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She's On The Money

She's On The Money

By: Victoria Devine
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About this listen

Australia’s #1 finance podcast. Ready to take control of your money without the stress (or boring lectures)? This is the show for you. Hosted by award-winning financial expert and your ultimate money hype girl, Victoria Devine, SOTM makes personal finance relatable, empowering, and —yes—actually fun. Join a community of 400,000+ smashing their financial goals, from buying their first property to learning to invest, levelling up their careers, or tackling budgeting, saving and debt— all without giving up their morning latte. From Deep Dives into the topics you care about, to pervy looks at real-life Money Diaries or cheeky Friday Drinks money talk with the girls, Victoria and her team make finance feel like your group chat—just way better for your bank balance.

It's honest, relatable and non-judgmental talk about personal finance, investing, real estate, career and business... with a big dose of fun.

2025 Victoria Devine
Career Success Economics Personal Finance
Episodes
  • Investing Diaries: She Didn’t Invest for Two Years… and Her Portfolio Grew $20K Anyway
    Nov 23 2025

    Our very first Investing Diary has landed, and she is the perfect reminder that investing is absolutely for women like us. Before she ever opened an app, she genuinely believed investing was a world reserved for men on Wall Street. Then lockdown hit, the algorithm gods did their thing, and suddenly she was seeing finance content from women who actually looked and sounded like her. One rabbit hole later… her entire money story flipped. What started as curiosity turned into a full investing era. She binged podcasts, graduated from micro investing, and built herself a portfolio with a set-and-forget energy. Then life did what life does. First home. Wedding. New job. So she stepped back from investing and honestly forgot about her portfolio altogether. Two years later she logs back in… and realises it has grown by $20,000 while she invested exactly nothing. Inside this ep, Victoria gets pervy about it all: the ETFs doing the heavy lifting, the direct shares she bought because she could see their value, and the “accidental strategy” that is actually outperforming her partners. This one is proof that you do not need to be a man in a suit on Wall Street to grow your money in the sharemarket. You just need to start.

    LEARN TO INVEST (& GET VICTORIA'S BUDGETING SYSTEM) FOR UP TO 30% IN OUR BUNDLE SALE.

    Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    44 mins
  • DIY Investing vs Managed Portfolios: Which One Should You Choose? And How to Avoid a Black Friday Budget Blowout
    Nov 20 2025

    If you’ve ever heard “managed portfolio” and thought… okay but what actually are they, this one’s for you. We break down what “managed” really means in practice, how they differ from your usual ETF mix, and the moments when outsourcing the mental load might make more sense than being your own fund manager. Then we get into a dilemma that had the whole office screaming: a partner who treats sales season like a competitive sport. The list is long, the logic is loose, and the budget is… trembling. We’re chatting values, boundaries, and how to keep your spending intentional when marketing is doing the absolute most. Plus your favourite money wins, broke tips, and a few chaotic detours along the way.

    Want to learn how to invest (or just get your money sorted)? Our Bundle Sale is live! Up to 30% off our most-loved courses and tools, to help you feel clear, confident, and in control. Check it out here.

    Need the team’s take on your money dilemma? Send us a voicemail here.
    Or if it's more of a spicy money drama and you want the communities verdict? Slide into our DMs here.

    Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

    Join our 400K+ She's on the Money community in our Facebook Group and on Instagram.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    39 mins
  • Your Superannuation Glow-Up Part 2: The Small Add-Ons That Could Make You a Millionaire
    Nov 18 2025

    We all want a bigger super balance… but how do you actually make that happen in real life? Part 1 in our Super Glow-Up series got your foundations sorted, but part 2 is all about small things you can do to turbocharge your growth. We’re talking simple, realistic changes that add up to massive long-term results, even when life is expensive and you’re just trying to get through the week.

    In this ep:
    💸A $25-a-week habit that could snowball into 6 figures
    💸How a risk setting change could double your balance over time
    💸A government bonus you might already be eligible for
    💸The pre tax contribution hack that feels illegal (but isn’t)
    💸Why even a 1% return difference can mean hundreds of thousands to your retirement

    SEE: How small changes to your super can make a big difference to your balance with the Moneysmart Superannuation Calculator.

    LISTEN: Your Superannuation Glow-Up Part 1: The $0 Tweaks That Could Change Your Retirement

    Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

    And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

    Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

    The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

    See omnystudio.com/listener for privacy information.

    Show More Show Less
    53 mins
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wow, wow, wow! I'm so in love with you ladies. I'm in my late 40's and currently working a very boring job (struggling to find work after my retrenchment) and decided well why not learn something while I'm getting paid. I have just binged ALL your episodes and boy oh boy (or should I say girl oh girl) have I learnt something! You have given me so much to think about and inspired me to open a sharesies account too. I love how you are always so supportive and uplifting of everyone. I love the different formats. keep on inspiring fellow women and all the best for your future endeavors. Bless you ladies you rock xx

So encouraging and enlightening

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Absolutely Love their podcast, very informative and realistic. They are definitely on the money x

Shes on the money!

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