Credit Analysis

Arnold Ziegel formed Mountain Mentors Associates after his retirement from a corporate banking career of more than 30 years at Citibank. The lessons learned from his experience in dealing with entrepreneurs, multinational corporations, highly leveraged companies, financial institutions, and structured finance led to the development and delivery of numerous senior level credit risk training programs for major global financial institutions from 2002 through the present.

This case begins by following a woman by the name of Annie Hilderbrandt and her decision to switch from investing in the money market and bonds to investing in the stock market. As investors, we are often afraid to invest in a stock that we have no background on or knowledge of. We will most likely turn to a mutual fund because all of the stocks have been selected by someone who is knowledgeable about the stock market. This analysis is a great reference source for ethical investing and for ethics in general.