Estate planning isn’t just for the wealthy or the elderly. In this episode, Tabitha and Zack sit down with Blue Bell estate planning attorney E. Nego Pile to unpack what really happens when someone passes away without a will in Pennsylvania. From inheritance taxes to family conflict, from tangled titles to reverse mortgages and Medicaid planning, this conversation makes one thing clear: waiting costs families money, time, and sometimes the home itself.

What you’ll learn:

• How Pennsylvania intestacy works (who inherits when there’s no will)
• What happens when siblings inherit property together
• Why inheritance tax surprises families at the closing table
• How families lose homes through foreclosure, tangled title, or unpaid taxes
• The risk of reverse mortgages when a homeowner dies
• Why early Medicaid / long-term care planning can protect the home
• Why powers of attorney are often more important than a will
• How guardianship works for minor children—and why you must choose
• Why parents can’t automatically access medical records once a child turns 18

Notable moments:

• The “grandmother-rowhome” scenario and loss of generational wealth
• The “coffee math” that reframes the cost of planning
• The reminder that the right time to plan is now—at 18 or 80

If this episode helped you, share it with a family member, especially anyone who owns a home or has kids. You can also find answers to more of your real estate related questions by contacting Tabitha directly a www.tabithaheit.com or for estate planning advice in this area, you can reach E. Nego Pile at www.pilelaw.com

Disclaimer:

This episode is for informational purposes only and is not legal advice. Consult a qualified attorney for guidance on your specific situation.

In today’s episode of Keeping Tabs, Tabitha and Zack sit down with licensed inspector Andrei Jablokow of WIN Home Inspections to break down one of the most misunderstood parts of the home buying and selling process: the inspection.

Whether you’re a first-time buyer, a seasoned homeowner, or preparing to sell, this conversation will help you avoid costly mistakes, reduce fear, and understand what inspectors actually do.

4 Seasons Check List PDF

• What a standard home inspection really includes
• How inspectors stay objective and who they actually work for
• Why some buyers panic when they shouldn’t
• The difference between “big issues” and normal homeowner maintenance
• When waiving an inspection is (and isn’t) a good idea
• The truth about radon, asbestos, termites, mold, and stucco
• Why pre-listing inspections can save sellers thousands
• What Andrei looks for in every home — from foundations to roofs
• How to prioritize repairs without getting overwhelmed
• How to avoid weaponizing the inspection report during negotiations

✔ A home inspection is not a pass/fail event.

✔ Inspectors work for whoever hires them — buyer OR seller.

✔ Most issues in a home can be fixed — the question is: should you?

✔ Fear-based decision making kills deals. Education saves them.

✔ Pre-listing inspections build trust, transparency, and smoother closings.

✔ Every buyer MUST understand what’s “normal,” what’s “big,” and what’s “deal-breaking.”

Andrei Jablokow

WIN Home Inspections

www.wini.com/lansdale

Need help navigating your next move? Schedule a consultation with Tabitha at: TabithaHeit.com

Like, subscribe, and share with someone preparing to buy or sell a home!

In this episode of Keeping Tabs, hosts Zack Viscomi and Tabitha Heit delve into the intricate process of home buying and selling, focusing on the journey from contract signing to closing day. They break down the essential steps, including paperwork, inspections, title insurance, and contingencies, while emphasizing the importance of communication and the role of a real estate agent. The conversation highlights common mistakes buyers make and offers valuable insights for navigating the real estate landscape effectively.

Top Takeaways

• You’re “under contract” when both parties sign — not when money hits escrow.
• Inspections are for unknowns and safety/major systems, not disclosed/obvious issues.
• Title & mortgage timelines are non-negotiable; organization wins deals.
• “Pending” means contingencies are cleared; don’t change big financials pre-close.
• Final walkthrough = function check + condition check; document everything.

Resources Mentioned

• Local inspection categories: general home, WDI/termite, radon, septic, well
• Township U&O checklist and GFCI/safety items (varies by municipality)

Connect with Tabitha

• Site: www.tabithaheit.com

Disclaimer: This episode shares general info for educational purposes and isn’t legal, tax, or lending advice. Consult your own pros.

Inventory’s tight and rates are weird, should you pour money into your current place or pull the trigger on a move? Tabitha breaks down the emotional, financial, and market factors so you can decide with confidence.

In this episode of Keeping Tabs, Zack and Tabitha dig into the question so many homeowners are asking: renovate or relocate? We cover what updates actually return value (kitchens and baths), when “must-fix” repairs matter even if you plan to sell, how HELOCs/financing can shape your decision, and why location often beats square footage, especially around Montgomery, Delaware, and Bucks Counties. Plus, Tabitha’s “Rule of Three” and how a great agent helps you price, plan, and prioritize.

🎓 You’ll learn:

- When renovations (kitchens/baths/floors/paint/landscaping) make sense—and when they don’t

- The difference between cosmetic upgrades vs. must-do repairs (roof/HVAC/windows)

- How rates, HELOCs, and contractor availability affect timing

- The two common relocation drivers: space (upsizing) and simplicity (downsizing)

- Why commute, schools, and daily convenience often trump house size

- How local conditions vary by county—and what that means for your move

🌐 Want help weighing your options? Book a free consult at tabithaheit.com.

Are you thinking about buying a home but feeling overwhelmed by mortgage options, credit scores, and interest rates? You’re not alone.

In this episode of Keeping Tabs, we sit down with trusted mortgage expert Jake Kolen from Prosperity Home Mortgage to break down everything you need to know about home loans in 2025. From FHA to VA to jumbo loans, they cover it all, with real talk and real help.

Whether you're buying your first home or just need a refresher on how lending works today, this episode will help you feel informed, empowered, and ready to take the next step.

• Why working with a local lender matters in a competitive market
• How to prepare even if you're not quite ready to buy yet
• The difference between FHA, VA, jumbo, and conventional loans
• What lenders actually look for: income, assets, debt, and credit
• How to avoid becoming "house poor"
• First-time homebuyer programs and grant options
• The truth about interest rates and why waiting could cost you more

• 0:00 – Intro: Why this conversation matters
• 3:05 – What if you’re not ready to buy yet?
• 5:30 – Interest rates in 2025: Should you wait or buy now?
• 7:45 – Are the rates too high or just a mindset?
• 13:33 – What loan type is right for you? FHA, VA, Jumbo, Conventional
• 15:43 – What’s a debt-to-income ratio (DTI) and why it matters
• 22:00 – Jake’s “Four Quarters” lenders use to qualify you
• 30:45 – How credit score affects your rate (and your payment)
• 51:08 – First-time buyer programs and hidden grant money
• 53:59 – Why your lender’s reputation can win or lose the deal

Schedule a free, no-pressure consult with Tabitha at

🌐 www.tabithaheit.com

Welcome to the very first episode of Keeping Tabs, where we get real about real estate.

In this kickoff conversation, Tabitha Heit—renowned real estate expert and founder of the Heit Homes Group—shares her mission, her roots in real estate, and why this show is about empowering buyers and sellers with real talk, real help, and real insight.

In this episode:

• Why Tabitha started this podcast and her mission to educate and serve her community
• Her story growing up with a single mom who used real estate to build equity and opportunity
• What buyers really need to know—whether it's your first or fifth home
• How to approach selling your home in today’s market
• Why pricing strategy and timing matter more than ever
• The truth about Zillow, Zestimate myths, and online home valuations
• Why interviewing agents is one of the most important steps
• Real talk about stucco, inspections, contingencies, and “Zillow drunk” scrolling
• The power of negotiation and what to look for in a real estate agent

Links: www.tabithaheit.com

Whether you're buying, selling, relocating, or just trying to understand the market—this podcast is your forever resource for everything real estate.

📍 Serving Montgomery County, Bucks County, Delaware County, and the Greater Philadelphia Area.