• No Bad Days: How to Build Freedom Through Discipline & AI
    May 5 2026

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    Jeff Holz didn't wake up one morning and decide to have "no bad days." At seventeen, holding a knife to his wrist, he made a choice that changed everything. Thirty years later, he's built a life most people only dream about—and he's not gatekeeping how he did it.

    In this episode, Jeff walks through the unfiltered blueprint: how he went from losing $6,000 a week as a bankruptcy attorney during the Great Recession to retired in six years. But more than that, he reveals the daily discipline that actually creates freedom, why your mindset about "bad days" is costing you money and opportunities, and how to structure your life so you're getting paid to do what you'd do anyway.

    You'll also hear his thoughts on AI reshaping wealth, why your car might be worth nothing in two years, and what the robot economy means for your next move.

    This isn't motivational fluff. It's the real framework—tested for 30 years.

    Links: Jeffrey Holtz:
    jeffreyholtz.com
    @jeffreyholst on all platforms

    CHAPTERS

    0:00 – Intro: The Choice That Changes Everything
    3:15 – At 17, With a Knife: The Moment That Started It All
    9:45 – "No Bad Days" Isn't About Positive Thinking
    14:20 – Freedom Requires Discipline (The Counterintuitive Truth)
    19:50 – Bankrupt to Retired in 6 Years: The Real Blueprint
    26:30 – The Autotelic Life: Getting Paid to Do What You Love
    33:15 – How to Structure Your Life When You Have Total Freedom
    39:00 – Travel, Purpose, and the 100 Things List
    45:30 – AI, Opportunity, and the Next Wealth Transfer
    52:15 – Real Estate's Future in a Deflationary World
    58:45 – Your Car Might Be Worthless in Two Years (Here's Why)
    64:30 – Building Wealth Fast: The 5-10 Year Blueprint
    71:00 – The Robot Economy Is Coming (And You Need to Move Now)
    77:30 – How to Start Winning Right Now

    #NoBadDays #FinancialFreedom #EntrepreneurMindset #RealEstateInvesting #AIandWealth #PersonalDevelopment #WealthBuilding #TheDept #FreedomFighterPodcast #Retirement #DeflatableEconomics #Bankruptcy #BankruptcyToRichness #CareerChange #MindsetShift #SuccessMindset #PassiveIncome

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    1 hr and 36 mins
  • This Real Estate Agent Breaks Every Rule (And Wins) | Building Trust Over Volume
    Apr 28 2026

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    From social worker to disruptor. Scott's story flips the script on how real estate agents are supposed to operate.

    He went from zero to 36 units in his first year, realized he was burning out, and made a choice: scale differently. Now he runs a brokerage where mentorship is hands-on, every client feels known—whether they're buying a $150K home or $1.5M—and agents actually stay.

    In this episode, Scott breaks down:

    • Why real estate agents are in the bottom 10% for public trust (and the exact mindset shift that fixes it)
    • The psychology of how people make decisions and why trust beats commission every time
    • How he went from managing one transaction at a time to building a team of 22 agents—and why most brokers can't do what he does
    • The mentorship model that actually works (hint: it's not virtual)
    • Why scaling by volume is the worst way to scale
    • AI, fiduciary responsibility, and what the future of real estate actually looks like

    This is not your typical real estate advice. Scott leads with authenticity, transparency, and a deep belief that your client's mission becomes your mission.

    CHAPTERS:

    0:00 - Introduction: From Social Work to Real Estate
    2:15 - The Moment He Almost Quit After His Best Year
    5:30 - Scaling Wrong vs. Scaling Right
    8:45 - Why Trust Matters More Than Commission
    12:00 - The Psychology of Decision-Making (Jordan's on Amazon Analogy) 15:30 - Real Estate Agents and Public Trust
    18:20 - The Lawsuit, Price Fixing, and What Changed
    21:45 - Fiduciary Responsibility: What It Actually Means
    24:30 - Building a Brokerage on Authenticity
    27:00 - The Mentorship Model: Hands-On Coaching
    30:15 - How to Avoid Tasting the Blood (Integrity Over Easy Sales)
    33:45 - The Launch Plan: A Different Way to List
    37:20 - AI, Personas, and Problem-Solving
    41:00 - What Freedom Looks Like
    44:30 - How to Connect with Scott

    #RealEstateAgent #RealEstateBusiness #TrustInBusiness #Leadership #Entrepreneurship #Mentorship #AuthenticLeadership #RealEstateMarket #BusinessStrategy #SalesCoaching #BrokerageLife #PersonalBrand #IntegrityInBusiness #ScalingBusiness #PodcastEpisode

    🤝 Connect with Ryan:
    👉 Website: www.avarainvestments.com
    👉 Instagram: https://www.instagram.com/ryanlmillerinvests/
    👉 Facebook: https://www.facebook.com/ryanlmillerinvests/
    👉 Tiktok: https://www.tiktok.com/@ryanlmillerinvests
    👉 LinkedIn: www.linkedin.com/in/ryan-miller-mba-pmp-3b0663103

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    1 hr and 27 mins
  • From Rejection to Six Figures: How a Wisconsin Farm Kid Became a Top M&A Closer
    Apr 21 2026

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    Sean High came to the Air Force with nothing but grit. Dairy farm kid. Working 40 hours a week while in school. Side hustle while serving. Real estate on the side. Then a car accident changed everything.

    But here's what most people miss: getting knocked down taught him something most people never learn. He didn't retreat. He pivoted.

    Now he's closing deals with $20 million dollar business owners over the phone. Cold calling. No fancy pitch. Just skill, resilience, and the belief that rejection is just part of the game.

    In this conversation, Ryan and Sean break down what the military actually teaches you about business that Harvard won't. Why your background doesn't determine your ceiling. How to build a life around freedom, not just money. And the brutal truth about sales: you either get comfortable with rejection or you stay broke.

    If you've ever thought about shifting careers, building something from nothing, or learning to sell the way the top 1% actually do it, this episode is for you.

    TOPICS COVERED:

    • The dairy farm to $20M business owner cold calls
    • What military bearing teaches you about sales and authenticity
    • Why rejection is a skill, not a personality trait
    • How the best deal-makers think about leverage and timing
    • Building wealth vs. building a lifestyle
    • The M&A space: lower middle market ($1-25M) and how deals actually work
    • Why 90% of deals fall apart the first time
    • Dunning-Kruger effect in business and how to spot it in yourself
    • Service business to scalable model: the shift Sean is making
    • Freedom as the real currency

    New episodes drop every Monday. Follow Ryan Miller:
    instagram.com
    Listen on Spotify, Apple Podcasts, and everywhere you listen.

    #podcast #sales #entrepreneur #business #militaryentrepreneur #coldcalling #mergers #acquisitions #realestate #freedom #businessmindset

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    49 mins
  • How 150 Million Dollars Still Ends in Bankruptcy
    Apr 14 2026

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    Ryan and Tanner dig into the money rules that actually matter — why savings rate beats income, how 150 million dollars still ends in bankruptcy, and what nobody tells you about owning a business. Topics covered: - Why savings rate is the number one money metric - The 150 million dollar bankruptcy lesson - Building wealth for great-grandkids, not vacations - The 3AM reality of owning a business - Why 90 percent of businesses fail - AI, job security, and what to do about it - Military vs. Harvard for entrepreneurship - 30K in America puts you in the global top 1 percent - The hidden costs of homeownership and being your own boss Follow Ryan on Instagram @ryanlmillerinvests New episodes every Monday.
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    43 mins
  • A $15,000 Hospital Bill Made Him Leave Ministry for Real Estate | Cam Cathcart
    Apr 7 2026

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    Cam Cathcart was a youth pastor in Colorado making less than $40K a year. When his 9-month-old daughter had a severe allergic reaction and he got hit with a $15,000 hospital bill with $400 in his bank account, everything changed. That night at his kitchen table, Cam decided something had to give. He started learning about real estate, moved his family to St. Louis, and bought his first flip. Then COVID shut down his church, and in three months he made $250,000 wholesaling and flipping houses. Today Cam flips 60 to 100 homes a year, owns 65 rental properties, lives in Hawaii, and co-hosts The BetterLife Podcast with Brandon Turner. In this episode we talk about the hospital bill that changed everything, leaving pastoral ministry for real estate, the poverty gospel vs. being a good steward, why mentorship is the fastest shortcut, and building wealth as a man of faith. Connect with Cam: @cam.cathcart on Instagram The BetterLife Podcast with Brandon Turner dealflowrealestate.com Freedom Fighter Podcast. New episodes every Tuesday.
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    47 mins
  • He Built Everything and Almost Lost What Mattered Most
    Mar 31 2026

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    Chris Pomerleau built multiple companies, served in the military, passed the bar, and started stacking real estate. From the outside, he had it all figured out. But somewhere along the way, the goalpost kept moving.

    In this episode, Ryan and Tanner sit down with Chris to talk about what nobody warns you about on the other side of success. The tension between building and being present. The primal drive to hunt that never shuts off. And the moment his father's final words reframed everything he thought he was working toward.

    We get into time blocking, gratitude, teaching kids about money, and why the 3 PM ice cream run with your kids might be the most important meeting on your calendar.

    This is not a theory episode. This is a man working through it in real time. Same as you.

    The real question this one leaves you with: are you building a life that looks successful, or one you will actually be grateful you lived?

    Episode 83 of the Freedom Fighter Podcast with Ryan Miller, Tanner Sherman, and guest Chris Pomerleau.

    Follow Ryan on Instagram: @ryanlmillerinvests
    Listen on Apple Podcasts, Spotify, and all major platforms.

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    1 hr and 18 mins
  • Follow Incentives, Not Instagram
    Mar 24 2026

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    Your advisor is lying to you. Not because they're evil.In this episode, Ryan and Tanner break down why social media real estate looks nothing like reality, why incentives matter more than values, and how to build trust in a world designed to sell you. We talk about the sewer line surprise, the investor who bought the wrong thing, why the first five deals are hard, and what it actually takes to make advice count.The theme running through it all: follow the incentives. That's how you know who to trust.New to real estate? This one's for you. Seasoned? You'll recognize yourself in these stories.Subscribe to the Freedom Fighter Podcast for more unfiltered conversations about business, investing, and building a life that actually works.Subscribe for more conversations about faith, freedom, and building a life on your terms.Episode 82 of the Freedom Fighter Podcast with Ryan Miller and TannerFollow Ryan on Instagram: @ryanlmillerinvestsListen on Apple Podcasts, Spotify, and all major platforms.
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    1 hr
  • I Saw Jesus and Did It Anyway
    Mar 17 2026

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     Comfort can look like success—and still be a cage.

    In this episode, we get brutally honest about what happens when we know what God is asking… and we keep negotiating anyway. We talk through a life that looked “winning” on the outside—money, freedom, options—yet felt like slow death on the inside. And we lay out the turning point: the moment pain became mercy, and obedience became the only way forward.

    We also put words to the trap most people never see coming: the devil doesn’t always pull you with chaos—sometimes he keeps you comfortable, busy, and numb. We share how discipline (in faith, health, and routine) becomes more than productivity… it becomes protection. Not legalism. Alignment.

    You’ll hear how simplifying your inputs—what you consume, think about, and chase—sharpens your ability to hear God clearly. And how building a business without idolizing money changes everything: the way we work, the way we give, and the way we lead our homes. This isn’t a “do more” episode. It’s a “come back to order” episode.

    📌 Key Topics:

    • Why disobedience can feel like “success” but breed misery ✅
    • How pain can become the mercy that wakes us up ✅
    • A simple framework for order: God, self, marriage, kids, business ✅
    • Hearing God’s voice through daily obedience and fewer distractions ✅
    • Health as stewardship: energy, clarity, and discipline that serves your calling ✅
    • Tithing and generosity as trust—without treating God like an ROI machine ✅
    • Handling criticism without letting comments hijack your mission ✅


    Take what we talked about—and choose one clear act of obedience today.


    Chapters:

    00:00 Meet Tommy and His Journey

    01:19 Small Town Roots and Limited Mindset

    02:29 Entrepreneur Dreams and Financial Collapse

    04:40 Vision of Jesus and Choosing Weed

    05:38 Money Without Peace

    07:27 Bike Accident Wake Up Call

    08:10 Burn the Boats and Move to Vegas

    09:37 Comfort as a Devil Trap

    14:21 Freedom Through Prayer and Discipline

    20:54 Hearing God Through Obedience

    28:05 Health Habits and Decision Fatigue

    35:05 Kingdom Purpose Over Business Gurus

    38:52 Fasting Breakthrough Call

    39:48 Romans Tattoo Sign

    40:56 God Adds Experts

    41:37 Tithing ROI Mindset

    43:56 Obedience Over Percent

    45:10 Giving 10K Testimony

    48:24 Possessions Heart Check

    50:37 Investing In Coaching

    53:42 Rooms And Alignments

    56:30 Stillness And Order

    01:00:27 Exhaustion And Delegation

    01:03:34 Handling Online Hate

    01:11:29 Illogical Faith Steps

    01:14:53 Final Thanks And Sendoff



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    1 hr and 16 mins