In this episode, we sit down with Vineet Agrawal, Co-founder of Jiraaf, to discuss his incredible journey from a small town in Orissa to the forefront of India's fintech revolution.Vineet shares his experiences working in corporate banking and private equity, the key insights that led him to identify a massive gap in the fixed-income market, and the story of how he built Jiraaf from the ground up during the COVID-19 pandemic.Tune in to learn about the structural barriers that kept retail investors out of the bond market, how Jiraaf is making high-yield, fixed-income opportunities accessible to everyone, and Vineet's hard-won lessons on resilience, building relationships, and long-term thinking in the world of entrepreneurship.Chapters(00:00) - Intro(00:27) - Vineet's Journey: From a Small Town to XIMB and Corporate Finance(03:43) - The "Aha!" Moment: Uncovering a Gap in the Investment Market(08:27) - The Leap of Faith: Starting Jiraaf During the Pandemic(11:10) - Why Were High-Yield Bonds Inaccessible to Regular Investors?(14:52) - Building a New Category: How Jiraaf Developed its Platform(18:53) - How Jiraaf Breaks Down Large Bonds for Retail Investors(21:34) - The Challenge of Educating a New Market(26:21) - Why Competition is a Good Thing for a New Industry(29:29) - Overcoming the Challenges of Building a Fintech Company(31:21) - The Story Behind the Name "Jiraaf"(34:15) - Key Lessons Learned on the Entrepreneurial Journey(36:48) - Outro