We all think we’re supposed to look after everyone our partners, our parents, our kids, our grandkids. But what happens when that “responsibility” becomes a financial trap? This week I’m diving deep into the messy middle of money and relationships when love, obligation, and trust get tangled up with bank balances.

I’ll take you inside real-life stories from workshops and coaching sessions:

• When a partner’s business collapses and you’re the one propping it up

• When a sibling might be financially exploiting your ageing parent

• When kids (or the “Bank of Mum and Dad” culture) expect more than you can afford

We’ll talk about difficult conversations, long-term thinking, and why “no” is a complete sentence. Most importantly you’ll walk away with the tools and permission to protect your financial future without blowing up your relationships.

💡 Links and Resources:

• Join the 30-Day Spend Cleanse: Build boundaries and clarity in just 15 minutes a day

• Join our free Happy Honeys Facebook Group

• Follow me on Instagram, TikTok, LinkedIn and YouTube @phoebe.blamey

• Link for Forest Superfoods
• Thanks to our sponsor, find out more at entourage.com.au

Australia is on the brink of the largest intergenerational wealth transfer ever. Between $3.8 and $5 trillion will move from boomers to the next generation. Women will inherit 65% of it.

In this episode of My Happy Money Journey, Phoebe dives into the realities of inheritance:

• Why women inherit more, later in life

• How divorce, blended families, and “the eldest daughter effect” complicate things

• The sandwich generation’s struggle caring for parents while still supporting kids

• The rise of the Bank of Mum and Dad and the risks of living inheritances

• Why open conversations prevent conflict and even elder abuse

• The tax traps you need to know about (CGT, super, property sales)

• Why testamentary trusts aren’t just for the rich

• And how to find the right financial adviser in a shrinking market

Phoebe shares stats, stories, and strategies to help women not just receive money but truly own it.

Sponsor: This episode is brought to you by Entourage Finance & Property: helping Australians grow wealth through property, lending, and advice. Forest Superfoods

Download your FREE spend cleanse calendar HERE

When you’re over 50 and suddenly find yourself without a job, it’s more than a career hiccup it’s a seismic life shift. Add menopause, aging parents, adult kids moving home, or divorce, and it’s a perfect storm.

This week, Phoebe dives into the uncomfortable reality: women over 55 in Australia take, on average, 20 months to find new work (seriously) more than double the time of younger candidates. But that “forced pause” can be the catalyst for something far more exciting than you expected.

We’ll cover:

• Why redundancy rates and re-employment times hit women over 50 harder

• How to run your own “financial first aid” in the days after losing a job

• The critical role of knowing your burn rate

• How to plug your money leaks with the free 30-Day Spend Cleanse calendar (linked below)

• The surprising industries that do value mature female leadership

• Why AI literacy could be your best career insurance policy

• Smart, lean ways to start a business when venture capital is not flowing to women

Whether you’ve just been laid off or you’re quietly thinking “what if?”, this episode is about building a plan, protecting your finances, and reinventing your work life on your terms.

Links & Resources:

• Free 30-Day Spend Cleanse Calendar: Link Here

• Follow Phoebe on TikTok (its not just for Kids!!) : @phoebe.blamey

• Join the My Happy Money Journey Facebook Group: Happy Honeys on a Happy Money Journey