Episode 15: The Hidden Cost of Loan Restructuring: What MSMEs Must Know
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Episode 15: The Hidden Cost of Loan Restructuring: What MSMEs Must Know
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About this listen
The Hidden Cost of Loan Restructuring: What MSMEs Must Know
Loan restructuring may look like a lifeline — lower EMIs, extended tenures, temporary relief. But for banks, it’s a red flag. In this episode of Smart Credit Bytes, I unpack:
- Why restructuring signals borrower stress
- Short-term relief vs. long-term damage
- How it impacts your CIBIL and conduct of account
- The hidden domino effect on future borrowing capacity
- Smart alternatives MSMEs should explore before restructuring
Whether you’re an MSME entrepreneur or a credit officer, this episode reveals the side of restructuring no one talks about.
🎧 Listen now and learn how to protect your creditworthiness for the future.
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