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Could Financial Literacy Change the World?

Could Financial Literacy Change the World?

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Only a third of the global population is financially literate. Why? Because most of us don’t learn the basics of personal finance in school — or elsewhere.

Treating financial literacy as an afterthought can have serious consequences, from personal calamities to economic crises, according to Annamaria Lusardi, a professor of finance and the director of the Initiative for Financial Decision-Making at Stanford Graduate School of Business.

On this episode of If/Then, Lusardi makes the case for treating financial education like preventative care: essential, cost-effective, and an enormous opportunity to improve people’s lives, boost workplace performance, and strengthen economic resilience.

“We should learn about money as soon as possible,” Lusardi says. “As soon as the tooth fairy comes.”

Where do you go for financial advice? Tell us more at ifthenpod@stanford.edu.

This episode was recorded on November 5, 2024.


Related Content:

  • Annamaria Lusardi faculty profile
  • On a Mission to Teach the World the Basics of Personal Finance

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