CASE STUDY: How To Use EQUITY to Buy More Houses

Hear how Sydney IT Professional, Vinay Ranganatha, is using equity, rather than savings, to buy multiple properties!

🏠 He's bought two properties over the last 8 months and I'm very proud to call him a client of the Property Investment Accelerator!

💰 In this episode we deep dive into the process, mechanics and rationale of equity harvesting, including how to find a mortgage broker to do this

📈 Vinay shares every detail about how he used only equity to buy his second property from the quick growth of his first property

💸 Amazingly, despite using equity his household cashflows and interest bill was completely unaffected - learn how!

🤝 Vinay also explains why he decided to diversify away from mutual fund investments, his latest Perth property market update and how he negotiated to get thousands off his deals.

All investors serious about scaling their property portfolio should tune into this one ✌️

Discussion Points:
00:00: Introduction
02:20: The search for safe investment opportunities
05:50: A low margin of error in Aus property market
08:30: Ground-level insights in Western Australia
14:01: A deep-dive into equity extraction
27:02: Paying LMI again for more equity
31:44: Top Tips: competitive interest rates & finding a mortgage broker
39:03: Time is money: negotiating to get a deal!
44:00: Advice for building wealth & fencesitters
47:17: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

Brisbane's housing market had a massive 2024, is this growth going to continue through 2025 & 2026?

⚖️ In this episode we uncover the supply vs demand dynamics of the Brisbane property market.

📍 I also share some of the best suburbs to invest. The results may sound sketchy. But let's track their performance.

Discussion Points:
00:00: Introduction
01:54: Recent top performing suburbs
03:20: Average vendor discounting points to upward price pressure
04:28: Middle class is evaporating, rich getting RICHER
06:32: Lower rental vacancy rates in Brisbane!
07:07: Get in NOW: Top three suburbs to invest in Brisbane
11:03: Ignore stigma, use data to find investment opportunity
12:41: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice
The Listener, Reader or Viewer acknowledges and agrees that:
• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.

In this very casual chat Sam Powell & Jaryd Krause from propertypals.au interview me to discuss:

👉 How my students have bought over 3,500 properties without a Buyers Agent

👉 The typical property investor's subconscious beliefs, relationship & psychological challenges and how to overcome them

👉 Australia's economic and property market pitfalls & reality in 2025

Get stuck into it, they are amazing hosts.

Discussion Points:

00:00: Introduction

03:08: Haves and have nots: Erosion of the middle class

11:13: Net worth isn’t self worth: Dismantling subconscious beliefs

21:38: Evolution of mindset the property journey

26:10: Property vs stock for the average Australian

30:15: Where beginners get stuck in building portfolio

41:10: How to buy property without a buyers agent

49:13: Conclusion

About The Host:

Subscribe to Aus Property Mastery with PK for no BS, “straight to the point” property investing strategies and data-driven insights about the Australian housing market - the only property podcast not biased by a “Buyers Agent”. You can listen to Aus Property Mastery on Apple Podcasts, Spotify & YouTube Music.

PK Gupta is the founder of the Property Investment Accelerator — Australia's #1 Rated And ONLY 100% Independent Real Estate Course & Mentorship Program that helps people achieve passive income through property investing using DATA, WITHOUT wasting months doing "research", spending weekends at inspections OR dropping $10-20k on Buyers Agents each time.

Resources:

• Watch FREE Trainings On Our Website 👉 https://consultingbypk.com.au/
• Get Suburb Tips & FREE STRATEGIES In Our Private Facebook Community With Over 50,000 Clients & Investors 👉 https://www.facebook.com/groups/passiveincomethroughproperty
• Watch No Nonsense Property Market Insights On Our YouTube Channel 👉 https://www.youtube.com/c/AustralianPropertyMasterywithPKGupta

Disclaimer: No Legal, Financial & Taxation Advice

The Listener, Reader or Viewer acknowledges and agrees that:

• Any information provided by us is provided as general information and for general information purposes only;
• We have not taken the Listener, Reader or Viewers personal and financial circumstances into account when providing information;
• We must not and have not provided legal, financial or taxation advice to the Listener, Reader or Viewer;
• The information provided must be verified by the Listener, Reader or Viewer prior to the Listener, Reader or Viewer acting or relying on the information by an independent professional advisor including a legal, financial, taxation advisor and the Listener, Reader or Viewers accountant;
• The information may not be suitable or applicable to the Listener, Reader or Viewer's individual circumstances;
• We do not hold an Australian Financial Services Licence as defined by section 9 of the Corporations Act 2001 (Cth) and we are not authorised to provide financial services to the Listener, Reader or Viewer, and we have not provided financial services to the Listener, Reader or Viewer.

See omnystudio.com/listener for privacy information.