Insurance Finance

This book details key property and casualty concepts rarely discussed or found in print; rather, they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Listeners will gain a deeper understanding of insurance theories, be better prepared to explain insurance concepts to their clients, and develop a greater appreciation and understanding of the claims valuation process.

For over 100 years, Insurers have stood by customers at some of the toughest moments in their lives, and helped allow people to go about their lives and pursue their business ideas without having to worry about the risks involved. Today, those customers have different expectations for how they want to do business and be served. And those expectations are changing faster than ever before. The industry has faced many headwinds, making it difficult to keep up with change - regulation, bureaucracy, system constraints, past technology project pain, thin margins, etc.

Frederick J. Fisher's "Claims-Made Insurance: The Policy That Changed the Industry" is an indispensable guide for insurance professionals navigating claims-made policies. This comprehensive book explores the evolution and critical aspects of these policies that have transformed the insurance landscape.

Concepts explained in this audiobook include: what constitutes a compensable injury, who are general contractors responsible for insuring, second injury funds, the borrowed servant doctrine, employers' liability coverage, when additional states must be added to the policy, audits, and a detailed description of how to interpret experience modification factors. The appendices combine to provide a synopsis of specific work comp laws and injury reporting requirements for every state.

This book details all business income and time element coverages from beginning to end. It includes in-depth analysis of the purpose of business income, how to complete the business income worksheet, the factors that affect the "period of restoration," how to calculate the proper coinsurance percentage, options to coinsurance, and how to develop the proper coverage limit. Also included are detailed instructions for completing the business income application.

You thought it was safety. It was just a contract you didn’t read. Welcome to The Fine Print— a savage, no-holds-barred takedown of the insurance industry’s biggest secret: it was never meant to help you. From talking geckos to “friendly” agents in khakis, we’ve been sold a lie: Pay your premium, follow the rules, and everything will be fine. But what really happens? Your rate goes up for no reason. Your claim gets denied when you need it most. And the CEOs get rich while you get billed — again. This isn’t just a book — it’s an audit.

This is no mere observational account. The Future of Insurance, Volume IV: Asia Rising offers actionable insights, serving as both a roadmap and inspiration for those daring to navigate the future complexities of the insurance market—whether you're an industry professional, policy-maker, or a tech-savvy individual intrigued by the dynamism of business innovation.

You are no doubt a busy student with a lot of things going on! It can be challenging to find the time to read your textbooks in preparation for the life and health insurance exam. However, the truth is that the life and health insurance exam is a challenging test. It is normal to have some anxiety about taking this test.

America's elite have been using cash value life insurance to stockpile wealth for centuries. Used correctly, it is better described as a personal bank on steroids, and a financial bunker for tough times. To be clear, this audiobook is not about the typical garbage peddled by most insurance agents. Rather, an alternative to the risky investment strategies taught by Wall Street. It details a highly efficient form of cash value life insurance designed to supercharge your savings and stockpile wealth.

BARE BONES takes critical information from its big brother "Medicare for the Lazy Man", cuts out all of the fluff, historical details and yes, even the jokes.

Ever wondered how you could build wealth, ensure financial security, and yet keep it all tax-free? Are you struggling to navigate the complex world of financial planning and investment strategies? It's time to transform the way you see life insurance. With this handy guide, you will uncover the often-overlooked potential of life insurance as a tool for building wealth, completely tax-free.

This isn’t another book on frugality or risky investing. It’s a real-world plan for middle-income earners stuck with credit cards, student loans, or a mortgage that never seems to end. If you're tired of living paycheck to paycheck and ready to take control, this is for you.

Unraveling the mysteries of insurance markets, Liran Einav, Amy Finkelstein, and Ray Fisman explore such issues as why insurers want to know so much about us and whether we should let them obtain this information; why insurance entrepreneurs often fail (and some tricks that may help them succeed); and whether we’d be better off with government-mandated health insurance instead of letting businesses, customers, and markets decide who gets coverage and at what price.

It takes many years to build a sound financial base to secure the basic needs and comfort of your family and yourself. When you reach a point where you are ready to start growing that nest egg to cover things like education, retirement, and your family’s future well-being, you need to have more to go on than just the hope that the stock market stays stable. We all know it won’t, anyway!

Insurance is more than just policies and premiums—it's a complex web of human psychology, fear, and the pursuit of security. In The Psychology of Insurance, licensed insurance agent Karman Jones dives into the often-overlooked psychological forces that drive our decisions when it comes to insurance.

This comprehensive guide provides everything you need to know about P&C insurance, from the basics to advanced concepts, offering valuable insights into various policies, coverages, and regulations. In this book, you will dive deep into the structure of insurance contracts, the types of coverage available, and the vital differences between policies. You’ll learn about homeowners, commercial, auto, and liability insurance, as well as specialized coverages like flood and earthquake insurance.

Most people think of life insurance as just a safety net for their loved ones. But what if it could be the key to accelerating your wealth while you're still alive? In Wealth Acceleration with Life Insurance, Ethan Maxwell demystifies powerful financial strategies used by the wealthy—like Infinite Banking, overfunded whole life policies, and Indexed Universal Life (IUL) plans—to show how ordinary individuals can create extraordinary financial leverage.

The idea of writing this book was to capture the humble origin of insurance from a casual chat in a coffee house (not in a court or parliament), then the various case laws that cemented the fundamental principles.

Insurance can be confusing and expensive, but it's also necessary protection from risk. To alleviate that confusion, Tony Steuer has created a comprehensive guide to insurance--from how to calculate your ideal level of coverage to avoiding fraud--using the familiar metaphor of professional football. Your agents act as your coaching team, and each type of insurance is a player on your team, covering a different position.

Struggling to turn your agency into a business? This book was written for agents by an agent and with a slightly more academic slant than my other sales books. Most of this information is grounded in practical trial and error and backed by data and proven methodologies. I wrote this audiobook not for fun or for my health. I wrote this book out of necessity to transform my own insurance agency into an actual business. When I first applied for a small business loan through the EDC, I got an education really quick as to what I didn't know about what I didn't know.