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📉 Will Interest Rates Finally Drop in 2025? | July RBA Decision Explained

In this episode of Talk Property To Me, hosts Brad East and Aaron Downie break down the RBA’s July 2025 decision — and why it shocked 96% of economists who predicted a rate cut. Whether you’re a homebuyer, investor, or just keeping an eye on the economy, this episode gives you the insights you need to understand what’s next for interest rates and the property market.

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In this episode, we explore what the RBA’s decision means for Australian homeowners, investors and first-home buyers. Despite cooling inflation and surging housing demand, the RBA held rates steady — but how long can that last? We cover the ongoing housing supply crisis, expected wage growth, refinancing opportunities, and what the Big 4 banks are forecasting for the rest of 2025.

🔍 Key Topics Covered:

✔️ Why the RBA surprised the market in July 🔍

✔️ Economists vs. RBA: who’s right on rate cuts? 🧠

✔️ Housing supply crisis: 460K homes short by 2029 🏚️

✔️ How much could a 0.5% cut save you monthly? 💰

✔️ The first-ever split vote in RBA history ⚖️

✔️ What’s next for interest rates in August 2025? 📆

✔️ Why this could be a buying opportunity 🏡

If you’re looking to buy, refinance, or just stay ahead of market trends, this episode has everything you need to understand the path forward for property in Australia.