Episodes

  • Agent Apps | Best Free Note-Taking Apps

    Agent Apps | Best Free Note-Taking Apps
    May 22 2024

    Take your notes to the next level! Customize your to-do lists, projects, thoughts, calendar, and more with these free apps.

    Kilonotes Pocket Apple: https://apps.apple.com/us/app/kilonotes-pocket/id1574139091

    Kilonotes PDF Apple: https://apps.apple.com/us/app/kilonotes-notes-pdf-reading/id1514322479

    Kilonotes Playstore: https://play.google.com/store/apps/details?id=com.topstack.kilonotes.pad&hl=en_US&gl=US

    Notion Official Website: https://www.notion.so/product

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    Agent Apps | Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58

    Agent Apps | What’s a Widget? Event Tracker Widgets and More: https://link.chtbl.com/ASGA59

    How Much Money Can Health Insurance Agents Make? https://ritterim.com/blog/how-much-money-can-health-insurance-agents-make/

    How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training: https://ritterim.com/blog/how-to-become-certified-for-aca-marketplace-sales-with-federally-facilitated-marketplace-ffm-training/

    Marketplace Training Resources for Health Insurance Agents: https://ritterim.com/blog/marketplace-training-resources-for-health-insurance-agents/

    The Best Books for Insurance Agents: https://link.chtbl.com/ASG590

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka Twitter), https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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    5 mins
  • Overcome Stress with Nikson: The Art of Doing Nothing

    Overcome Stress with Nikson: The Art of Doing Nothing
    May 20 2024

    When's the last time you dropped everything and just... did nothing? Learn how Niksen - the counterintuitive act of doing nothing - can reduce anxiety, stress, and possibly prevent burnout!

    How do you stay motivated? What method works for you? Let us know! Send a message to ASGPodcast@Ritterim.com or call us at 1-717-562-7211.

    Resources:

    Breathwork and Meditation Apps: https://link.chtbl.com/ASGA25

    Celebrating Every Step of the Process: https://link.chtbl.com/ASGM10242022

    Creating Margin & Taking Back Control of Your Time: https://link.chtbl.com/ASGM20230130

    How to Create a Healthy Balance Between Work and Life: https://link.chtbl.com/ASG439

    Is Toxic Positivity Real? (And How to Avoid It): https://link.chtbl.com/ASG434

    Mental Health & Mindfulness Apps: https://link.chtbl.com/ASGA20231018

    The Power of Listening & Laughter: https://link.chtbl.com/ASGM20230306

    What I've Learned About Imposter Syndrome (So Far): https://link.chtbl.com/ASG426

    References:

    Do Nothing for 2 Minutes: http://www.donothingfor2minutes.com/

    Niksen Is the Dutch Lifestyle Concept of Doing Nothing—And You’re About to See It Everywhere: https://time.com/5622094/what-is-niksen/

    Niksen: The Dutch Art of Purposefully Doing Nothing: https://www.bluezones.com/2019/11/niksen-the-dutch-art-of-purposefully-doing-nothing/

    The art of doing nothing: have the Dutch found the answer to burnout culture? https://www.theguardian.com/lifeandstyle/2024/feb/07/the-art-of-doing-nothing-have-the-dutch-found-the-answer-to-burnout-culture

    The Dutch 'Doing Nothing' Trend Which Could Beat Your Burnout In 2024: https://www.newsweek.com/what-niksen-dutch-lifestyle-trend-doing-nothing-1853433

    The Dutch solution to busyness that captivated the world: https://www.bbc.com/travel/article/20230522-the-dutch-solution-to-busyness-that-captivated-the-world

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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    8 mins
  • AI Highlights from Google I/O 2024

    AI Highlights from Google I/O 2024
    May 17 2024
    The Friday Five for May 17, 2024: Camp Ritter Employee Training Event Next WeekTalkspace Official Enters Medicare MarketIRS Announces HSA & HDHP Amounts for CY 2025Apple Announces New Accessibility FeaturesHighlights from 2024 Google I/O Conference How comfortable are you with AI? Answer this week’s question of the week: https://bit.ly/asgquestion Talkspace Officially Enters Medicare Market: Online therapy covered by Medicare: https://www.talkspace.com/coverage/insurance/medicare Talkspace Expands Access to Tele-Mental Healthcare With Medicare Launch: https://www.businesswire.com/news/home/20240514596587/en/Talkspace-Expands-Access-to-Tele-Mental-Healthcare-With-Medicare-Launch Talkspace expands online mental health therapy to millions of Medicare members: https://www.fiercehealthcare.com/digital-health/talkspace-expands-online-therapy-millions-medicare-members Talkspace rolls out teletherapy access to 13 million Medicare members: https://vator.tv/news/2024-05-14-talkspace-rolls-out-teletherapy-access-to-13-million-medicare-members Virtual Mental Health Provider Talkspace Taps Into Medicare Market: https://bhbusiness.com/2024/05/14/virtual-mental-health-provider-talkspace-taps-into-medicare-market/ IRS Announces HSA and HDHP Amounts for CY 2025: IRS Announces 2025 HSA, HDHP Limits: https://www.shrm.org/topics-tools/news/benefits-compensation/irs-announces-2025-hsa--hdhp-limits IRS announces HSA, HDHP limits for 2025: https://www.benefitspro.com/2024/05/13/irs-announces-hsa-hdhp-limits-for-2025/ IRS releases HSA and high-deductible health plan limits for 2025: https://global.lockton.com/us/en/news-insights/irs-releases-hsa-and-high-deductible-health-plan-limits-for-2025 Savings Boost: IRS Raises HSA Contribution Limits for 2025: https://www.hrmorning.com/news/irs-announces-new-hsa-contribution-limits/ Apple Announces New Accessibility Features: Apple announces new accessibility features, including Eye Tracking, Music Haptics, and Vocal Shortcuts: https://www.apple.com/newsroom/2024/05/apple-announces-new-accessibility-features-including-eye-tracking/ Apple’s new accessibility features let you control an iPhone or iPad with your eyes: https://www.theverge.com/2024/5/15/24157271/apple-eye-tracking-speech-motion-sickness-accessibility-features Highlights from 2024 Google I/O Conference: Google I/O 2024 – the 7 biggest AI announcements, from Gemini to Android 15: https://www.techradar.com/phones/android/the-7-biggest-ai-announcements-from-google-io-2024 Google I/O 2024: Everything revealed including Gemini AI, Android 15 and more: https://www.engadget.com/google-io-2024-everything-revealed-including-gemini-ai-android-15-and-more-210414423.html Google now offers ‘web’ search — and an AI opt-out button: https://www.theverge.com/2024/5/14/24074314/google-now-offers-web-search Resources: 5 Alternative Apps to Replace Google Podcast: https://link.chtbl.com/ASGF20240329 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Greater Access to Health Coverage for DACA Recipients: https://link.chtbl.com/ASGF20240510 Interview: The 5 Pillars of Integrity: https://ritterim.com/blog/interview-the-5-pillars-of-integrity/ Interview: Training Opportunities for Agents at Ritter Insurance Marketing: https://ritterim.com/blog/interview-training-opportunities-for-agents-at-ritter-insurance-marketing/ Ready to Join an FMO? 10 Things to Consider: https://link.chtbl.com/ASG593 The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 Tips for Becoming a Top Producing Insurance Agency: https://ritterim.com/blog/tips-for-becoming-a-top-producing-insurance-agency/ Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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    18 mins
  • Ready to Join an FMO? 10 Things to Consider

    Ready to Join an FMO? 10 Things to Consider
    May 15 2024

    Field Marketing Organizations can take your business to the next level. In this episode, learn ten things to consider when doing your research, and all the benefits and resources Ritter Insurance Marketing has to offer!

    Read the text version

    Register with Ritter Insurance Marketing

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    4 Perks of Partnering with an FMO: https://link.chtbl.com/ASG575

    Do’s and Don’ts of Medicare Compliance: https://ritterim.com/blog/dos-and-donts-of-medicare-compliance/

    FMO vs. IMO vs. NMO vs. MGA vs. GA: What’s the Difference? https://link.chtbl.com/ASG508

    How Insurance FMOs Work FREE eBook: https://ritterim.com/how-insurance-fmos-work/

    Shop & Enroll: https://ritterim.com/shop-and-enroll/

    The Benefits of Joining a Top Insurance FMO: https://ritterim.com/blog/the-benefits-of-joining-a-top-insurance-fmo/

    The Ritter Platform: https://ritterim.com/the-ritter-platform/

    What Are Agents Responsible for Under HIPAA? https://ritterim.com/blog/what-are-agents-responsible-for-under-hipaa/

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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    13 mins
  • The Complete Guide on How to Sell Final Expense Insurance

    The Complete Guide on How to Sell Final Expense Insurance
    May 13 2024

    Learn the benefits of offering final expense insurance to your clients in this free eBook.

    Download a copy of our free eBook!

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    Final Expense Insurance: How Much Can Clients Expect It To Cover? https://link.chtbl.com/ASG519/

    How to Be an Adaptable Insurance Agent: https://link.chtbl.com/ASG582/

    Meet Your Sales Team: https://ritterim.com/meet-your-sales-team/

    What Does ‘Ready-to-Sell- Mean for Agents? https://link.chtbl.com/ASG529/

    Why Should Agents Register with Ritter Insurance Marketing: https://link.chtbl.com/ASGWhyRitter/

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance

    Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/

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    2 mins
  • Greater Access to Health Coverage for DACA Recipients

    Greater Access to Health Coverage for DACA Recipients
    May 10 2024
    The Friday Five for May 10, 2024: Summer 2024 Menus from Dunkin’ & StarbucksWhat Apple Announced at their "Let Loose" EventCMS Update on ACA Unauthorized Enrollment & SwitchingMedicare Trust Fund Solvency Extended Through 2036Greater Access to Health Coverage for DACA Recipients Are you Team Dunkin’ or Team Starbucks? Choose your side in this week’s ASG Podcast Question of the Week: https://bit.ly/asgquestion Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail. Summer 2024 Menus from Dunkin’ & Starbucks: Dunkin’ Unleashes Its Sips Of Summer: Debuts Kiwi Watermelon Dunkin’ Refresher With $3 Deal For Rewards Members: https://news.dunkindonuts.com/news/early-summer-menu-2024 Summer’s On at Starbucks with New Summer-Berry Starbucks Refreshers Beverages: https://stories.starbucks.com/press/2024/summers-on-at-starbucks-with-new-summer-berry-starbucks-refreshers-beverages/ What Apple Announced at their "Let Loose" Event: Apple iPad event: all the news from Apple’s ‘Let Loose’ reveal: https://www.theverge.com/2024/5/7/24150047/apple-ipad-let-loose-event-news-announcements Everything announced at Apple's Let Loose iPad event: https://www.engadget.com/everything-announced-at-apples-let-loose-ipad-event-161005007.html Everything Apple unveiled at its 'Let Loose' event: iPad Pro, Air, Pencil, M4, and more: https://www.zdnet.com/article/everything-apple-unveiled-at-its-let-loose-event-ipad-pro-air-pencil-m4-and-more/ Here’s Everything Apple Announced at Its 'Let Loose' iPad Event: https://gizmodo.com/everything-announced-at-apple-let-loose-ipad-event-1851461307 CMS Update on ACA Unauthorized Enrollment & Switching: Alert: Unauthorized Agent and Broker Activity on ACA Marketplace: https://www.cms.gov/files/document/agent-broker-infographic-2024-final.pdf CMS Statement on Agent and Broker Marketplace Activity, Update: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity-update CMS Statement on Agent and Broker Marketplace Activity: https://www.cms.gov/newsroom/press-releases/cms-statement-agent-and-broker-marketplace-activity Medicare Trust Fund Solvency Extended Through 2036: 2024 Medicare Trustees Report: https://www.cms.gov/oact/tr/2024 Fact Sheet: 2024 Social Security and Medicare Trustees Reports: https://home.treasury.gov/system/files/136/TR-2024-Fact-Sheet.pdf Medicare hospital trust fund extended by 5 years to 2036: https://www.fiercehealthcare.com/payers/medicare-hospital-trust-fund-extended-five-years-2036 Medicare Trust Fund Extends Solvency Another 5 Years: https://www.ajmc.com/view/medicare-trust-fund-extends-solvency-another-5-years Medicare Hospital Trust Fund to Stay Solvent Until 2036, Trustees' Report Says: https://www.medpagetoday.com/publichealthpolicy/medicare/109997 Medicare Posts $12B Loss for 2023: https://www.thinkadvisor.com/2024/05/07/medicare-posts-12b-loss-for-2023/ Greater Access to Health Coverage for DACA Recipients: Biden-Harris Administration Finalizes Policies to Increase Access to Health Coverage for DACA Recipients: https://www.cms.gov/newsroom/press-releases/biden-harris-administration-finalizes-policies-increase-access-health-coverage-daca-recipients Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens for a Qualified Health Plan through an Exchange, Advance Payments of the Premium Tax Credit, Cost-Sharing Reductions, and a Basic Health Program: https://www.federalregister.gov/documents/2024/05/08/2024-09661/clarifying-the-eligibility-of-deferred-action-for-childhood-arrivals-daca-recipients-and-certain HHS Final Rule Clarifying the Eligibility of Deferred Action for Childhood Arrivals (DACA) Recipients and Certain Other Noncitizens: https://www.cms.gov/newsroom/fact-sheets/hhs-final-rule-clarifying-eligibility-deferred-action-childhood-arrivals-daca-recipients-and-certain Resources: 2024 State of the Senior Market Address: In Review: https://ritterim.com/blog/2024-state-of-the-senior-market-address-in-review/ The Best Books for Insurance Agents: https://link.chtbl.com/ASG590 Best Free Writing & Grammar Apps: https://link.chtbl.com/ASGA58 DOJ to Reschedule Marijuana: https://link.chtbl.com/ASGF20240503 How Agents Can Protect Clients from Unauthorized ACA Plan Switching: https://ritterim.com/blog/how-agents-can-protect-clients-for-unauthorized-aca-plan-switching/ How to Recruit Agents to Your Downline in 2024: https://link.chtbl.com/ASG588 Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/...
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    21 mins
  • Agent Apps | What's a Widget? Event Tracker Widgets and More

    Agent Apps | What's a Widget? Event Tracker Widgets and More
    May 8 2024

    What’s a widget? We’re looking at widgets to help you keep track of important dates. Find out the fun and usefulness of smartphone widgets in this episode.

    Days Counter Event Tracker App Store: https://apps.apple.com/lt/app/days-counter-event-tracker/id1604856248

    Days Counter Event Tracker Playstore: https://play.google.com/store/apps/details?id=com.ibuild.dayscounter&hl=en_US&gl=US

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    Agents Guide to Digital Marketing Resources: https://link.chtbl.com/ASG584

    Apps to Make Your Small Business More Efficient: https://link.chtbl.com/ASGA034

    Best Weather Apps: https://link.chtbl.com/ASGA046

    Project Management Apps: https://link.chtbl.com/ASGA27

    References:

    Add Apps, shortcuts & widgets to your Home screens: https://support.google.com/android/answer/9450271?hl=en

    How to add and edit widgets on your iPhone: https://support.apple.com/en-us/118610

    Follow Us on Social!

    Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X (fka) Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel

    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/
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    5 mins
  • Out-of-the-Box Ideas for Selling Final Expense Insurance

    Out-of-the-Box Ideas for Selling Final Expense Insurance
    May 6 2024

    Final expense insurance can be a difficult topic to bring up with clients and prospects. We cultivated these creative sales strategies to make your next sales appointment go smoother!

    Read text version

    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.

    Resources:

    4 Steps to Every Final Expense Sale: https://link.chtbl.com/ASG591

    5 Life Insurance Myths Your Clients May Believe: https://link.chtbl.com/ASG362

    The Advisor Approach: Cross-Selling by Fact-Finding:https://link.chtbl.com/ASG587

    Life Insurance for Each of Life’s Stages: https://link.chtbl.com/ASG365

    Ritter Fact Finder Sheet: https://ritterim.com/documents/ritter-fact-finder.pdf

    The Complete Guide on How to Sell Final Expense Insurance: https://ritterim.com/final-expense-ebook-digital/

    References:

    Brace Yourself: This is how much America’s 1% has saved: https://www.marketwatch.com/story/brace-yourself-this-is-how-much-americas-1-has-saved-2018-08-24

    How Much Does the Average Funeral Cost? https://smartasset.com/life-insurance/how-much-does-the-average-funeral-cost

    How much does a funeral cost in 2024? https://www.usatoday.com/money/blueprint/life-insurance/how-much-does-a-funeral-cost/

    The Average Savings Account Balance: https://www.usnews.com/banking/articles/the-average-savings-account-balance
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    17 mins