Understanding how your credit score works and actively working to improve it can open up doors to better financial opportunities. One of the biggest mistakes college students make when it comes to credit is overspending and not keeping track of their expenses.

My guest today, Brittany Greene, focuses on providing financial education and resources to college students. Through her company, Crown Financial, she offers workshops, online courses, and personalized coaching to help students navigate the complexities of personal finance. From budgeting and credit score management to investing, Crown Financial equips students with the knowledge and tools they need to make informed financial decisions both during college and beyond.

Empowering College Students through Financial Education and Credit Score Building Techniques

(00:05:26) Empowering College Students through Credit Education

(00:05:26) Developing Growth Mindset for Financial Success

(00:06:12) Mindset Shift for Financial Success in Credit

(00:08:00) Credit Empowerment for College Students

(00:15:43) Financial Empowerment through Strategic Money Management

(00:18:33) Credit Score Fluctuations with Velocity Banking

The Impact of a Growth Mindset on Finances

Building a growth mindset is crucial in financial progress. It's all about having the belief that you can learn, grow, and improve your financial situation over time. By adopting a growth mindset, you are more likely to take risks, learn from failures, and persist in the face of challenges - all of which are essential for financial success.

(00:21:56) "The best investment that you can make is in yourself personally. Develop yourself so that you can recognize opportunities, so that you can take advantage and you don't fumble the bag on the opportunities that you have coming up." - Brittany Greene

Tips for Families Preparing to Send a Student to College:

• Develop a growth mindset to believe in your ability to progress financially.

• Start with building your mindset every day by listening to podcasts, using affirmations, and staying resilient.

• Utilize resources like StellarFi and Self to build credit by paying bills on time.

• Learn about your credit report using tools like Credit Karma and Experian.com.

• Recognize that the best investment you can make is in yourself personally, to recognize and seize opportunities.

• Encourage students to transition (and model the transition yourself!) from a fixed mindset to a growth mindset to pave the way for financial success.

Connect with host, Jack Wang: https://www.linkedin.com/in/thejackwang/

*be sure to send a connection request with a message saying Hello!

Navigate college funding with me at www.smartcollegebuyer.com

The content of this podcast is for educational and informational purposes only and should not be considered financial, tax, or legal advice. Nothing in this podcast is a recommendation or solicitation to buy or sell any financial product or service. Every family’s financial situation is unique, so always consult with your own financial or tax professional before making any decisions. While we do our best to provide accurate and up-to-date information, we can’t guarantee its completeness or accuracy. Past performance is not indicative of future results. Your mileage may vary. No warranties, express or implied. Batteries still not included.

Follow Brittany Greene:

LinkedIn: https://www.linkedin.com/in/brittanygreenecf/

Website: https://www.crownedfinancials.com/

Resources:

https://stellarfi.com/

https://www.self.inc/