Episodes

  • E222: The Impact of Money Scripts on Your Financial Decisions

    E222: The Impact of Money Scripts on Your Financial Decisions
    May 15 2024
    Our behavior related to money is driven by many factors. One factor can be our unconscious beliefs about money. These beliefs are called "money scripts," and they can significantly influence our habits and results with money.
    Show More Show Less
    11 mins
  • E221: How Debt Can Sabotage Your Financial Future – Understanding the Negative Effects of Debt

    E221: How Debt Can Sabotage Your Financial Future – Understanding the Negative Effects of Debt
    May 8 2024
    Debt is not always bad, but it's often overused. Avoiding debt as much as possible is one of the best ways to avoid financial stress and make faster progress toward your financial goals.
    Show More Show Less
    13 mins
  • E220: Can I Withdraw From My IRA for a Down Payment on a Home?

    E220: Can I Withdraw From My IRA for a Down Payment on a Home?
    May 1 2024
    Are you dreaming of buying a new home but struggling to come up with enough money for a down payment? If you have an IRA, you might be tempted to dip into it to fund your dream. But can you actually withdraw money from your IRA for a down payment on a home?
    Show More Show Less
    11 mins
  • E219: Understanding 401(k) Loans – How They Work and When to Consider One

    E219: Understanding 401(k) Loans – How They Work and When to Consider One
    Apr 24 2024
    If you've ever wondered whether you can borrow from your 401(k), the answer is likely yes, but it comes with a host of considerations. Before you consider borrowing from your 401(k), you need to understand the mechanics of 401(k) loans, the potential downsides, and the risks involved.
    Show More Show Less
    9 mins
  • E218: What Home Improvements Increase Cost Basis (And Why You Should Care)

    E218: What Home Improvements Increase Cost Basis (And Why You Should Care)
    Apr 17 2024
    By maintaining detailed records of all home improvements, you can maximize your chances of increasing your adjusted costs basis as much as possible when selling your home, which can minimize the capital gains taxes you might pay.
    Show More Show Less
    11 mins
  • E217: What's a "Normal" Down Payment for Buying a House?

    E217: What's a "Normal" Down Payment for Buying a House?
    Mar 20 2024
    There are some myths as well as pros and cons of different down payment percentages. Whether you're a first-time homebuyer or looking to upgrade, understanding your option for a down payment will help you make informed decisions and find the right plan for your situation.
    Show More Show Less
    11 mins
  • E216: How to Recognize (And Avoid) Scams

    E216: How to Recognize (And Avoid) Scams
    Mar 13 2024
    To protect yourself, you need to arm yourself with the tools and knowledge necessary to spot the red flags of a scam and the strategies to avoid these potentially devastating intrusions.
    Show More Show Less
    33 mins
  • E215: How to Switch Banks (In 5 Steps)

    E215: How to Switch Banks (In 5 Steps)
    Mar 6 2024
    Don't let inertia and the comfort of the status quo keep you from improving your bank experience. Switching banks is not that difficult and can make life easier if you put in a little time up front.
    Show More Show Less
    7 mins