Episodes

  • EP 540 - How NZ Business Owners Are Winning In A Tough Economy

    EP 540 - How NZ Business Owners Are Winning In A Tough Economy
    Nov 20 2025
    Buying a business? Book a call with Phil first: https://nextadvisory.nz/buying-a-business/

    Phil and Luke share real examples from business owners within our community who are winning work right now.

    The pattern is clear, successful businesses are getting off their ass and doing something. They're not waiting for the economy to improve or hoping their website will magically bring customers.

    We cover relationship building, asking for referrals, leveraging existing client bases, and why speed beats perfection every time. Plus the mindset shift from "what do I want to do" to "what problems can I solve."

    Stop being a victim. Start taking action.

    If you're interested in working together:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    29 mins
  • EP 539 - Stop Looking For Short Cuts In Business: Just Do The Work

    EP 539 - Stop Looking For Short Cuts In Business: Just Do The Work
    Nov 16 2025
    Book a call with Phil to discuss gaining clarity on your business: https://calendly.com/philsmith

    Most business owners would rather find a magic solution than do the boring work that actually gets results.

    Phil and Luke break down why changing accountants won't fix your cash flow problems, why there's no shortcut out of debt, and why the answer is always the thing you don't want to hear: do the work.

    We share the story of someone who went from $60K debt and on the benefit, to earning $265K by working 85 hours a week. No magic. No shortcuts. Just relentless action.

    Stop looking for the easy way out. The path through your problems is doing what you already know you need to do.

    If you're interested in working together:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    32 mins
  • EP 538 - Your Business Margins Are Getting Crushed (Here's Why)

    EP 538 - Your Business Margins Are Getting Crushed (Here's Why)
    Nov 13 2025
    Grow your business with our 90 day business planning: https://nextadvisory.nz/90-day-business-planning/

    Your suppliers are sneaking in price rises while you're still charging last year's prices. Meanwhile, you wonder why your business has no cash.

    Phil and Luke break down why business margins are getting their margins crushed and what you can do about it to protect yours.

    The businesses thriving right now are the ones protecting their margins.

    The ones going broke are hoping things get better. Stop guessing. Start measuring. Check your margins monthly or watch your business slowly bleed out.

    If you're interested in working together:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    31 mins
  • EP 537 - How to Check If You're Paying the Right ACC Rate

    EP 537 - How to Check If You're Paying the Right ACC Rate
    Nov 9 2025
    Most business owners just pick a random ACC classification code when they set up their company. Then they wonder why their ACC bill is so high.

    The problem? It's ridiculously easy to get this wrong. You set up a company, they ask for your business industry classification code, and you go "I don't know, that one looks close enough." Meanwhile, there are dozens of subcategories with wildly different rates.

    We cover why the classification system is so confusing, how to check if you're in the right bucket, and what questions to ask ACC to make sure you're not overpaying. Plus the real reason ACC might be making losses - hundreds of thousands of businesses probably have the wrong codes.

    If you're interested in working together:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    15 mins
  • EP 536 - Labour's Capital Gains Tax: What It Really Means for You

    EP 536 - Labour's Capital Gains Tax: What It Really Means for You
    Nov 6 2025
    Labour just announced a 28% capital gains tax on rental properties, Phil and Luke break down what this actually means.

    If you're interested in working together:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    49 mins
  • EP 535 - Why Business Owners Are Too Scared to Make Tough Decisions

    EP 535 - Why Business Owners Are Too Scared to Make Tough Decisions
    Nov 2 2025
    Looking for help buying a business? Book a call with me at https://calendly.com/philsmith/

    Most business owners would rather go broke than make the hard decisions. Then they act surprised when they lose everything.

    Today Phil and I break down why Kiwi business owners are too scared to right-size their businesses even when their family home is on the line.

    We cover the tough conversations you're avoiding: restructuring staff, negotiating rent relief, and protecting your business asset before someone pulls the rug out.

    If you're interested in working together in other ways:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    42 mins
  • EP 534 - NZ's Debt To IRD Hits $10 Billion: Here's What's Coming

    EP 534 - NZ's Debt To IRD Hits $10 Billion: Here's What's Coming
    Oct 30 2025
    Looking for help with your accounting to create clarity & better decisions? Go to https://nextadvisory.nz

    IRD debt has exploded from $4 billion to over $10 billion in just 5 years. Now they're getting serious about collecting it.

    Phil breaks down what's really happening, the new collection powers IRD are using, why 500,000+ Kiwis owe money, and how penalties are racking up faster than people can pay them back. Plus the reality check every business owner needs to hear.

    Don't bury your head in the sand. The money you owe belongs to other taxpayers, not you, it's time to get compliant before they make the decision for you.

    If you're interested in working together in other ways:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    27 mins
  • EP 533 - Why Your Business Has No Cash (And How to Fix It)

    EP 533 - Why Your Business Has No Cash (And How to Fix It)
    Oct 26 2025
    Book a call with Phil to discuss buying/valuing your business: https://calendly.com/philsmith/buying

    Most business owners are doing cash flow completely wrong. Then they wonder why they're always stressed about money. You do the work, send an invoice, then wait 20+ days to get paid. Meanwhile, you've already paid wages, materials, and overheads. That's backwards.

    Phil breaks down the real cash flow hacks that work: taking deposits upfront, charging site visit fees to filter time wasters, and getting paid the day you finish the job. We cover why your balance sheet is like a wet sponge soaking up cash, and how to wring it out.

    Cash flow isn't the problem, your systems are. Fix the systems, fix the cash flow. Your business success depends on cash moving through it, not getting stuck in it.

    If you're interested in working together in other ways:

    Visit our website https://nextadvisory.nz

    Let's connect over a quick call: https://calendly.com/philsmith/

    Instagram: https://www.instagram.com/nextadvisory.nz/
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    35 mins