Ever feel like your budget has a messy secret closet, just like Monica’s in Friends? You know—the one where you throw all the “random” spending and hope no one opens the door? 👀

Yeah... that’s your miscellaneous category, and spoiler alert: it’s probably leaking more money than you think.

In this episode, we're digging into why the miscellaneous line item is a budget killer and how it's secretly sabotaging your financial goals. I’ll show you how to:

• Uncover hidden money leaks

• Give every dollar a name (and "miscellaneous" isn't one)

• Build a budget that’s clear, intentional, and 100% guilt-free

Plus, I’ll walk you through real examples of what might be hiding in that category—from impulse Amazon buys to kid birthday gifts—and how to reassign them to categories that actually make sense.

Ready to ditch the chaos and budget like a Debt Rebel? Let’s bust open that door and clean out your financial junk drawer—for good.

👣 Next Step: Want help building a budget you’ll actually follow? Check out the Alliance Coaching Membership at jewlzthebudgetnerd.com/membership.

Feeling stuck with your money?

Learn how financial coaching, accountability, and a custom budget can kickstart your debt-free journey—without shame or overwhelm.

💰Learn to be Debt-Free Here: https://www.jewlzthebudgetnerd.com/membership

➡️Take the FREE 5-Day Challenge & Stop Living Paycheck-to-Paycheck: https://www.jewlzthebudgetnerd.com/challenge

👉Work With Me: https://www.jewlzthebudgetnerd.com/workwithme

Do money conversations with your spouse always end in a fight, a shutdown, or total avoidance? You’re not alone—and you’re not doomed. In today’s episode, we’re breaking down the real reasons why you and your partner keep clashing about money (spoiler alert: it’s not just about the numbers).

Whether you’re the planner or the free spirit, the saver or the spender, you’ll walk away with practical, grace-filled tools to communicate, create shared goals, and finally get on the same page financially. I’m sharing the exact steps my husband and I used to go from chaos to clarity—and how you can too.

💡 You’ll learn:

• Why opposites attract—and then attack—when it comes to money

• The role of financial baggage, fear, and control in your arguments

• How to talk money with curiosity instead of criticism

• Why vision must come before budgeting apps

• How to lead by example and start creating shared money goals

Plus, I’ll give you a free resource that’s helped dozens of couples stop fighting and start budgeting like a team.

🎯 Grab my 5-Day Budget Challenge to build your first budget, find $1,000 for your emergency fund, and ditch credit cards for good.

Let’s rewrite your money story—together. 💛

Want some good conversation starters for Date Night? https://www.jewlzthebudgetnerd.com/datenight

Learn more about financial coaching and working with Jewlz The Budget Nerd: https://www.jewlzthebudgetnerd.com/workwithme

Thinking about buying a home but feeling overwhelmed by the mortgage process? In this eye-opening episode, I sit down with Kristy Bass of C2 Financial to break down the 5 most commonly asked questions mortgage lenders get—and her honest answers might just surprise you.

We’re talking credit scores, down payments, interest rates, pre-approval, and what really makes or breaks a mortgage application. Kristy also shares how a little preparation can make homeownership a blessing, not a burden—especially if you’re focused on debt-free living and intentional finances.

Whether you’re a first-time homebuyer or just want to feel more confident in the process, this episode will equip you with practical, peace-giving steps to move forward.

👉 Tune in and find out how to ask the right questions, avoid common pitfalls, and make a smart, faith-aligned decision for your family’s future.

Connect with Kristy Bass, C2 Financial at https://www.c2financialcorp.com/kbass.

Kristy Bass
Trusted Mortgage Advisor

C2 NMLS #135622 | C2 AZ #919209 | C2 FL #MBR3519/MLD2635 | C2 OR #ML-4917 | C2 TN #135622 | C2 TX #135622 | C2 WA #MB-135622 | NMLS #2124325 | AZ #1027160 | FL #LO136438 | OR #2124325 | TN #2124325 | TX #2124325 | WA #MLO-2124325

🏠Want to be the first to know about the Preparing for Homeownership Private Podcast launching soon?

Join the waitlist here: https://www.jewlzthebudgetnerd.com/private-podcast-homeownership

🎯 Ready to ditch money stress for good?
Join my Free 5-Day Challenge designed to help you get financially unstuck in 15 minutes a day → jewlzthebudgetnerd.com/challenge

You’ve cut back. Budgeted. Paid extra. So why is your debt still haunting you? In this episode, we uncover the hidden reasons your debt won’t budge and give you a real, doable plan to finally get traction.

💰Learn to be Debt-Free Here: https://www.jewlzthebudgetnerd.com/membership

➡️Take the FREE 5-Day Challenge & Stop Living Paycheck-to-Paycheck: https://www.jewlzthebudgetnerd.com/challenge

Are you working hard but still wondering, "Why am I STILL living paycheck to paycheck?" You’re not alone—and you’re definitely not lazy. In this raw and relatable episode of The Debt Rebel Podcast, I break down the real reasons why you might feel stuck financially—even when your income seems "decent."

You'll learn:

💸 Why not having a spending plan is quietly sabotaging your progress
💳 The hidden danger of using credit cards as a Band-Aid
🧠 How mental overload and lack of planning keep you stuck in reactive mode
📆 The secret to creating a flexible, ADHD-friendly budget that actually works for YOUR family

If you’ve tried budgeting and failed—or you’ve avoided it completely because it feels overwhelming—this episode will give you the truth (with love) and a path forward.

🎯 Ready to ditch money stress for good?
Join my Free 5-Day Challenge designed to help you get financially unstuck in 15 minutes a day → jewlzthebudgetnerd.com/challenge

In this deeply personal episode of The Debt Rebel Podcast, Jewlz the Budget Nerd shares a surprising life update—her ADHD diagnosis at age 42—and how it reshaped her understanding of overwhelm, impulse spending, and budgeting struggles. She opens up about the emotional impact of years of burnout, forgotten bills, and financial shame, even as a certified financial coach with a background in economics. Jewlz dives into the systems, routines, and mindset shifts that helped her and her family pay off $107,000 in debt, and how she now uses those lessons to support overwhelmed parents—especially those navigating ADHD or emotional spending. If you’ve ever felt like you “should know better” but can’t seem to stay consistent with your money, this one’s for you.Learn more about working with Jewlz The Budget Nerd: www.jewlzthebudgetnerd.com

In this episode of Rebel Resets, Certified Financial Coach Julian Kohlbrand discusses how to effectively increase income by setting clear, short-term financial goals and reverse engineering a plan to achieve them. The conversation emphasizes the importance of manageable targets and practical strategies to reach those goals without overwhelming oneself. Listeners are encouraged to explore various methods to boost their income while maintaining balance in their lives.

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Check out the Lifestyles of the Intentional Spender Blog for more great tips, ideas, and hacks to maximize your hard earned cash:

https://www.jewlzthebudgetnerd.com/blog

Connect with Jewlz The Budget Nerd and learn more about financial coaching at www.jewlzthebudgetnerd.com.