Being a single mom is challenging, but facing financial struggles on top of it can feel overwhelming. In Episode 8 of If I Knew Then: Mom Edition, Maria Moreno talks with Monica, a personal finance coach and author, about navigating single motherhood, divorce, and money challenges while building financial independence.

Monica shares her story of moving to North Carolina with no family support, the lessons she learned from her immigrant parents about money, and how creative budgeting, cooking, and teaching kids about finances can transform a family’s future.

What you’ll learn:

• How to overcome financial challenges as a single parent

• Money lessons from immigrant parents that stick for life

• Budgeting and cooking hacks to stretch your dollars

• Teaching kids about food, finances, and independence

• How a personal finance coach helps families thrive

• Tracking cash flow to avoid financial pitfalls

• Steps to achieve financial independence, no matter your starting point

Whether you’re a single mom, navigating financial challenges, or looking to teach your children about money, this episode will give you actionable strategies, encouragement, and hope for building financial independence.

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Where to connect with Monica:
Linkedin
⁠Website: Free 30-minute consultationhttps://www.grabyourslice.com/booking-calendar/initial-consultation

👩‍💻 About the Host:
Hosted by Maria Moreno, certified pediatric sleep consultant, life coach, educator, and founder of Mindful Mother. Maria empowers moms to reclaim rest, confidence, and calm without guilt through sleep plans, coaching, and community.

🌐 Work with me + Resources:
⁠➤ Sleep training & parenting support
📲 Stay Connected:
Instagram: ⁠@mindfulmother_sleep
Instagram: ⁠@tumago
Instagram: ⁠@ifiknewthenpodcast
Facebook: Mindful Mother
TikTok: @mindfulmother_sleep
YouTube: If I Knew Then Podcast

🛒 Products & Partnerships:
Blankets: ⁠Tumago Blankets (Etsy)
Pacifier: Soothebeginnings
Savings & Investing: Sofi
Budgeting: Monarch

🎧 Listen on All Podcast Platforms:
Spotify: If I Knew Then on Spotify
Apple Podcasts
Amazon Music
iHeartRadio
Goodpods

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Thank you for watching! If this episode helped you, please like, subscribe, and share it with a mom who needs to hear this message.

Disclaimer:
This podcast shares personal experiences and insights for educational and supportive purposes only. It is not a substitute for professional therapy, counseling, or legal advice.