In this visionary episode of Endowment Vision 2.0, Professor Les Winston outlines a bold financial path forward: a future where Americans shift from dependence on government systems to building local, sustainable wealth through the Theory of Social Secharity™.

Imagine a country where every community holds its own endowment—funding education, healthcare, and the arts—without relying on government bailouts. That’s the power of Social Secharity: a strategy built on IRC Section 664 that empowers individuals to protect their wealth, support their communities, and reduce their tax burdens at the same time.

Professor Les Winston breaks down how Charitable Remainder Trusts, Pooled Income Funds, and Charitable Gift Annuities can be used not just to secure your financial future, but to reshape the country’s economic model from the ground up. By 2050, the goal isn’t just to retire with peace of mind—it’s to help create a nationwide movement of community-based endowments.

If you’re looking for a smarter way to build wealth, reduce taxes, and leave a meaningful legacy, this episode shows why now is the time to learn and lead.

Building wealth is important. But keeping it, growing it wisely, and passing it on with purpose? That’s where the 664 Ambassador Program Course comes in.

This unique online course teaches Wealth Management Focusing on Income and Tax Planning Through Philanthropy—a blend of financial strategy and social impact that transforms how you think about legacy.

Created by Professor Les Winston, founder of the Endow America Network Foundation, a 501(c)(3) organization, the course distills 40+ years of insight into charitable financial tools and planning models rarely available to the general public.

You’ll learn how to increase income, reduce taxes, protect your assets, and support the causes you care about—all while gaining fluency in IRC Section 664 and the Theory of Social Secharity.

With 34 self-paced lessons, including deep dives into CRTs, PIFs, and legacy design, the course offers more than education, it’s a shift in financial thinking.

Limited-time enrollment is available at $49/month (normally $149). Take the first step now before seats fill.

Enroll at www.discovery664academy.com.

Life insurance isn’t just about what happens after you’re gone—it’s about the security you create today. In this episode of More with Les, Professor Les Winston explains why life insurance is still one of the most essential, yet misunderstood, tools in financial planning.

Whether it’s covering your mortgage, protecting your family, or supporting a cause you care about, life insurance can provide financial peace of mind. Professor Les Winston breaks down the difference between term policies and more complex options that build cash value, while showing how each can serve different goals depending on your stage of life.

You’ll also learn how life insurance fits within the Theory of Social Secharity™, a strategy based on IRC Section 664 that combines tax efficiency, income stability, and philanthropic purpose. When used correctly, life insurance not only protects your loved ones—it becomes a building block for generational wealth and long-term impact.

🎓 Ready to reduce taxes, grow your income, and create lasting impact?

Enroll in the 664 Ambassador Course at Discovery 664 Academy — an expert-led, self-paced online course designed to help you master charitable financial strategies under IRC Section 664.

Gain access to 34 theory chapters and 24 practicum lessons that teach you how to apply what you learn.

✨ Now available at a limited-time rate of just $49/month (regularly $149/month).

Start your journey at: www.discovery664academy.com

In this powerful episode of the Discovery 664 Academy Podcast, Professor Les Winston interviews Dr. Glenn Toby - visionary entrepreneur, wealth advisor, and founder of The Book Bank Foundation. From childhood homelessness to managing multi-million dollar portfolios for elite athletes and entertainers, Dr. Toby shares the personal journey and professional philosophy that shaped his commitment to legacy-building through philanthropy and financial strategy.

They discuss how the Theory of Social Secharity™, based on IRC Section 664, can empower high earners to secure their futures, reduce taxes, and support the causes they care about—without sacrificing long-term income. With decades of experience in sports, music, and investment strategy, Dr. Toby offers real-world insight on bridging purpose with prosperity and why becoming an Endowment Engineer is more relevant than ever.

If you’re ready to think bigger about wealth, legacy, and impact, this is a must-listen conversation.

🎧 Stream now and visit course.discovery664.com to enroll in the Ambassador Program for tax-smart giving and wealth-building strategies.

#LegacyPlanning #SocialSecharity #EndowmentEngineer #glenntoby #petertosh #WealthWithPurpose #Philanthropy

Social Secharity isn’t just theory—it’s a real solution for real financial goals. In this must-listen episode, Professor Les Winston breaks down the three core tools of Social Secharity—Charitable Remainder Trusts, Pooled Income Funds, and Charitable Gift Annuities. Learn how these powerful strategies can help you reduce taxes, create lifetime income, and support the causes you care about. Whether you’re planning for retirement or looking to leave a meaningful legacy, this episode offers a practical roadmap for building financial stability while making an impact.

Ready to lead the change in financial strategy and philanthropy?

📢 The 664 Ambassador Course is now live at Discovery 664 Academy!

This expert-led training teaches you how to reduce taxes, generate income, and create long-term impact through IRC Section 664 and the Theory of Social Secharity™.

✅ Learn strategic financial planning

✅ Master charitable tools like CRTs & PIFs

✅ Build wealth and support your community

🎓 Enroll now at courses.discovery664.com – Your journey to becoming an Ambassador begins here.

By overwhelming demand, Endowment Vision 2.0 is here. What started as a five-part series has become a movement—and you are part of it. Thank you for your support and passion for building a financially secure, endowed America.

In this must-listen episode, Professor Les Winston brings Social Secharity™ to the forefront—not just as a concept, but as the financial solution America needs now. Rooted in IRC Section 664, Social Secharity offers real answers where Social Security cannot: voluntary control, tax efficiency, generational wealth, and stronger communities.

This is more than financial planning. It’s your opportunity to shape a future where your wealth works for you, your family, and the causes you believe in.

If you found this podcast valuable, check out Discovery664.com for comprehensive courses on tax-efficient giving and wealth management.

#socialsecharity #wealthbuilding #discovery664

A solid financial plan starts with understanding your unique financial fingerprint. In this episode of "More with Les", Professor Les Winston explains why information gathering is the foundation of financial security. Learn how assessing assets, liabilities, personal goals, and potential risks can help create a sustainable income endowment while aligning wealth with purpose.

Take control of your financial future by enrolling in the Ambassador Program Course at https://courses.discovery664.com and gain access to expert tools for strategic planning.

#financialplanning #wealthbuilding #discovery664 #socialsecharity

Homeowners insurance is more than just a safety net—it’s a crucial part of protecting your assets and financial future. In this episode of More with Les, Professor Les Winston explains the five key hazards homeowners face and the coverage options that help mitigate risk. From understanding policy categories to recognizing gaps in protection, this discussion will help you make informed decisions about securing your home and wealth.

For a deeper look into this topic, enroll in the Ambassador Program at Discovery664.com and gain expert insights into financial planning and asset protection.

#homeinsurance #financialsecurity #discovery664

Giving to charity goes beyond generosity—it’s about making informed, impactful choices. In this episode of More with Les, Professor Les Winston discusses how to choose the right charitable organization, ensure transparency, and use Social Secharity™ tools to maximize both your financial benefits and the support you provide to the causes you care about.

Learn how strategic giving can create lasting change while offering tax advantages.

If you’re ready to turn your giving into a powerful financial asset, visit Discovery664.com and explore the Ambassador Program Course.

#charitablegiving #financialplanning #socialsecharity