Episodes

  • South Bay Real Estate Update: Interest Rates, Credit Card Hacks & Q3 Market Recap

    South Bay Real Estate Update: Interest Rates, Credit Card Hacks & Q3 Market Recap
    Oct 16 2025
    In today’s episode, Richard dives into three key topics shaping the South Bay market this fall. First, he breaks down interest rates and explains why local jumbo borrowers are landing roughly a full percentage point below national averages and how South Bay credit unions are offering some of the most competitive mortgage deals we’ve seen all year. Next, Richard shares a new segment on credit card rewards tailored for real estate. He highlights the Mesa card (earn points on your mortgage), the Bilt card (points for rent), and the Southwest Business Performance card (a travel hack for Realtors and business owners that can earn a two-year Companion Pass). Finally, Richard wraps up with a Q3 market recap, comparing how Manhattan Beach, Hermosa Beach, Redondo, and the Palos Verdes Peninsula performed this quarter, as well as, what trends may shape the rest of 2025. For more South Bay real estate insights, subscribe to Richard’s weekly blog at https://haynesre.com/blog/
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    Less than 1 minute
  • South Bay Real Estate Update: Rates, Cash Buyers & Affordability

    South Bay Real Estate Update: Rates, Cash Buyers & Affordability
    Sep 18 2025
    In today’s episode, Richard breaks down three factors impacting South Bay real estate right now. First, he reviews C.A.R.’s latest affordability report and what the numbers mean—especially how much tougher the climb is for buyers in the South Bay. Next, he unpacks the recent drop in mortgage rates and its impact on both buyers and sellers heading into the fall market. Finally, Richard spotlights the outsized role of all-cash buyers across the Beach Cities and Palos Verdes. This episode gives you the numbers, the context, and the local insight you need to make sense of today’s challenging but resilient South Bay housing market. For more South Bay real estate insights, subscribe to Richard’s weekly blog at https://haynesre.com/blog.
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    Less than 1 minute
  • The Big Beautiful Bill & Q2 Real Estate Data

    The Big Beautiful Bill & Q2 Real Estate Data
    Sep 4 2025
    After a short hiatus, Richard is back with a new podcast episode! On today's podcast Richard covers two important topics for South Bay real estate. Topic #1, Richard discusses the big beautiful bill and how it impacts the real estate market. Topic #2, Richard reviews second quarter data and shares what he is seeing in the local South Bay real estate markets. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://haynesre.com/blog/
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    Less than 1 minute
  • South Bay Real Estate Report: Inventory and Affordability

    South Bay Real Estate Report: Inventory and Affordability
    May 29 2025
    In today’s episode, Richard covers three critical topics shaping the South Bay and California real estate market this year. First, Richard dives into inventory levels across the South Bay and how they’re being impacted by elevated interest rates. Next, he unpacks C.A.R.’s recently published California Housing Affordability Index. Richard breaks down what that means for pricing, and then zooms in on the real numbers for the South Bay. Finally, he shares anecdotal evidence from his own recent transactions, including deals in Golden Hills, San Pedro, and two new standout listings in the Manhattan Beach Sand Section, to illustrate how these affordability metrics play out in the real world. If you're trying to make sense of today’s market, this episode will give you both the numbers and the nuance. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://haynesre.com/blog
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    Less than 1 minute
  • South Bay Real Estate 2025 Q1 Recap

    South Bay Real Estate 2025 Q1 Recap
    Apr 24 2025
    In today’s episode Richard recaps the first quarter of 2025. Richard shares which South Bay cities surged and the driving force behind Buyer demand. Tune in to hear Richard breakdown the numbers. For more South Bay real estate insights, subscribe to Richard's weekly blog at haynesre.com/blog.
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    16 mins
  • Fire Insurance Essentials for CA Homeowners

    Fire Insurance Essentials for CA Homeowners
    Jan 24 2025
    In this episode, Richard revisits the critical topic of fire insurance for South Bay homeowners. In light of recent wildfires, Richard offers practical advice to ensure you're properly covered in case of a disaster. He also shares essential tips on understanding your policy and the importance of ordinance or law coverage. For more South Bay real estate insights, subscribe to Richard's weekly blog at haynesre.com/blog.
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    20 mins
  • Fearless Predictions for 2025 & Submarket Performance of 2024

    Fearless Predictions for 2025 & Submarket Performance of 2024
    Jan 16 2025
    In today’s episode, Richard explores two key South Bay real estate topics—first, a look back at the top and bottom-performing submarkets of 2024, and second, his fearless predictions for 2025. Tune in to find out which areas thrived and which areas faced challenges. Also, discover where the market might be heading, as Richard shares his predictions for 2025. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://haynesre.com/blog/
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    33 mins
  • California Housing Affordability & Election Results

    California Housing Affordability & Election Results
    Nov 19 2024
    On today's podcast Richard covers two important topics for California real estate. Topic #1, Richard shares the California Housing Affordability Index number and his thoughts. Topic #2, Richard discusses the statewide California election results for two real estate measures and how it could impact our real estate markets. For more South Bay real estate insights, subscribe to Richard's weekly blog at https://haynesre.com/blog/
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    26 mins