Plan Year

If you are a family business founder preparing for your next chapter, this book is your essential guide to family business succession, retirement planning for business owners, and developing a successful exit strategy for your small business. In The Five-Year Plan, Craig Toberman draws on years of experience as a wealth manager, CPA, and advisor to family business owners and retirees. He offers a clear, practical roadmap for succession planning for business owners who want to grow their net worth, protect what they have built, and preserve family harmony.

Bead shop owner Amelia Frothingham has been keeping a secret from everyone she knows. She pretends to be the ultimate carefree bohemian chick, but the truth is, she's the world's biggest control freak. Much to the delight of her Southern family, Amelia's life appears to be smooth sailing. That is, until bad boy rockstar Huck Wiley mysteriously blows into town like a spring tornado. 

Are you feeling uncertain about what comes next? Retirement was supposed to feel freeing—but instead, it can bring unexpected stress, loss of routine, and quiet doubts about your purpose. You may find yourself wondering how to structure your days, stay mentally strong, or truly enjoy the life you worked so hard to reach. If that sounds familiar, you’re not alone—and you’re not stuck. The Ultimate Retirement Survival Guide is your practical, encouraging roadmap to creating a life that feels stable, meaningful, and genuinely fulfilling.