Market Update and Why Realtors Get Stuck—Plus How the Realtor Hive Helps Jenny and Jorge Aldrete share a market update, noting oil dropping below $100 has kept 30-year fixed interest rates around 6%–6.25%, and they argue first-time homebuyer age is likely closer to 34–36 (not 40) because younger buyers under-respond to NAR surveys. They explain realtors often stagnate due to lacking a growth environment, structure, strategy, and accountability, and recommend building a “school-day” schedule, using a calendar to be proactive, and prioritizing income-generating “A time” over “busy work” “B time.” They encourage learning from top producers and implementing one idea at a time. They outline what members get in the Realtor Hive: a lender-sponsored growth partner, weekly Tuesday 11 a.m. Central guidance on income-generating activities, monthly challenges, daily 10–20 minute actions, community support, and strategic content, and invite listeners to join free at therealtorhive.com. 00:00 Market Update Snapshot 00:31 First-Time Buyer Age Myth 00:55 Why Agents Feel Stuck 01:35 Build a Real Schedule 02:12 Calendar and Proactive Days 03:04 Busy Work vs A Time 03:47 Learn Then Implement 04:37 What You Get in Hive 05:33 Weekly Plan and Content 07:43 Beeline Strategy System 08:39 Key Takeaways and Join

YouTube Description: Leadership, Luxury & Scaling a Boutique Brokerage with Washington Ho & Aaron Brandom | Realtor Hive Podcast On the Realtor Hive Podcast, hosts discuss leadership, luxury, and scaling in competitive markets with Washington Ho, founder of White House Global Properties, and Aaron Brandom, managing partner and broker in Austin. Washington shares his immigrant family’s entrepreneurship story, lessons on saving and reinvesting, and why he activated his real estate license at 40 to build legacy and opportunity. They explain White House’s boutique, relationship-driven, collaborative model across residential and commercial, expanding from Houston to Austin (and eventually Dallas), emphasizing selective hiring, low turnover, shared resources, and direct access to leadership. Aaron details launching in Austin through years of networking, assembling complementary skill sets, landing a $7M Westlake listing, and advice for breaking into luxury through habits, confidence, and being in the right rooms. They also address pricing realism, marketing collaboration, AI limits in client service, and how agents can connect via Instagram or Aaron’s phone number. 00:00 Welcome and Guests 00:42 Lunar New Year Banter 01:02 Immigrant Roots and Real Estate 02:50 Money Mindset Lessons 03:25 Legacy and White House Brand 04:42 Why Start the Brokerage 06:03 Commercial Plus Residential Model 07:26 Boutique Expansion Strategy 09:21 Culture Over Numbers 11:30 Grooming Future Leaders 11:38 Breaking Into Austin 14:04 Early Wins in Luxury 15:19 Luxury Habits and Networking 16:28 Defining Luxury as Time 17:51 Teamwork and Retention 20:52 AI and Human Touch 22:29 Pricing and Marketing Reality 25:31 Who Thrives at White House 27:15 Rolodex and Cap Pitch 30:27 Selective Growth and Culture 31:40 Final Advice and Wrap Up 32:28 How to Contact Them Titles: Here are some suggestions for your podcast episode title: 1. "Unlocking Luxury: The Journey of White House Global Properties" 2. "From Gas Stations to Luxury Homes: Washington Ho's Real Estate Revolution" 3. "Inside the Hive: Leadership and Legacy in Real Estate" 4. "Scaling Success: Leadership Lessons from Real Estate Trailblazers" 5. "Breaking Barriers in Competitive Markets with White House Global Properties" 6. "Luxury Real Estate and Leadership: A Conversation with Washington Ho" 7. "Navigating Competitive Markets: Insights from Real Estate Innovators" 8. "The Real Estate Legacy: Building Dreams with Washington Ho" 9. "Leadership in Luxury: A Look at White House Global Properties" 10. "Unveiling the Luxury Real Estate Blueprint with Washington Ho"

EMAIL: thejenns@therealtorhive.com NOT thehive.com

Understanding CrossCountry Mortgage ARM Options for Jumbo Buyers Jenny Aldrete discusses CrossCountry Mortgage loan programs on the Realtor Hive Podcast, highlighting the returning 7/6 adjustable-rate mortgage (ARM) and its benefits, especially for jumbo loans above conventional limits. She explains that a 7/6 ARM keeps the same rate and payment for seven years, then adjusts every six months, with features designed to limit payment shock. Using a $1.1M purchase example with 20% down, she notes the ARM was priced about 0.5% lower and saved roughly $360–$370 per month, nearly $30,000 over seven years, and contrasts jumbo, conventional, and high-balance conventional options. The episode also covers interest-only versus fully amortized payments and encourages buyers to compare lender quotes, clarify goals like keeping cash, and consider refinancing or selling within 5–7 years. 00:00 Loan Programs Intro 00:34 Meet the 7 6 ARM 00:59 Jumbo Loan Example 03:02 How 7 6 ARM Works 03:48 Refi and Time Horizon 04:22 Buyer Tips and Goals 05:25 Savings Case Study 05:44 Other ARM Options 06:12 Interest Only vs Amortized 06:45 Wrap Up and Contact