• Maximizing Your Business Valuation Before Selling with Saul Cohen
    Nov 13 2025

    Selling your business may be one of the hardest decisions any business owner has to make. But even if you don’t plan to sell any time soon, it’s still important to think about an eventual exit.

    In today's episode, Saul Cohen joins Russ and Joey to discuss the steps business owners should take to successfully prepare for an exit and ensure a lucrative sale. This episode provides valuable insights for business owners who may be unaware of the strategies to maximize valuation.

    Saul shares why it's essential to understand your business's valuation early and the massive impact it can have on your exit. Whether you're building a lifestyle business or planning for a future sale, he emphasizes the importance of tax-efficient compounding.


    Don’t miss out on the opportunity to increase your business’s valuation. Take the first step by learning more about building the right systems and preparing for a successful exit long before it's time to sell.


    Top three things you will learn:

    -Why business owners need to prepare for an exit

    -How to increase your business valuation

    -The importance of systematic financial processes


    About Our Guest:

    Saul Cohen is an experienced accountant and acquisitions advisor who is passionate about helping entrepreneurs achieve financial growth through strategic acquisitions and insightful financial planning. Having supported over 100 acquisitions, he brings a wealth of expertise in guiding business owners through complex transactions.


    Saul is dedicated to assisting business owners who feel stuck by guiding them through tax planning, exit strategies, and acquisitions to ensure long-term financial success.


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    Connect with Saul Cohen:

    -Website - wealthwithoutwallstreet.com/businessvaluation


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 ChoosePassiveIncome.com


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉

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    33 mins
  • Round Table | Where Are People Investing Now to Get Passive Income Heading Into 2026?
    Nov 11 2025

    When interest rates shift, the rules of investing, borrowing, and building passive income shift too. In this timely conversation, the financial coaches discuss the upcoming rate cuts, their ripple effects across real estate and the economy, and how savvy investors should prepare.

    They break down why cheaper capital creates more deals, but also more risk, and how lower borrowing costs can push up asset prices, lure amateurs into the market, and create dangerous financial traps for the unprepared. The financial coaches also explain why having access to capital, maintaining liquidity, and following a solid system matter far more than chasing rates or trying to time the market.


    From infinite banking loan rate opportunities to underwriting real estate deals in a changing market, this episode shows listeners how to think like professional investors – protecting capital, maintaining optionality, and deploying funds when opportunity arises.


    Top three things you will learn:

    -How interest rate cuts create new investing opportunities

    -Why passive income beats accumulation-focused investing

    -How to position yourself before rates drop


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 ChoosePassiveIncome.com


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉 wealthwithoutwallstreet.com/tax


    Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    📘 wealthwithoutwallstreet.com/newbook


    Stay Connected:

    📸 Instagram: @wealthwithoutwallst



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    33 mins
  • The IUL Illusion: What Kyle Busch’s $8.5M Loss Teaches About Real Financial Freedom
    Nov 6 2025

    Do you want to learn how to build a financial system that generates passive income without relying on Wall Street?


    In this episode, Russ and Joey share their monthly passive income report, revealing the strategies they use to generate consistent, reliable cash flow without relying on traditional financial systems. They also share actionable steps on how to replicate their success. The duo goes on to discuss the crucial lessons from Kyle Busch’s $8.5 million loss, exploring how it highlights the distinction between perceived financial success and real financial freedom.


    Tune in to learn why traditional wealth-building strategies often fall short, and how creating a sustainable system can lead to true financial freedom just like it has for Russ and Joey.


    Top three things you will learn:

    -The limitations and risks of indexed universal life insurance policies

    -The importance of a financial system

    -Why clarity and control in your financial decisions matter


    September 2025 Income At-A-Glance:

    -Gross Income for September: $57,618

    -Total Expenses for September: $13,534

    -Total Net Profit for September: $44,084

    -Difference b/t August & September: $8,575

    -% of net profit to overall gross revenue: 77%


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 https://www.choosepassiveincome.com/


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/pios

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉 wealthwithoutwallstreet.com/tax


    Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    📘

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    30 mins
  • Round Table | How to Build Passive Income with the Passive Income Operating System (Step-by-Step)
    Nov 4 2025

    Are you tired of working harder for your money and never feeling truly free? In today's conversation, the financial coaches break down why making more money isn’t enough. Instead, you need a proven system that can turn your active income into passive income and help you achieve financial freedom.


    The discussion highlights why relying on random financial tactics only leads to random results. By implementing a structured approach, you can create lasting passive income streams that will support you for life. The system they discuss is designed to help you access the capital you need to start investing while still securing your wealth.


    If you’re ready to break free from the financial rat race, stop relying on haphazard tactics and start building a financial system that works.


    Top three things you will learn:

    -The importance of having a system for financial freedom

    -How to recognize and avoid common money traps

    -The power of using the cash value in a life insurance policy to generate passive income


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 ChoosePassiveIncome.com


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉 wealthwithoutwallstreet.com/tax


    Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    📘 wealthwithoutwallstreet.com/newbook


    Stay Connected:

    📸 Instagram: @wealthwithoutwallst



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    27 mins
  • Is Airbnb Dead? What Most People Get Wrong About STRs with John Bianchi
    Oct 30 2025

    Managing a short-term rental can feel overwhelming, especially with all the market myths out there. In this episode, John Bianchi joins Russ and Joey to break down why Airbnb is far from dead and how to strategically position your rentals for maximum profitability.


    John dives into what makes a property desirable, the importance of amenities, and how to create a “destination” experience that attracts guests year-round. We also cover key insights on the short-term rental tax loophole and strategies to maximize cash flow while staying compliant.


    Whether you’re a beginner or a seasoned investor, this episode equips you with actionable steps to navigate the competitive STR landscape. Tune in now and learn how to make Airbnb work for you:


    Top three things you will learn:

    -How to identify profitable short-term rental markets

    -How to choose properties that stand out

    -How to leverage data to avoid costly mistakes


    About Our Guest:

    John Bianchi, also known as The Airbnb Data Guy, is a real estate investor who spends much of his time providing useful information on how to scrub data to find your next investment.


    In 2017, at just 24 years old, John sold a $10 million investment portfolio to start an Airbnb Arbitrage business. He quickly grew that to 15 cash-flowing properties in the Chicago area. By doing that, he developed processes to analyze Airbnb data and identify highly profitable properties anywhere. Since then, he's been teaching people these processes.


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    Connect with John Bianchi:

    -Website - strsearch.com


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 ChoosePassiveIncome.com


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉

    Show More Show Less
    33 mins
  • Round Table | Forever Income: What Michael Jordan Taught Us About Passive Cash Flow
    Oct 28 2025

    What comes to mind when you think about the Jordan brand? In today’s episode, the financial coaches explore how to build streams of income that last beyond your lifetime, just like Michael Jordan’s legendary brand.


    They dive deep into the mindset shift needed to create streams of income that continue after you’re gone. Instead of focusing on accumulating a large sum for retirement, the focus is on building sustainable income sources that provide freedom now and for future generations. They also discuss the common trap of following traditional financial advice, which encourages saving for retirement but doesn’t focus on creating perpetual cash flow.


    If you want to understand the significance of generational wealth, the importance of protecting your family’s financial future, and how to put your money to work today to build those legacies, this discussion can give you the clarity you need.


    Top three things you will learn:

    -The power of perpetual passive income

    -Shifting from traditional investments to income-generating assets

    -Building wealth for future generations


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 ChoosePassiveIncome.com


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉 wealthwithoutwallstreet.com/tax


    Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    📘 wealthwithoutwallstreet.com/newbook


    Stay Connected:

    📸 Instagram: @wealthwithoutwallst



    Show More Show Less
    33 mins
  • The Hidden Secret to Scaling Multiple Businesses (No More Chaos!) with Joshua Kalinowski
    Oct 23 2025

    Managing a business is challenging. It's even more difficult when you're juggling multiple ventures. How do you break free from the chaos and scale effectively?


    In this episode, Joshua Kalinowski joins Russ and Joey to share the secret to scaling multiple businesses without the chaos. From real estate to roofing, Joshua reveals how his company evolved into a successful holding company, ensuring each business stands alone while complementing the others.


    Whether you're just starting out or managing multiple enterprises, this episode offers valuable insights on simplifying operations and maximizing your company’s potential.


    Top three things you will learn:

    -Structuring businesses for scalable growth

    -Building strong leadership to drive business expansion

    -Eliminating chaos and friction to unlock growth


    About Our Guest:

    Joshua Kalinowski is an author, serial entrepreneur, and CEO of multiple companies. He focuses on empowering men and women to live a life of exceptional impact, influence, and faith.


    As a former professional athlete, Josh knows the importance of discipline, vision, and taking risks to overcome challenges in pursuing dreams and achieving goals. He prides himself on being a personal coach and mentor, helping people uncover their passions and live out their purpose.


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    Connect with Joshua Kalinowski:

    -Instagram - https://www.instagram.com/joshuadkalinowski/


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 https://www.choosepassiveincome.com/


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉 wealthwithoutwallstreet.com/tax


    Grab Our Book:...

    Show More Show Less
    32 mins
  • Round Table | Why Debt Freedom Doesn’t Equal Financial Freedom (The Missing Step to Passive Income)
    Oct 21 2025

    Debt freedom is often seen as the ultimate goal, but is it really the key to financial freedom? In this episode, the financial coaches dive into why eliminating debt doesn’t automatically lead to true financial independence, and how the journey to wealth requires more than just paying off what you owe.


    They discuss how the “debt-free” mindset can lead to a life of dependence on a paycheck, without building streams of income. They also explore the essential next step: creating passive income that works for you, even when you’re not actively working.


    Are you ready to break free from the limitations of debt freedom and build a life of true financial freedom? Tune into this episode to learn the critical steps you need to take and how focusing on passive income can transform your future. Don’t wait. Start implementing the principles today to set yourself up for success tomorrow.


    Top three things you will learn:

    -Why debt freedom doesn’t equal financial freedom

    -The dangers of focusing on debt while ignoring passive income

    -Steps to building a passive income system


    Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.


    This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.


    The hosts may have a financial interest in the programs or services mentioned in this episode.


    💸 Build a Passive Income Machine in 3 Steps:

    Here’s how to flip the script and start building wealth the way the wealthy do 👇

    👀 Step 1 – Watch the Free 40-Minute Masterclass on the Infinite Banking Concept

    👉 wealthwithoutwallstreet.com/free-ibc-webinar

    📞 Step 2 – Book a Free Call with Our Team (We Do This All Day, Every Day)

    👉 wealthwithoutwallstreet.com/accelerate

    📈 Step 3 – Start Building Passive Income


    Join the Passive Income Lab

    👉 ChoosePassiveIncome.com


    More Ways to Learn & Grow Wealth (For Free)

    💾 Download the Passive Income Operating System

    👉 wealthwithoutwallstreet.com/piosebook

    👥 Join 10,000+ Investors Inside Our Free Community

    👉 wealthwithoutwallstreet.com/community

    Paying $250K+ in Taxes? Stop the Bleed.

    😡 Apply for Our Next Tax Strategy Intensive

    👉 wealthwithoutwallstreet.com/tax


    Grab Our Book: Wealth Without Wall Street: 3 Steps to Freedom Through Passive Income

    📘 wealthwithoutwallstreet.com/newbook


    Stay Connected:

    📸 Instagram: @wealthwithoutwallst



    Show More Show Less
    31 mins