CASE STUDY: How To Use EQUITY to Buy More Houses

Hear how Sydney IT Professional, Vinay Ranganatha, is using equity, rather than savings, to buy multiple properties!

🏠 He's bought two properties over the last 8 months and I'm very proud to call him a client of the Property Investment Accelerator!

💰 In this episode we deep dive into the process, mechanics and rationale of equity harvesting, including how to find a mortgage broker to do this

📈 Vinay shares every detail about how he used only equity to buy his second property from the quick growth of his first property

💸 Amazingly, despite using equity his household cashflows and interest bill was completely unaffected - learn how!

🤝 Vinay also explains why he decided to diversify away from mutual fund investments, his latest Perth property market update and how he negotiated to get thousands off his deals.

All investors serious about scaling their property portfolio should tune into this one ✌️

Discussion Points:
00:00: Introduction
02:20: The search for safe investment opportunities
05:50: A low margin of error in Aus property market
08:30: Ground-level insights in Western Australia
14:01: A deep-dive into equity extraction
27:02: Paying LMI again for more equity
31:44: Top Tips: competitive interest rates & finding a mortgage broker
39:03: Time is money: negotiating to get a deal!
44:00: Advice for building wealth & fencesitters
47:17: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

Brisbane's housing market had a massive 2024, is this growth going to continue through 2025 & 2026?

⚖️ In this episode we uncover the supply vs demand dynamics of the Brisbane property market.

📍 I also share some of the best suburbs to invest. The results may sound sketchy. But let's track their performance.

Discussion Points:
00:00: Introduction
01:54: Recent top performing suburbs
03:20: Average vendor discounting points to upward price pressure
04:28: Middle class is evaporating, rich getting RICHER
06:32: Lower rental vacancy rates in Brisbane!
07:07: Get in NOW: Top three suburbs to invest in Brisbane
11:03: Ignore stigma, use data to find investment opportunity
12:41: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

In this very casual chat Sam Powell & Jaryd Krause from propertypals.au interview me to discuss:

👉 How my students have bought over 3,500 properties without a Buyers Agent

👉 The typical property investor's subconscious beliefs, relationship & psychological challenges and how to overcome them

👉 Australia's economic and property market pitfalls & reality in 2025

Get stuck into it, they are amazing hosts.

Discussion Points:

00:00: Introduction

03:08: Haves and have nots: Erosion of the middle class

11:13: Net worth isn’t self worth: Dismantling subconscious beliefs

21:38: Evolution of mindset the property journey

26:10: Property vs stock for the average Australian

30:15: Where beginners get stuck in building portfolio

41:10: How to buy property without a buyers agent

49:13: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

Charu Sharma, a Sydney IT professional, bought 4 property deals, and is manifesting her "dream home" & financial abundance for her daughter.

I'm proud to say she's a client of the Property Investment Accelerator, and in this discussion we cover:

👉 Why she CRASHED 5 properties that didn't stack up!

👉 How she wasted 6 months with a Buyers Agent, then replaced them using free Property Managers for deals in Perth, Townsville, Mackay

👉 Her best advice on how to get started in property investing - she debated doing the Course for 2 years before joining, missing out on hundreds of thousands of dollars

👉 Why her property strategy SHOCKED her friends, who were in disbelief

👉 How she quickly built sales agent relationships and easily found Off Market deals

❤️ Charu is a great example of how anyone can fall in love with property investing

Hopefully her story serves to help you take the very next step in your own road to retirement ✌️

Discussion Points:

00:00: Introduction

01:56: Gaining the knowledge to leave the Buyers Agent BEHIND

06:29: Having the confidence to RENTVEST & buy interstate

14:11: Building relationships to overcome rejection & buying off-market

26:26: Backing out of the deal = massive REGRET

32:50: You’re never alone in the property investing journey

35:00: Maintaining a balanced lifestyle as a property investor

41:49: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

Perth Property may be experiencing a SECOND WAVE!

❓ So where should you buy if you missed out on the last housing boom?

In this episode highly experienced Perth Building & Pest Inspector Raymond Du Preez from Integricheck explains:

👉 Why the Perth property boom won't disappear and the hottest suburbs rights now

👉 How property buying make mistakes in selecting the wrong types of property

👉 How to find an excellent building & pest inspector

👉 What you should do to avoid holding a "money pit" property

❌ This episode will save you tens of thousands of dollars in avoided mistakes. No kidding.

Discussion Points:

00:00: Introduction

02:17: The Perth market HAS changed

05:29: What areas are still attracting interest

11:00: Tackling Termites: A MASSIVE buying oversight

18:15: Trust the experts when buying interstate

23:15: The complications of property age

32:12: How to find the best B&P inspector

44:13: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

What is the future of Australia's housing market? In this episode I join Redom Syed, Mortgage Broker, to dissect the Australian property market in 2025.

Together, we navigate:

🌏 State-by-State Market Insights

💡 Apartments vs. Houses

💼 Government Spending & Economic Trends

🔑 Mindset Matters

Discussion Points:

00:00: Introduction

02:13: The changing dynamics of apartments vs houses

10:20: Affordability continuing to drive the market?

18:11: A rock and a hard place: skilled migrants driving prices

22:59: US vs AUS: Government Spending & Economic Trends

35:38: Insights into state capital markets

51:39: Darwin beating to its own drum

56:26: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

Subith Dey, a Darwin based Chef turned Disability Support worker, bought four off-market deals in six months, all within 1-2 weeks of searching.

I'm proud to say he's a client of the Property Investment Accelerator, and in this discussion we cover:

👉 How he turned to property investing after trying to make money in the stock market

👉 Subith's exact suburbs in Townsville & Rockhampton, and why Darwin could be his next move

👉 How he easily sources off market deals even without any past experience, negating the need for Buyers Agents

👉 How he built his confidence in data analysis despite little background with numbers

👉 Why anyone can replicate his results rather than letting inflation erode their money in the bank

❤️ Subith is a great example of hard work, desire and falling in love with Australian real estate.

Hopefully his story serves to help you take the very next step in your own road to freedom ✌️

Discussion Points:

00:00: Introduction

02:30: Building a portfolio & passive income

06:45: Buying in QLD: Insights on Townsville

15:18: Clarity & communication is key

21:36: Avoiding the analysis paralysis

24:38: Managing the uncertainty with data analysis

28:48: A local’s insights on the Darwin Housing Market

32:40: Advice for creating passive income long-term

35:25: The crucial role of an expert team

37:36: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

Most of what we do with our money is unconscious - and it keeps us poor.

🧠 I found a great deal of wisdom in the early mistakes I made on the way to a $25m property portfolio.

🤑 To make millions you have to learn from your mistakes.

Or better yet, learn from mine so you don't have to make them at all.

Discussion Points:

00:00: Introduction

01:14: Losing money in a managed fund

03:15: Investment banking a HUGE mistake?

06:50: Sacrificing freedom for wealth

10:45: Trusting others with your money

13:50: Focusing long-term wealth over short-term gratification

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.