Do NOT accept the possibility of losses! Joe discusses how to remove uncertainty and provide guarantees with your financial future.

Don't believe the hype! You CAN grow your money without ever losing a dime and Joe will show you how.

SPECIAL EPISODE! Tom Hegna is a nationally recognized retirement income expert, economist, and author who simplifies complex financial strategies into clear, actionable steps for secure, worry-free retirements. With his proven "Paychecks and Playchecks" approach, he helps clients protect their future while still enjoying life today.

Want a retirement plan that you can't out live?! Joe is your man!

A good retirement isn't good enough. Let Joe show you how to make it great!

Don't get caught up in the fake news! You CAN have a plan to never outlive your money. Let Joe show you how!

Joe will help you maximize your financial plan for the good times...and protect it from the bad times so you'll always be assured that you will never run out of money in retirement!

Want to retire with confidence?! Joe will guide you to guarantees and safety!