Welcome back to another episode of the 360 Money Matters Podcast!

In this episode, we dive into the real cost of procrastination when it comes to personal finances. We explore how delaying decisions—whether it's investing, buying property, sorting out insurance, or getting financial advice—can severely impact long-term wealth. We unpack the power of compounding, the snowball effects of early action, and how missed opportunities grow more expensive over time. From rising property prices to lost superannuation contributions, we highlight how time is your most valuable asset. As we share stories and insights, we emphasize that not making a decision is still a decision—with very real consequences.

Don’t let procrastination cost you—tune in now to learn how taking action today can dramatically improve your financial future.

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This podcast contains information that is general in nature. It does not take into account the objectives, financial situation, or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. This information is provided by Billy Amiridis & Andrew Nicolaou of 360 Financial Strategists Pty Ltd, authorized representatives and credit representatives of Akumin Financial Planning – AFSL 232706

Episode Highlights

• Why delaying financial decisions can be more costly than you think

• The power of compounding and starting early with investing

• How procrastination can impact long-term property wealth and equity

• The hidden costs of putting off superannuation contributions

• Why insurance is cheaper and more effective when arranged earlier

• How refinancing your mortgage can fast-track debt elimination

• The risk of lifestyle creep without a clear financial plan

• How delayed advice can lead to missed lifestyle opportunities

• Why imperfect action is better than perfect inaction when it comes to money decisions

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