In this episode of My Happy Money Journey, we're getting deep into the story behind the story — your money story. This is the internal script that's been quietly dictating how you earn, spend, save, and feel about money. And let’s be honest, most of it isn’t even yours. It’s inherited. It’s outdated. It’s patriarchal as hell.

Phoebe unpacks how these generational money stories are passed down like cursed heirlooms — through grandma’s hoarded cash, mum’s hidden shopping bags, and your own beliefs about being “bad with money.” We’ll talk about how history (and hysteria) shaped our scarcity, why your super matters more than your star sign, and how to stop repeating financial history that isn’t yours.

Stick around ‘til the end for a special FREE gift to help you get clear, confident, and unapologetically wealthy.

What You'll Learn:

• What a money story really is and how it's secretly running the show

• Why women are still playing small — and how to stop it

• The role of patriarchy, capitalism, and even kitchen roasts in your beliefs

• How to identify inherited money myths and rewrite them

• The power of taking one empowered action (and what it might be for you)

Special Gift: Get Phoebe’s Money Mindset Journey eBook — your free guide to clearing your money wounds and reclaiming your financial power. [Download Here] https://www.happymoneyjourney.com.au/pl/2147725995

Resources & Mentions:

• Risk profile quizzes from licensed financial planners

• Check your super fund investment mix

Connect with Phoebe: 📸 Instagram: @phoebeblamey 📬 Newsletter: Sign up at myhappymoneyjourney.com 🎧 Subscribe wherever you get your podcasts

Ever been hit with an unexpected bill, a broken appliance, or a mini disaster that made you think, “How the hell am I going to afford this?” You are not alone—and you’re not powerless. In this episode, I’m diving into how to build a cash cushion that gives you peace of mind and power when life throws a curveball. We’re also getting into some clever, practical ways to find fast cash right now (no, not selling a kidney).

I’ll tell you exactly how I handled an Airbnb nightmare without panic—and why 10-years-ago-me would’ve completely lost it. You’ll walk away with the steps to build your own financial buffer, the confidence to face unexpected bills, and the tools to bounce back with ease when life gets messy.

This episode is sponsored by Entourage Finance and Property – helping Aussies grow wealth through smart home loan lending and expert advice.

In this episode you’ll learn:

• What a cash cushion is (and what it’s not)

• Real-life story of financial chaos and calm

• 7+ fast ways to find extra money

• How to stop unexpected expenses from derailing you

• Why using your cushion isn’t a fail—it’s the flex

Links and Resources:

• Claim your unclaimed money:

• Contact these state government agencies to search for other forms of unclaimed money.

  • ACT: Public Trustee and Guardian for the ACT
  • New South Wales: Revenue NSW
  • Northern Territory: Northern Territory Treasury
  • Queensland: Public Trustee of Queensland
  • South Australia: SA Department of Treasury and Finance
  • Tasmania: Tasmanian Department of Treasury and Finance or phone (03) 6166 4188
  • Victoria: State Revenue Office Victoria
  • Western Australia: WA Department of Treasury

• Learn more about Entourage: https://www.entourage.com.au

• DM Phoebe with your Cash Cushion action on IG @phoebeblamey

Is your grocery bill making you want to cry into your $9 toothpaste? Same. But you don’t have to just accept ridiculous prices as your new normal. In this punchy, practical episode, Phoebe Blamey shares her no-nonsense grocery shopping playbook so you can own your finances, not hand them over every week without thinking.

You'll learn exactly how to:

• Plan before you shop to avoid the accidental "10 tins of tomatoes" situation

• Ditch unnecessary brand loyalty (same pasta, lower price, smarter choice)

• Bulk buy without becoming a Costco hoarder

• Outsmart sneaky supermarket tricks (we see you, middle aisle at Aldi)

• Make markets your secret weapon for fresher, longer-lasting food

• Use sales cycles and discount hacks to get ahead (hello, pet food stockpile)

• Make leftovers your new money-saving BFF

Phoebe keeps it real with personal stories, clever hacks, and empowering reminders that your money belongs to you, not Woolies or Coles. Tune in and start shopping like the financially savvy powerhouse you are.

Sponsored by: Entourage Finance and Property — Supporting Australians on their wealth journey. Learn more at entourage.com.au

Today, we’re talking about the habits I picked up when I had very little money—habits that I have intentionally kept even as I became unapologetically wealthy. And here’s the thing: a lot of what keeps women financially stuck has nothing to do with what we earn and everything to do with what we’re taught to spend on.

The truth is, women are subjected to a relentless pressure to look a certain way. From hair, to weight, to fashion, we are quietly taxed every single day just to be seen as “professional” or “acceptable.” This pink tax doesn’t just hurt our wallets—it delays our financial independence.

In this episode, I unpack:

• How societal pressures sabotage women’s savings and investment goals

• The reality behind the so-called "pink tax" on women

• The 5 (plus one sneaky extra!) broke girl habits I still live by

• Hacks for looking and feeling fabulous without blowing your wealth goals

• Why challenging price structures, subscription creep, and unnecessary spending is the ultimate feminist act

If you’re ready to get serious about building real wealth—and doing it on your terms—this is your permission slip to start (or keep going).

Resources and Mentions:

• Financial Feminist by Tori Dunlap

• Hair House Warehouse (DIY hair touch-up supplies)

• My go-to secondhand and op-shopping tricks

Call to Action: ✨ Share your favorite "broke girl" habit that you still use today! Comment on the episode post or DM me @thehappymoneyjourney

🎧 Listen now and start hacking your way to unapologetic wealth.

Ready to stop playing small with your money and start taking up serious space—in your bank account, your business, and your life? In this candid Q&A episode, Phoebe answers the money questions most of us are too embarrassed to ask out loud—how to tackle debt without drowning in shame, how to stop feeling guilty every time you spend on yourself (yes, even on that serum), and how to budget when your income is one big financial rollercoaster.

Inside this episode:

• How to get out of debt with dignity—and why shame has no place in your bank balance

• The truth about spending guilt, especially for women juggling family, work, and everyone else's needs

• What to do when your business income is either Beyoncé or beans on toast

• Simple money systems for real people—no 27 bank accounts required

This one’s honest, empowering, and just what you need if you’re ready to step into your CFO energy and build your unapologetically wealthy life—without giving up joy.

Free Resources Mentioned: ✨ [Debt spreadsheet download] ✨ [Related episodes on debt] ✨ Join the Happy Honeys Facebook group ✨ Connect on Instagram [@phoebeblamey]

Call to Action: Got your own burning money question? Slide into Phoebe’s DMs, leave a comment, or drop it anonymously via the website. This is a judgment-free zone!💸

Are you a woman over 40 looking for information about money without the mansplaining?

Welcome to My Happy Money Journey—the no-shame, no-fluff podcast for women over 40 who are ready to rewrite the money rules, take control of your finances, and live life on your terms.

Hosted by award winning money expert Phoebe Blamey, each episode is packed with smart, straight-talking advice to help you get out of debt, build real wealth, and create a life that actually feels good (not just looks good on a spreadsheet).

We’re done with toxic money culture, guilt-driven budgeting, and advice that doesn’t reflect our reality. Here, we talk about money with honesty, humour, and the belief that financial freedom should be available to every woman—no matter her past, her income, or her starting point.

Whether you’re navigating divorce, ditching debt, starting over, or stepping into your power for the first time—this is your space.

...it’s all part of your own happy money journey.

Take 20 minutes out of your week to listen to someone that has been on the journey. #money #WomenAndMoney #financialfreedom #women

Description: In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debt—and how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls.

We’re talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If you’ve ever shoved a credit card bill in a drawer and hoped for the best—this one’s for you.

You’ll learn:

• Why debt is not a character flaw (and you’re not broken)

• The #1 thing to do before you pay off a single cent

• Avalanche vs. Snowball strategies—and how to pick what suits YOU

• How to cut spending without killing your joy

• Why a financial safety net is your best defence against falling back in

Resources:

• Download the FREE Debt Clarity Worksheet

• Join the Happy Honeys Facebook Group

• Check out the Spend Cleanse and upcoming Debt Destruction course

• Listen to last week’s guest Bonnie Lee on EFT for financial healing

Quote of the Episode: “Debt is not your personality—it’s just a situation. And it’s one we can handle, together.”

Subscribe & Share: If this episode helped you feel more empowered around money, share it with a woman who needs it. Debt is temporary. You are a force of nature.

Episode Title: Unlocking Financial Freedom with EFT Tapping

Host: Phoebe Blamey Guest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach

Episode Summary: Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression and embodiment coach who helps people rewire their money mindset and manifest financial abundance.

From navigating debt anxiety to breaking free from scarcity thinking, Bonnie shares how tapping can be a game-changer in shifting our beliefs and emotions around money. We also explore the link between financial stress and physical health, the importance of completing the stress cycle, and practical steps to incorporate EFT into your daily routine. Plus, get a sneak peek into our upcoming Debt Destruction course, where Bonnie will be guiding you through tapping techniques to clear financial blocks and build lasting wealth.

What We Cover:

• What EFT tapping is and how it works

• The connection between financial stress, emotional blocks, and physical health

• How to use EFT to shift from scarcity to abundance

• The power of manifestation and how mindset impacts financial success

• How collective tapping in a group can amplify results

• Why gratitude is a key component of financial growth

Free Resource: Download our exclusive EFT Tapping Guide to start clearing your money blocks today! [Insert link]

Connect with Bonnie: Instagram: @goddessawakened.co Website: www.goddessawakened.co

Join the Debt Destruction Course: Want to go deeper? Bonnie-Lea is teaming up with us for Debt Destruction, a course designed to help you clear your financial blocks, take control of your money, and step into financial freedom. Stay tuned for details!