Is it really possible to generate passive income, reduce your tax burden, and build long-term wealth, all through Bitcoin mining? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Beau Turner, founder of Abundant Mines, to unpack one of the most misunderstood and potentially lucrative opportunities in today’s financial landscape. Patrick and Beau go beyond the surface of crypto hype and dig into the real strategies, tax advantages, and business models behind profitable Bitcoin mining.

Listeners will gain insight into how crypto mining can function as a cash-flowing business, what kind of setup makes the most sense based on personal goals, and how to structure investments for long-term efficiency and tax benefit. Whether you’re new to crypto or looking for a smarter way to diversify your portfolio, this episode offers clarity, practical advice, and a fresh perspective on an emerging frontier in wealth-building.

Key Takeaways:

• How Bitcoin mining works and why it’s more than just a tech trend

• The unique tax advantages of mining, including depreciation and deductions

• Why mining offers cash flow, not just asset accumulation

• How to choose the right mining setup based on your goals

• The long-term opportunity as Bitcoin supply diminishes

• How to avoid common pitfalls and choose a trusted mining partner

• Why business owners should consider this in their broader wealth strategy

Learn More About Beau: Official Website

Instagram

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

What if your retirement account could do more than just survive Wall Street, what if it could help you build real, tax-free wealth? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Adam Bergman, tax attorney, founder of IRA Financial, and author of nine books on self-directed retirement strategies. Together, they dive into the powerful, yet often misunderstood world of self-directed IRAs and 401(k)s and how entrepreneurs can use these tools to invest in real estate, private companies, crypto, and other high-growth opportunities completely outside of traditional stock and bond portfolios.

Adam pulls back the curtain on the exact tax code provisions that allow for these moves, explains the differences between self-directed IRAs, checkbook control IRAs, and ROBS plans, and shares how strategies like Roth conversions and discounted valuations can unlock massive long-term tax savings. Whether you're sitting on cash in a retirement account or looking for smarter ways to grow your wealth, this episode is packed with actionable insights and real examples that can help you shift from financial security to financial freedom.

Key Takeaways:

• The difference between building wealth and just saving money in a brokerage account

• What the IRS actually allows you to do inside a retirement account and what’s off limits

• How to self-direct your IRA or 401(k) to invest in real estate, private equity, or crypto

• Why Roth conversions (especially with valuation discounts) are a game-changer

• The power of ROBS to start a business with retirement funds, tax and penalty free

• Why every entrepreneur should consider diversifying outside of Wall Street

Learn More about Adam: Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

What if selling your business could be simple, profitable, and even… graceful?

In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with John Martinka, seasoned exit planning advisor and author of “Exit with Style and Grace and More Money.” Together, they break down what it really takes to prepare your business for a sale that leaves you in control and with more cash in your pocket. Whether your years away from exiting or just starting to consider the possibility, this episode will change the way you think about the value hidden inside your business.

Patrick and John unpack the most common pitfalls entrepreneurs make when it’s time to sell, like blending personal expenses, relying too heavily on key employees, or simply being too essential to the day-to-day. You'll walk away with a clearer picture of how to make your business more attractive, more scalable, and ultimately more sellable. If your goal is to grow your wealth, protect what you’ve built, and exit on your terms, this episode is a must-listen.

Key Takeaways:

• Why owner dependency kills business value and how to fix it

• The critical importance of clean, accurate financials

• How to build a team that increases value and attracts buyers

• What “growth potential” really means to investors and PE firms

• How smart incentives and retention bonuses can protect your exit

• Why systems, processes, and IP matter more than you think

• How to avoid costly working capital mistakes at closing

Learn More About John: Get John’s book: Exit with Style and Grace and More Money

Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

Is your insurance policy building wealth or just a cost? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan, founder of Vital Wealth, sits down with Wallis Wilkinson Tsai, a former Goldman Sachs investment banker, hedge fund investor, and co-founder of AboveBoard Financial. Together, they explore how insurance can become a powerful tool in your financial strategy, if it’s used correctly. Whether you're a high-level entrepreneur, CEO, or business owner, this conversation will show you how to turn insurance from a sunk cost into a high-leverage asset.

Wallis shares her expertise on everything from tax-optimized life insurance structures to often-overlooked tools like disability coverage and executive benefits. This episode will challenge what you’ve heard about “buy term and invest the rest,” and introduce you to strategies like Irrevocable Life Insurance Trusts (ILITs), Private Placement Life Insurance (PPLI), and buy-sell agreements that can drastically improve your financial outcomes. If you’re looking to reduce taxes, preserve wealth, and make smarter decisions about your business and legacy, you’ll want to listen all the way through.

Key Takeaways:

• Why most insurance sales are misaligned with client goals

• How to use life insurance for tax-deferred and tax-free growth

• The hidden importance of disability insurance for business owners

• Estate planning strategies using Irrevocable Life Insurance Trusts (ILITs) and survivorship policies

• How executive benefit carve-outs can retain top talent and reduce tax liability

• A breakdown of Whole Life, Indexed Universal Life (IUL), Variable Universal Life (VUL), and Private Placement Life Insurance (PPLI), plus when to use each

• Why now is the time to reevaluate your insurance strategy

Learn More About Wallis:

Episode Exclusive Website

Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

Could AI your biggest untapped business partner? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan is joined by Jonathan Mast, an AI prompting pioneer and seasoned digital innovator who’s been leveraging emerging tech since the earliest days of the internet. Together, they unpack how AI is transforming the way entrepreneurs operate, making it easier to save time, increase profits, and deliver more value without burning out or hiring more people.

From marketing strategies and SOP creation to customer service automation and building your own virtual board of advisors, Jonathan breaks down real-world use cases that anyone can implement, regardless of tech experience. If you’ve ever felt overwhelmed by AI or unsure where to begin, this episode gives you the roadmap. Tune in and discover how to start small, think smarter, and use AI to unlock next-level growth in your business.

Key Takeaways:

• Why AI isn't the future. It's now, and how to start using it without feeling overwhelmed

• The 3-part formula every entrepreneur needs: save time, make more money, add more value

• How to prompt AI like a pro using a simple 4-step framework

• The power of SOPs, customer support automation, and AI-generated marketing copy

• How to create your own virtual board of advisors using AI personas

• Why entrepreneurs who avoid AI risk falling behind in a rapidly evolving economy

Learn More About Jonathan:

Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

Is your wealth strategy stuck on the ground floor? Learn how Lane Kawaoka went from a civil engineer to managing over $2.1 billion in real estate—and how you can use the same framework to create your own wealth elevator.

In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Lane Kawaoka, former civil engineer turned real estate powerhouse, bestselling author, and host of a top 50 investing podcast. Lane shares his journey from buying his first rental in Seattle to building a portfolio of over 10,000 units and founding The Wealth Elevator. If you're a high-income earner looking for scalable, tax-efficient ways to build passive income through real estate syndications and advanced private equity strategies, this conversation is packed with insights you can't afford to miss.

Lane breaks down the four key wealth drivers in real estate, demystifies syndications, and shares his powerful Wealth Elevator framework to help investors at every stage, from getting out of debt to leveraging alternative investments. You’ll also hear Lane’s candid take on current market conditions, what to watch out for in deal underwriting, and why multifamily remains a resilient asset class. Whether you're just getting started or navigating the complexities of accredited investing, this episode offers a roadmap to smarter, more strategic wealth-building.

Key Takeaways:

• The two best paths to building long-term wealth: business ownership vs. real estate investing

• How cash flow, appreciation, amortization, and depreciation work together in real estate

• Why syndications are a scalable and tax-efficient alternative to direct ownership

• Lane’s Wealth Elevator framework works for everyone

• How to vet syndication deals with conservative underwriting metrics

• Why Lane prefers single-asset deals over blind pool funds

• Economic trends affecting real estate in 2025 and beyond

• How private equity fits into a diversified, cash-flow-focused portfolio

Learn More About Lane:

• Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

Are you building a legacy that lasts or leaving your wealth exposed to taxes, lawsuits, and family conflict?

In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Anthony Joffe, Chairman of Sterling Trustees, one of the nation’s top independent corporate trustees based in South Dakota. With nearly two decades of experience helping ultra-high-net-worth families structure their trusts, Anthony shares powerful insights into why trusts are more than estate tools, they're strategic wealth planning vehicles. Patrick and Anthony explore what makes South Dakota the gold standard for trust law, the dangers of choosing the wrong trustee, and how smart entrepreneurs are protecting their wealth for generations to come.

Whether you're just getting started with estate planning or you're already managing substantial assets, this episode is packed with practical strategies that can save millions in taxes, avoid probate, and create long-term clarity for your family and business. If you’re serious about protecting what you’ve built, this is one you don’t want to miss.

Key Takeaways:

• Why South Dakota is the premier jurisdiction for trust planning

• The difference between a corporate trustee, a family member, and a bank

• How directed trusts and trust protectors create more control and flexibility

• The dangers of poor trust drafting and outdated estate documents

• Why flat-fee, independent trustees eliminate conflicts of interest

• What to expect when working with a professional trustee like Sterling

• How to start or transition your trust the right way

Learn More About Antony:

Phone: 610-234-0626

Official Website

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien

Have you ever walked away from a sales conversation thinking it went perfectly, only to lose the deal anyway? In this episode of the Vital Wealth Strategies Podcast, host Patrick Lonergan sits down with Ari Galper, the world’s leading authority on trust-based selling and the author of seven bestselling books. Patrick and Ari dive deep into why traditional sales methods fail even when conversations seem to go well and how entrepreneurs can shift to a trust-first approach that builds genuine relationships and dramatically increases close rates. Ari shares the pivotal story that changed his entire philosophy on sales, revealing the hidden pitfalls that most entrepreneurs unknowingly fall into.

If you’ve ever struggled with feeling "too salesy" or wondered why prospects hesitate even after showing enthusiasm, this episode offers a refreshing alternative. Ari lays out a simple, actionable framework to transform your approach from pushing solutions to diagnosing real problems, and from chasing clients to attracting committed ones. Learn how trust-based selling can help you stop convincing and start connecting at a much deeper level, especially if you sell high-ticket services or low-volume offers.

Key Takeaways:

• Traditional sales tactics break trust and create hidden resistance.

• Trust is built by diagnosing problems, not pitching solutions.

• Deep, reflective questions uncover the real pain points prospects are facing.

• A simple sales roadmap builds confidence without overwhelming prospects.

• Charging for the first step filters out tire-kickers and elevates your authority.

• True sales success comes from being seen as an expert, not a persuader.

Learn More About Ari:

Official Website

Episode Resources:

Influence, New and Expanded: The Psychology of Persuasion by Rober Cialdini

Resources:

Visit www.vitalstrategies.com to download FREE resources

Listen to the podcast on your favorite app: https://link.chtbl.com/vitalstrategies

Follow on Instagram at https://www.instagram.com/vital.strategies

Follow on Facebook at https://www.facebook.com/VitalStrategiesPodcast

Follow on LinkedIn at https://www.linkedin.com/in/patricklonergan/

Credits:

Sponsored by Vital Wealth

Music by Cephas

Art work by Two Tone Creative

Audio, video, research and copywriting by Victoria O'Brien