarks and Takeaways (00:35:40)

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Corrections: Editing by http://SwoleNerdProductions.com

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