Interest rates are dropping, but what does that actually mean for your repayments, your mental game, and your next property move? John and Rachelle unpack the physical and psychological impacts of a falling rate environment, what buyers need to know right now, and the smart (and risky) choices many Aussies are facing. They touch on:

👉🏽 how much repayments could drop with more cuts

👉🏿 the mental shift of feeling “richer” and its risks

👉 when it does make sense to sell an investment property

👉🏼 why some investors are holding tight (and why some aren’t)

👉🏽 how much your borrowing power may increase per rate cut

👉🏾 a warning about fixing your loan right now

Need clarity on your property situation? Book a clarity call with John Pidgeon: https://www.solverewealth.com.au

Rachelle Kroon is the director and founder of Sphere Home Loans, which sponsors this podcast. Need a mortgage broker? Check out https://www.spherehomeloans.com.au/

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