Are you being harassed by debt collectors, struggling with identity theft, or seeing mystery charges ruin your credit report? In this eye-opening episode of Friends of Mortgage Heroes, we're joined by consumer protection attorney Sara Khosroabadi, founding partner of Khosroabadi & Hill. Sara brings decades of experience helping people fight back against unfair financial practices—and she’s here to arm YOU with the knowledge you need to protect yourself.

We dive deep into:
- How identity theft really happens (including real client stories 😱)
- What to do if debt collectors are calling your job or family 🚨
- How to freeze your credit to protect yourself 🔒
- The rise of aggressive post-COVID debt collection tactics 📈
- Legal rights you didn’t know you have under federal AND California law 🧠
- The difference between harassment and lawful debt collection 🧾
- How to dispute old debts past the statute of limitations ⏰
- Why some lawsuits are being wrongly filed, and how to respond 🧑‍⚖️

If you're a consumer who's been targeted, a military veteran struggling with financial recovery, or someone just trying to understand how to guard your financial future—this episode is for you. We also discuss the impact of the dismantling of the CFPB, the power of arbitration clauses, and why credit literacy should be taught in schools.

👇 RESOURCES & LINKS
📌 Sarah’s firm: https://www.kandhlawgroup.com/
📌 Check your credit report: https://www.annualcreditreport.com/index.action
📌 FTC Identity Theft Report: https://www.identitytheft.gov/