Episodes

  • Most Business Owners Are Walking Around Unprotected and Don't Even Know It

    Most Business Owners Are Walking Around Unprotected and Don't Even Know It
    Feb 9 2026
    Most business owners believe they’re covered — until the day they find out they’re not. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Anthony Slay of INTER-AGENCY INSURANCE SERVICE, INC. for a practical, no-nonsense conversation about commercial insurance and what business owners often misunderstand about their coverage. This episode breaks down: The difference between being insured and truly protected The most common commercial insurance gaps business owners overlook Why general liability alone is rarely enough How insurance supports business growth instead of slowing it down Why independent insurance agencies give business owners an advantage Whether you’re just starting out or have been in business for years, this conversation will help you rethink insurance as a stewardship tool, not just an expense. 🎧 Listen now on YouTube or your favorite podcast platform. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge #commercialinsurance #SmallBusinessProtection#BusinessRiskManagement#EntrepreneurLife#BusinessGrowth#InsuranceEducation#IndependentInsurance#BusinessOwners#ProtectWhatYouBuild
    Show More Show Less
    1 hr and 2 mins
  • Why Smart, Self-Aware People Still Struggle in Love (The Brain Hijack™ Explained)

    Why Smart, Self-Aware People Still Struggle in Love (The Brain Hijack™ Explained)
    Feb 5 2026
    You can be emotionally intelligent, self-aware, and deeply committed to growth — and still find yourself shutting down, overthinking, or walking on eggshells in love. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Diane McDowell, therapist-turned-coach and creator of the Brain-to-Heart Code™, to unpack why that disconnect isn’t a failure — it’s wiring. Diane explains what she calls The Brain Hijack™: the nervous system’s survival reflex that quietly takes over in relationships, even when everything looks “healthy” on the surface. Together, they explore why communication tools often fail, why emotional safety matters more than effort, and how self-leadership — not partner-fixing — is the real path to deeper connection. This conversation is for high-achieving, emotionally aware people who’ve done the work… but still feel off-center in love. 🎧 In this episode, you’ll learn: • Why emotional shutdown isn’t a flaw — it’s protection • What’s really happening in the brain during conflict or disconnection • Why self-awareness doesn’t automatically create safety • How emotional wiring affects love, money, and decision-making • A practical first step to interrupting the Brain Hijack™ 🔗 Want to go deeper? Diane created a short, powerful starting point for listeners: 👉 https://www.powerfulquestionscoaching.com/the-brain-to-heart-mini-course Join us in the Lounge! Until next time — stay faithful, stay fearless, and remember: freedom lives where faith and action meet.
    Show More Show Less
    1 hr and 6 mins
  • Rethinking Homeownership: How Innovation Is Unlocking the Next Generation of Buyers | Steven Rosasmilia

    Rethinking Homeownership: How Innovation Is Unlocking the Next Generation of Buyers | Steven Rosasmilia
    Feb 3 2026
    Millions of financially responsible Americans are locked out of homeownership — not because they’re risky, but because the system hasn’t kept up with reality. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Steven Rosasmilia, founder of IMEX USA, to discuss a groundbreaking new approach to mortgage insurance designed for credit-worthy, first-time buyers with “thin” credit files. Steven shares how this new model challenges decades-old assumptions about risk, credit, and access — and how it could unlock an estimated $150 billion annually in new single-family home purchases without requiring money down or traditional PMI. This conversation goes beyond mortgages. It’s about leadership, responsibility, and what it takes to build systems that expand opportunity instead of restricting it. 📌 Learn more about IMEX: https://www.imex.one 📌 Subscribe to The Prosperity Lounge on YouTube and your favorite podcast platform 📌 Join the free Prosperity Lounge community for continued conversations on money, business, leadership, and wellness
    Show More Show Less
    37 mins
  • Former DEA Agent Mike Davis on Officer Safety and Community Trust

    Former DEA Agent Mike Davis on Officer Safety and Community Trust
    Feb 2 2026
    What does strong law enforcement leadership actually look like in today’s environment? In this live episode of The Prosperity Lounge, Joey Ruffalo sits down with Mike Davis, a Knox County Sheriff’s candidate and former DEA agent with 25 years of federal service, for a thoughtful, non-political conversation focused on leadership, trust, and public safety. Rather than soundbites or attacks, this discussion centers on: Transparency and accountability in modern policing Officer safety, training, and support Leadership philosophy and decision-making Community trust and visibility How experience prepares leaders for responsibility at the local level This episode is designed to inform, educate, and encourage meaningful dialogue around leadership in law enforcement — without gotchas, bashing, or political theater. Want to support the show- Buy me a Coffee https://coff.ee/prosperitylounge 👉 Want to break free from bad money habits? Visit www.theprosperitylounge.com use code "radio" to get our How to Stop Living Paycheck to Paycheck 8 step Action Guide Upgrade your shorts game with Captions AI. Get started today nocapincdbacaptions.pxf.io/Dy1EKo Earn FREE money when you shop, eat & play games on America's Rewards App. Join Fetch here for a bonus : https://referral.fetch.com/vvv3/referraltext?code=T283X 🔔 Subscribe for more financial insights #MoneyMindset #FinancialFreedom #ProsperityLounge #LawEnforcementLeadership #LeadershipMatters#CommunityTrust #PublicSafety #OfficerSafety#Accountability #Transparency #LeadershipConversation#LiveInterview #podcast
    Show More Show Less
    1 hr and 5 mins
  • Leadership Isn’t Motivation — It’s Formation | Anthony Randall (Vanguard XXI)

    Leadership Isn’t Motivation — It’s Formation | Anthony Randall (Vanguard XXI)
    Jan 29 2026
    Leadership doesn’t happen by accident — it’s forged. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Anthony Randall, founder of Vanguard XXI, to discuss leadership, character, discipline, and faith under pressure. This conversation reframes prosperity as formation, not performance — and challenges leaders to grow as whole people. 👉 Learn more about Anthony and his work at VanguardXXI.com If this episode challenged your thinking, subscribe, leave a comment with your biggest takeaway, and share it with someone who believes leadership should shape people — not just results. Visit The Prosperity Lounge to learn more Until next time, stay faithful, stay fearless, and remember:Freedom lives where faith and action meet. The Lounge is always open… and so is your next breakthrough.
    Show More Show Less
    41 mins
  • Successful But Still Unfulfilled? | The Final 1% | Dr. Lani Jones

    Successful But Still Unfulfilled? | The Final 1% | Dr. Lani Jones
    Jan 27 2026
    Welcome to The Prosperity Lounge, where growth gets personal. In today’s episode, Joey Ruffalo sits down with Dr. Lani Jones, a clinical psychologist and leadership advisor who helps high-performing leaders close what she calls The Final 1% — the invisible gap between success and legacy. Most leaders don’t struggle at the beginning. They don’t struggle with effort. They struggle with the last stretch — the internal wiring, decision fatigue, boundaries, and clarity required to turn achievement into something that actually lasts. In this conversation, we explore: Why the final 1% is often harder than the first 75% How internal beliefs and external noise keep leaders stuck Why mission, vision, and values aren’t corporate fluff — they’re a GPS How to protect your “yes” and make your “no” strategic The difference between success and significance How to begin building legacy now, not someday If you’ve built something good — but know you’re meant for more — this episode is for you. 👉 Connect with Dr. Lani Jones & explore the Final 1% resources: https://drlanijones.com/ 👉 Join the free Prosperity Lounge community:https://www.theprosperitylounge.com New episodes weekly. Small steps. Real progress.
    Show More Show Less
    53 mins
  • Wildlife Removal, Attic Damage & Prevention | Complete Animal Removal East

    Wildlife Removal, Attic Damage & Prevention | Complete Animal Removal East
    Jan 26 2026
    What happens when wildlife gets into your attic, crawlspace, or walls — especially during snow and ice? In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Jonathan and Justin Moore, co-owners of Complete Animal Removal East, to talk about the real-world issues homeowners face when squirrels, raccoons, bats, and other wildlife invade their homes. The Moore brothers share: How wildlife problems actually start (and why cold weather makes it worse) The hidden damage animals cause in attics and crawlspaces Why quick fixes fail — and what true prevention looks like The importance of proper exclusions and home repairs Safe, humane animal removal vs. dangerous DIY mistakes What homeowners should look for before a small issue becomes a major repair bill This conversation goes beyond pest control — it’s about protecting your home, your health, and your peace of mind with proactive solutions that actually last. Whether you’re a homeowner, real estate investor, or property manager, this episode will help you understand what’s happening inside your home — and how to stop problems before they start. 🎧 Watch & listen: YouTube: The Prosperity Lounge Podcast apps: Spotify, Apple Podcasts, iHeartRadio & more 🌐 Join the free Prosperity Lounge community: 👉 https://www.theprosperitylounge.com 📍 Serving East Tennessee: Knoxville, Pigeon Forge, Gatlinburg & surrounding areas Buy me a Coffee https://coff.ee/prosperitylounge 🔗 Learn more about Complete Animal Removal East: https://www.animalsremoved.com Until next time — stay faithful, stay fearless, and remember: freedom lives where faith and action meet.
    Show More Show Less
    1 hr and 6 mins
  • Why Buying American Builds Prosperity | Don Buckner Sr. | MadeinUSA.com

    Why Buying American Builds Prosperity | Don Buckner Sr. | MadeinUSA.com
    Jan 22 2026
    Where your money goes after you spend it determines what grows. In this episode of The Prosperity Lounge, Joey Ruffalo sits down with Don Buckner Sr., Founder and CEO of MadeInUSA.com, to explore how American manufacturing, consumer choices, and economic stewardship shape long-term prosperity. Don shares why buying American-made products does more than support jobs — it multiplies wealth through local communities, strengthens families, and keeps economic value circulating instead of leaving the country. This conversation covers: Why manufacturing still matters in today’s economy How money multiplies when it stays local The real cost of imported goods Faith-driven leadership and economic stewardship What prosperity truly means beyond income If you care about economic freedom, small business, and building prosperity with intention, this episode will change how you think about every purchase you make. 🔗 Learn more at MadeInUSA.com 🔗 Explore the mission at MadeInAmerica.org
    Show More Show Less
    30 mins