In this visionary episode of Endowment Vision 2.0, Professor Les Winston outlines a bold financial path forward: a future where Americans shift from dependence on government systems to building local, sustainable wealth through the Theory of Social Secharity™.

Imagine a country where every community holds its own endowment—funding education, healthcare, and the arts—without relying on government bailouts. That’s the power of Social Secharity: a strategy built on IRC Section 664 that empowers individuals to protect their wealth, support their communities, and reduce their tax burdens at the same time.

Professor Les Winston breaks down how Charitable Remainder Trusts, Pooled Income Funds, and Charitable Gift Annuities can be used not just to secure your financial future, but to reshape the country’s economic model from the ground up. By 2050, the goal isn’t just to retire with peace of mind—it’s to help create a nationwide movement of community-based endowments.

If you’re looking for a smarter way to build wealth, reduce taxes, and leave a meaningful legacy, this episode shows why now is the time to learn and lead.

Building wealth is important. But keeping it, growing it wisely, and passing it on with purpose? That’s where the 664 Ambassador Program Course comes in.

This unique online course teaches Wealth Management Focusing on Income and Tax Planning Through Philanthropy—a blend of financial strategy and social impact that transforms how you think about legacy.

Created by Professor Les Winston, founder of the Endow America Network Foundation, a 501(c)(3) organization, the course distills 40+ years of insight into charitable financial tools and planning models rarely available to the general public.

You’ll learn how to increase income, reduce taxes, protect your assets, and support the causes you care about—all while gaining fluency in IRC Section 664 and the Theory of Social Secharity.

With 34 self-paced lessons, including deep dives into CRTs, PIFs, and legacy design, the course offers more than education, it’s a shift in financial thinking.

Limited-time enrollment is available at $49/month (normally $149). Take the first step now before seats fill.

Enroll at www.discovery664academy.com.

Life insurance isn’t just about what happens after you’re gone—it’s about the security you create today. In this episode of More with Les, Professor Les Winston explains why life insurance is still one of the most essential, yet misunderstood, tools in financial planning.

Whether it’s covering your mortgage, protecting your family, or supporting a cause you care about, life insurance can provide financial peace of mind. Professor Les Winston breaks down the difference between term policies and more complex options that build cash value, while showing how each can serve different goals depending on your stage of life.

You’ll also learn how life insurance fits within the Theory of Social Secharity™, a strategy based on IRC Section 664 that combines tax efficiency, income stability, and philanthropic purpose. When used correctly, life insurance not only protects your loved ones—it becomes a building block for generational wealth and long-term impact.

🎓 Ready to reduce taxes, grow your income, and create lasting impact?

Enroll in the 664 Ambassador Course at Discovery 664 Academy — an expert-led, self-paced online course designed to help you master charitable financial strategies under IRC Section 664.

Gain access to 34 theory chapters and 24 practicum lessons that teach you how to apply what you learn.

✨ Now available at a limited-time rate of just $49/month (regularly $149/month).

Start your journey at: www.discovery664academy.com

In this powerful episode of the Discovery 664 Academy Podcast, Professor Les Winston interviews Dr. Glenn Toby - visionary entrepreneur, wealth advisor, and founder of The Book Bank Foundation. From childhood homelessness to managing multi-million dollar portfolios for elite athletes and entertainers, Dr. Toby shares the personal journey and professional philosophy that shaped his commitment to legacy-building through philanthropy and financial strategy.

They discuss how the Theory of Social Secharity™, based on IRC Section 664, can empower high earners to secure their futures, reduce taxes, and support the causes they care about—without sacrificing long-term income. With decades of experience in sports, music, and investment strategy, Dr. Toby offers real-world insight on bridging purpose with prosperity and why becoming an Endowment Engineer is more relevant than ever.

If you’re ready to think bigger about wealth, legacy, and impact, this is a must-listen conversation.

🎧 Stream now and visit course.discovery664.com to enroll in the Ambassador Program for tax-smart giving and wealth-building strategies.

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