Have you ever had to say no to something you couldn’t afford... and it completely changed your life? This week’s Money Diarist has. She was literally ranked top 10 in the world as a professional athlete… while earning less than $20k a year. (Yep, you heard that right. Top 10 in the world, but that's all she was paid). Backed by her powerhouse single mum, she trained, studied, worked odd jobs, and poured everything into her sport, until the moment came to head to Europe to compete and the price tag was just too high. That no changed everything. Fast forward to today and her money story looks very different. She’s swapped early morning training for a six-figure 9–5, added a pilates side hustle and has gone through a casual financial glow-up. Fast forward to today and she’s swapped early morning training for a six-figure 9–5, added a Pilates side hustle, and gone through a casual financial glow-up. This diary has it all: the brutal truth about money in elite sport, a comeback story worth cheering for, and the reminder that your “no” today might just be what sets you up for a much bigger yes tomorrow.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

Is it really a money hack if it leaves you wondering whether you’re saving money… or just signing up for a fancier kind of debt? This week, we’re unpacking the financial mystery that is the novated lease & whether they’re a money win or just marketing spin. We cover how they work, when they make sense, and the sneaky traps to watch out for. Then we spiral (in the best way) into the classic quarter-life crisis: passion vs pay cheque. A community member is tempted to swap her secure, well-paying job for a career that lights her up and promises all the shiny lifestyle perks... but with kids in the mix, the pay cut comes with a whole extra layer of complexity. So of course we had to give our two cents and ask the rest of the community for theirs too. And because it’s Friday, we’ve got all your favourites; money wins from our incredible community, broke tips you’ll actually want to steal, and a healthy dose of chaos to wrap your week right!

PSA: If you want to treat yourself to the $60 facial we raved about from L’Occitane... here’s the link. You won’t regret it. And don't forget the $60 is redeemable on face care products on the day. Money win!

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

You know Victoria Devine as your finance hype girl… but for the first time ever, she’s sharing the part of her story you’ve never heard. The one where she was $40k in debt, lying awake at night wondering how on earth she’d dig herself out, and how she turned it all around.

This week, we’re going behind the scenes of V’s own money glow-up. How she went from maxed-out cards and money anxiety to complete financial freedom, and she’s not holding back. You’ll get the exact mindset shifts, money moves, and game-changing lessons she used, so you can steal them for yourself.

Inside her debt-free playbook:
💸 The moment V realised her debt wasn’t going to magically disappear (and what she did next)
💸 The first game-changing move she made to start turning it all around
💸 How she stayed motivated when the numbers felt way too big
💸 The sneaky spending habits she had to break... and the ones she kept
💸 The mindset shift that made paying off $40k feel possible
💸 The money habits V still uses today to stay completely debt-free

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

Women need to work 50 extra days just to earn what men made last financial year… and today, August 19, marks those extra days. It’s called Equal Pay Day, and in this special bonus episode Victoria is joined by Dr Samone McCurdy from the Workplace Gender Equality Agency to unpack the reality of the gender pay gap.

But don’t worry, this isn’t your average “boring stats” chat. This is one of those conversations that’s equal parts frustrating, eye-opening, and empowering… the kind that’ll fire you up to demand better for yourself and for every woman who comes after you.

Inside this ep:
💸 Why the gender pay gap isn’t just “equal pay for equal work”
💸 The real reasons women are stuck playing financial catch-up to men
💸 How the gap shows up beyond your your payslip and into every part of your money life
💸 How falling behind today snowballs into less wealth and fewer choices tomorrow
💸 Why “just ask for a raise” isn’t the fix, and what actually needs to change
💸 The practical moves you can make right now to start closing your own gap

Links & Resources:
🔗Sign up to the WGEA Newsletter
🔗More info on why Equal Pay Day even exists
🔗 The Gender Pay Gap Explained
🔗 How to Calculate a Gender Pay Gap
🔗How does your employer measure up?
🔗Compare your employer to your industry and national data

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

What would you do if after your wedding you found out your husband was hiding $40,000 of secret debt? Well, this week's Money Diarist rolled up her sleeves, worked two jobs to pay it off… only for him to leave her afterwards. But plot twist: it turned out to be the best thing that could have happened to her. From financial betrayal to an unexpected glow-up, today’s diary has it all. Career wins, seriously good money habits, and the kind of second-chance love story that proves the boy you sat next to in primary school might just turn out to be your financial dream man. It’s messy, it’s funny, and it’s proof that sometimes life has bigger (and better) plans for your money than the ones you first signed up for.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

If it looks like an MLM and quacks like an MLM… is it an MLM? That's the big dilemma our community member needs help with this week. Her brother is obsessed with a “self-development program” that’s apparently changing his life (and draining his bank account). Now he’s trying to sign up the rest of the family, and it's giving MLM vibes. Then we’re jumping into another all-too-relatable situation: being the financially responsible one in a relationship. You’re saving for a shared goal, they’re spending big elsewhere. How do you get on the same page without turning into the budget police? It's slightly chaotic, surprisingly wise, and just the Friday fix you need.

Ready for more laughs, lessons, and unhinged money chats? Check out our oh-so-bingeable Friday Drinks playlist. Listen here.

Join our 300K+ She's on the Money community in our Facebook Group and on Instagram.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

You guys have been BEGGING for a pervy look at the SOTM team’s money stories… and we finally have a volunteer. Brooke is not just responsible for our courses and video content, she is one of the best investors we know. So trust us, you’re going to want to take notes.

From her very first investment to a 6-figure portfolio that’s on track to let her retire at 35 (!!), Brooke has built it all from the ground up with no family handouts or a finance degree. Just smart choices, consistency, and simple strategy. If you’ve ever wondered what it really takes to become a confident, consistent, and ridiculously effective investor, this is your behind-the-scenes pass.

Here’s what’s inside:
📈 How she built a $100k+ portfolio by 27
📈 The exact investment mix powering her early retirement goal
📈 The low-effort habit that keeps her wealth growing in the background
📈 The investing mistakes she’s made (and what she learned from them)
📈 The small tweaks that supercharged her returns
📈 Why starting tiny might be the smartest investing move you ever make

If you want to hear more investing content with Brooke let us know in the comments below!

WANT MORE INVESTING CONTENT: Head here to find our investing freebies, podcast playlists and course information.

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.

Ever dreamed about walking out of your 9–5 and building something completely different... something that changes your life and other people’s? This week’s Money Diarist actually did something exactly that. She walked away from the kind of job that makes you watch the clock, stepped into an industry most women don’t even look twice at… and turned it into a seven-figure business. Yep. Seven. Figures. Now she’s using that success to bring more women into the fold, helping them build skills, confidence, and the kind of “I can handle anything” energy you can take anywhere. We chat about the hustle, the hiccups, the debt-free dream home plan, and (because why not) her future holiday house overseas. If you’ve ever thought “I could never do that,” you might after this.

Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now

Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+.

And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you.

Acknowledgement of Country By Natarsha Bamblett aka Queen Acknowledgements.

The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 451289.

See omnystudio.com/listener for privacy information.