Romance scams are one of the fastest-growing and most emotionally devastating forms of fraud today. No one thinks it will happen to them, yet Americans lose more than $1 billion every year to criminals posing as romantic partners.

This episode of Happy Money exposes how these schemes really work - from the psychological manipulation scammers use to the subtle red flags many victims miss until it’s too late.

Joining host Julia Dennison is Amy Nofziger, Senior Director of Victim Support at the AARP Fraud Watch Network, part of AARP. She shares frontline insights into how scammers build trust, who they target, what warning signs to watch for, and exactly what to do if you - or someone you love - becomes a victim.

Because romance scams don’t look like scams at first.

They look like relationships.

In this episode you’ll learn:

• The biggest red flags of romance scams
• The most common tactics scammers use to hook victims
• Early warning signs that an online relationship may be fraudulent
• Why intelligent, cautious people still fall prey
• How criminals use social media, dating apps, and even professional platforms to build trust
• The psychological manipulation behind romance fraud
• How scammers pressure victims into sending money or cryptocurrency
• Practical steps to protect yourself and your family
• Where to get help if you suspect a scam
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For more information and support:

• womansworld.com
• aarp.org/fraudwatchnetwork

Watch or listen on YouTube, Apple Podcasts, Amazon Music, or Spotify — and share this episode with someone you care about today.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Feeling the squeeze at the checkout line? You’re not alone! This episode is packed with real-life strategies to help you spend less without sacrificing the things you love.

Julia is joined by The Krazy Coupon Lady co-founder Heather Wheeler, who shares how a struggling stay-at-home mom turned a single couponing trip into a multimillion-dollar savings platform trusted by millions of Americans. What started as two overflowing grocery carts became a viral blog, a bestselling book, national TV appearances on The Today Show, and a movement empowering families to take control of their budgets.

In this practical, no-judgment conversation, you’ll learn how to outsmart retailers, stretch every dollar, and build savings habits that actually stick!

You’ll learn:

How to save money on groceries every week (even with inflation)

The Top 10 money-saving hacks from a professional coupon expert

The #1 Meal planning mistake you’re making

How to stack coupons, store rewards, and cash-back apps for maximum savings

The best apps for everyday savings

Why you should never pay full price for toothpaste, laundry detergent or toilet paper

The secret weapon most shoppers ignore for household essentials

How to find affordable dupes for luxury products

Smart ways to save on clothing, including seasonal timing tricks

Why small weekly habits can transform your finances

The one simple step you can take today to start saving NOW

“Be loyal to the price you’re willing to pay, not the brand you’re buying,” says Heather. “Saving money is quite fun!”

For more resources, visit:

www.womansworld.com

https://thekrazycouponlady.com/

🎧 Watch or listen on YouTube, Apple Podcasts, Amazon Music, or Spotify — and share this Ultimate Guide to Everyday Savings with someone who could use a financial win.

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Personal Finance Expert, Bestselling Author, and Co-Host of "The Ramsey Show" Jade Warshaw shares how she and her husband clawed their way out of nearly half a million dollars in debt and the seven steps to financial freedom! Learn why a frustration audit is as critical as a financial audit and the emotions every couple must face to banish debt.

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If you've ever opened a medical bill and wondered, "How am I supposed to pay this?" - you're not alone! Nearly 70% of Americans say they've received a medical bill they can't afford and medical debt remains the leading cause of bankruptcy in America. Rising healthcare costs, confusing insurance policies, and billing errors leave hundreds of millions struggling with unpaid medical bills every year.

But here's the good news: you have more power to negotiate medical bills than you think!

In this episode of Happy Money, we reveal the secrets the healthcare system doesn't want you to know, insider strategies to lower medical bills, fight insurance claim denials, and avoid long-term financial stress.

President and CEO of Undue Medical Debt, Allison Sesso, joins host Julia Dennison to uncover how hospitals sell unpaid medical debt to predatory debt buyers and teach you how to outsmart the system.

In this episode you'll learn:

4 proven strategies to reduce healthcare costs

The most important questions to ask your doctor

Why insurance companies deny claims and how to appeal successfully

How to avoid medical debt

How to find financial assistance for your healthcare costs

When (and when not to) pay a medical bill

Why you should never charge healthcare costs on your credit card

How to negotiate your medical bills

How to reduce your medical debt

Your Patient Rights

The #1 Mistake Patients Make

Whether you’re dealing with unpaid hospital bills, insurance problems, or rising healthcare expenses, this episode gives you practical tools to protect your money and your health.

For more resources connected to today's podcast, visit:

https://www.womansworld.com/

https://unduemedicaldebt.org/

If you found this episode helpful, share it with a friend. Subscribe to Happy Money so you never miss an episode.

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Host Julia Dennison teams up with financial planner Genevieve George (Pelican Financial Planning) to turn stats into strategy—why 94% of women expect to manage their money, yet so few feel empowered—and delivers a decade-by-decade game plan for your 40s, 50s, and 60s. From juggling “sandwich generation” demands to setting priorities across competing “buckets,” they break down the difference between an advisor vs. a true planner, smart catch-up contributions, right-sizing risk, and timing Social Security without the guesswork. You’ll get candid talk on family money conversations, essential estate docs, and a confidence-boosting “quick wins” lightning round—so you can ditch the shame, get clear on the numbers, and take action on a life that feels financially strong and future-ready.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Julia Dennison teams up with Sean Pyles (CFP and Smart Money host) for a cheerful-but-real guide to surviving the season without blowing your budget. They dig into NerdWallet’s latest findings (think: ~$1,100 on gifts and ~$2,600 on travel), when to snag flights and tech deals, how to build a simple gift spreadsheet, and smart ways to use points—minus the fees and FOMO. You’ll learn red-flag scam warnings (those “delivery” texts!), the truth about buy now, pay later hitting your credit, and easy swaps like thrifting, experience gifts, and set-per-person caps. Plus: a year-end money tune-up—from high-yield savings to planning for next year’s big events. Festive, practical, and totally doable.

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In this episode of Happy Money, host Julia Dennison sits down with America’s Divorce Lawyer Jim Sexton, founder of TrustedPrenup.com, for a candid, insightful, and empowering conversation about love, money, and starting over. Together, they explore how divorce, especially later in life, can become a chance for financial freedom, self-discovery, and rebuilding smarter.

Jim shares practical advice on navigating the end of a relationship with clarity and compassion, from understanding your finances to avoiding the biggest post-divorce mistakes. He explains why every couple, regardless of income, should consider a prenup, how honest conversations about money can strengthen love, and why financial awareness is essential at any age.

Whether you’re married, remarried, or reimagining your next chapter, this episode offers heartfelt wisdom and humor on protecting your future, communicating openly, and embracing change as an opportunity to thrive, emotionally and financially.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the premiere episode of Happy Money, host Julia Dennison sits down with TV power couple Giuliana and Bill Rancic for a candid, funny, and inspiring conversation about mixing love, business, and family. The pair shares how they turned Giuliana’s mother’s beloved recipes into the nationwide Mama DePandi Sauces brand, what they’ve learned as entrepreneurs and partners, and how they balance creativity with financial smarts. From the realities of running multiple restaurants to navigating money dynamics in marriage and teaching their son about saving, this feel-good episode serves up practical advice, heartfelt stories, and plenty of laughs about building a life, and a business, that’s rich in every sense.

See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.