Phil Ganz

Most families treat a reverse mortgage as a last resort. Used properly, it is one of the most powerful financial tools your parents own.Somebody in your family has raised the idea, which makes it your decision as much as theirs. And you are being asked what you think before anyone has told you...

One bank's no isn't the end of your house search.You might need a different loan, a different way to show your income, or a lender that offers something your bank doesn't. Before you put the house hunt away, find out what actually stopped the loan.APPROVED puts 46 real buyer questions into three...

Last year, Florida handed out $50 million in down payment help. It was claimed in about six months, by the buyers who knew to ask. Most Florida renters believe the down payment is the wall between them and owning a home. Here is what almost nobody tells them: Florida has quietly built one of the...