If you’re sick of your salary shrinking faster than your social life, discover if employee benefits are the secret handshake to a richer life. How can you go about trading pay for perks? And how can you negotiate your way to a benefits package that's anything but basic? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:53 The hidden value of non-monetary benefits

03:25 When and how to discuss benefits

08:13 Monetising benefits

10:27 Flexibility as a dealbreaker

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Marina Sukhikh, industry practice leader, Aon Global Benefits (Asia Pacific) and Lim Chai Leng, general manager, Randstad Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

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Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

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Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

If your stomach has been in freefall, don't panic! Let’s cut through market madness with the experts to uncover Asia's resilient sectors, navigate geopolitical shifts, and explore alternative investments. Gold may be pricey, but smart moves in tech, infrastructure, and private markets await.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:52 Global trends feeding into Asia

03:49 Resilient and growth sectors in Asia

11:25 US dollar's status and impact on investment

12:38 Alternative investment avenues: private markets?

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Laura Cooper, head of macro credit and global investment strategist, Nuveen; and Cheng Chye Hsern, head of investment, Providend

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

While it might seem altruistic to engage in values-driven investing, let’s face it: we still want to profit from sinking in hard-earned money into something. Does values-investing really come at the expense of performance? Is there a way to incorporate our values into our wealth growing journey?

Howie Lim speaks to Patrick Hong from Bill Morrisons Capital and Steward Thum from Phillip Securities for insights.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:56 Does values-investing make sense?

03:03 How to navigate the hype

06:29 Be wary of FOMO and greed

08:09 Overcoming behavioural biases

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Patrick Hong, managing partner, Bill Morrisons Capital; and Steward Thum, financial services associate director, Phillip Securities

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Buying property is a bit like dating: timing the market is hard, but "time in" it, understanding its "master plan," and ditching the HDB for an EC, can lead to a long-term, profitable relationship. Howie Lim gets insights from Eugene Lim, key executive officer of ERA.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:06 Timing vs time in

04:34 Understanding the master plan

07:11 Up and coming locations to consider

11:38 Tips of HDB upgraders

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

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Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Eugene Lim, key executive officer, ERA

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Is US exceptionalism a myth, or simply a premium price for unparalleled performance? Is it time to diversify your portfolio beyond Uncle Sam's shadow? Howie Lim finds out from experts if the future of investing lies elsewhere.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

02:20 Why US exceptionalism is being questioned

03:51 US tech dominance

06:57 Why diversification now

10:06 Alternatives to US assets

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Mahesh Sethuraman, CEO, Saxo Singapore and Rahul Ghosh, portfolio specialist for global equity, T. Rowe Price

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Unlock smarter investing with core-satellite strategies! Learn how to build a stable foundation and seize opportunities with tactical bets. Howie Lim speaks to Amanda Ong from Arta Finance and Samuel Rhee from Endowus for all the tricks.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

00:47 Only for institutional investors?

03:01 Understanding core and satellite strategies

06:10 Practical tips for retail investors

09:24 Balancing and rebalancing

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Amanda Ong, CEO, Arta Finance Singapore and Samuel Rhee, co-founder, chairman and chief investment officer of Endowus

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Are data centres worth investing in? They seem such a large concept but are, apparently, quite a steady return on investment! And the APAC market is blowing up. Howie Lim finds out from the experts where the opportunities are.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:01 How retail investors can participate

04:59 The risks and rewards

08:36 The hidden risks and rewards

09:54 Criteria for successful operators

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Daphne Tan, head of business development, CMC Markets and Shun Endo, head of data centre, capital markets, Asia Pacific, CBRE

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.

Early financial education can empower children to avoid debt and parental mistakes, fostering financial independence. But how early is early and how do you rectify the mistakes you've made and ensure your kids don't pick that up? Howie Lim speaks to the experts to find out.

Synopsis: Every Monday, The Business Times breaks down useful financial tips.

Highlights:

01:10 Good habits are better than good intentions

03:20 Kids don't learn from lectures

05:30 Can kids grasp compounding?

09:00 Financially reset yourself?

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Send us your questions, thoughts, story ideas, and feedback to btpodcasts@sph.com.sg.

---

Written and hosted by: Howie Lim (howielim@sph.com.sg)

With Dawn Cher, author & founder of SG Budget Babe; and Janice See, financial literacy educator with Junior Achievement Singapore

Edited by: Howie Lim & Claressa Monteiro

Produced by: Howie Lim & Chai Pei Chieh

A podcast by BT Podcasts, The Business Times, SPH Media

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Follow BT Money Hacks podcasts every Monday:

Channel: bt.sg/btmoneyhacks

Amazon: bt.sg/mham

Apple Podcasts: bt.sg/oeXe

Spotify: bt.sg/oeGN

YouTube Music: bt.sg/mhyt

Website: bt.sg/moneyhacks

Do note: This podcast is meant to provide general information only. SPH Media accepts no liability for loss arising from any reliance on the podcast or use of third party’s products and services. Please consult professional advisors for independent advice.

---

Discover more BT podcast series:

BT Mark To Market Podcast at: bt.sg/btmark2mkt

WealthBT at: bt.sg/btwealthbt

PropertyBT at: bt.sg/btpropertybt

BT Market Focus at: bt.sg/btmktfocus

BT Podcasts at: bt.sg/pcOM

BT Branded Podcasts at : bt.sg/brpod

BT Lens On: bt.sg/btlenson

See omnystudio.com/listener for privacy information.