In this episode of the Connect Podcast, we’re joined by Guy Weerarathne from Smart Wealth Financial Services to talk about the importance of personalised advice when it comes to finance, especially in the areas of home loans, refinancing, and SMSF lending.

Guy explains why his approach focuses on long-term relationships with clients rather than quick transactions. With access to over 35 lenders and a deep understanding of the full financial ecosystem, from business structures to superannuation and risk, Guy offers practical insight on how to make lending decisions that align with your personal goals.

We cover everything from first home buyer incentives to the complexities of SMSF loans and why working with a broker offers flexibility, credit protection, and strategic support that banks can’t match.

Key Takeaways:
• Finance is a huge part of everyday life
• There’s no one size fits all, every client is different
• You may be eligible to buy your first home with just a 5% deposit
• SMSF loans are complex and require specialised support
• Brokers have access to multiple lenders and protect your credit rating
• It’s not just about getting the loan, it’s about protecting your future

If you’re planning to buy your first home, refinance, or just want to better understand your loan options, this episode is packed with practical, real-world advice.